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June Marcia Williams — Licensed Term Life Insurance Agent in Dunnellon, FL
June Marcia Williams
Your Insurance Agent in Dunnellon, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Dunnellon, FL...
National Producer No.
17209549
Verify ↗

Term Life Insurance in Dunnellon, FL

Compare 10, 20, and 30-year term rates from top carriers.

Term life insurance for Dunnellon, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Dunnellon, FL

Dunnellon, FL — Your Local Producer

Hello Dunnellon! As a fellow Marion County resident, I cherish the unique charm and natural beauty that defines our area, from the historic downtown to the riverbanks. My name is June Marcia Williams, and as a licensed insurance producer, I am dedicated to serving my neighbors right here in our community. I offer guidance on a variety of personal insurance options, including Term, Whole, and Universal Life, Final Expense, Critical Illness, and Accident & Injury policies. My goal is to help you understand your choices and secure a plan that brings you peace of mind. (NPN: 17209549, Florida License No: W840529)

  • Dunnellon City Hall
  • Rainbow Springs State Park
  • Dunnellon High School
NPN17209549FL LicenseW840529

Licensed Term Life Producers in Dunnellon

100 on public record · Florida DFS · Fla. Stat. §119.01

AC
Adlyh Veroushka Chico-Garcia
Life Including Variable Annuity & Health
NPN 20610014 Licensed 2023
AF
Adriana Fernandez
Life Including Variable Annuity & Health
NPN 19888498 Licensed 2021
AH
Aidan Drake Thomas Hood
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 21172759 Licensed 2024
AS
Alec Stevens
Life Including Variable Annuity & Health
NPN 20464205 Licensed 2022
AM
Alexia Morgan
Life Including Variable Annuity & Health
NPN 21470973 Licensed 2025
AB
Alice Beggs
Life Including Variable Annuity & Health
NPN 16523933 Licensed 2012
AS
Andrea R Stancil
Life Including Variable Annuity & Health
NPN 21263374 Licensed 2024
AF
Andrew John Fero
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 423076 Licensed 1973
AC
Anna Maria Cortazar
Life Including Variable Annuity & Health
NPN 1038182 Licensed 1997
BE
Bradley J Easom
Life Including Variable Annuity & Health
NPN 1340555 Licensed 1998
BC
Brandon James Camden
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 8978644 Licensed 2007
BP
Breana Marie Perez
Life Including Variable Annuity & Health
NPN 20369397 Licensed 2022
BD
Brenda Louise Darville
Life Including Variable Annuity & Health
NPN 1590912 Licensed 1998
BW
Bridgette Anne Weber
Life Including Variable Annuity & Health
NPN 20786251 Licensed 2023
BH
Brigitte Leigh Hall
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 506900 Licensed 1998
CL
Cameron Lane
Life Including Variable Annuity & Health
NPN 20794700 Licensed 2023
CF
Cara Michelle Fitzgerald
Life Including Variable Annuity & Health
NPN 3561820 Licensed 2025
CM
Carlos Alberto Martinez
Life Including Variable Annuity & Health
NPN 17943565 Licensed 2016
CV
Casper R Vargas
Life Including Variable Annuity & Health
NPN 8522579 Licensed 2006
CG
Charles Deshane Grizzard
Life Including Variable Annuity & Health
NPN 20694332 Licensed 2023
CH
Charles Nevin Hisey
Life Including Variable Annuity & Health
NPN 20616136 Licensed 2023
CM
Charles Treat Morse
Life Including Variable Annuity & Health
NPN 522165 Licensed 2022
CM
Christine Ann Morelli
Life Including Variable Annuity & Health
NPN 14393586 Licensed 2009
CK
Clayton David Kennedy
Life Including Variable Annuity & Health
NPN 21586281 Licensed 2025
View all 100 licensed term life producers in Dunnellon →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Dunnellon regional market. Rates are localized using regional health baselines.

Official Dunnellon Resources

County Marion County
Population ~2,337
Lack of insurance (18–64) 15.0%
FIPS code 1218675

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Dunnellon rates. Start your quote request below.

Google Maps
4.0 8 reviews
City of Dunnellon photo 1City of Dunnellon photo 2City of Dunnellon photo 3
Photos by Jan Krajko , Bismael Sánchez Lebrigio , Range Cow via Google Maps
City of Dunnellon
Open now · Mon 7:00 AM – 6:00 PM
20750 River Dr, Dunnellon, FL 34431, USA
Recent Reviews
Sherry Snyder ★★★★★
"I think these are the nicest public officials in the world! And believe me, as a retired Realtor with 40 years in the business and as the wife of a retired land developer and home builder, I have enco…"
Rafael Maldonado ★★★★★
"Great City, very friendly and you can tell that the people that work there are passionate about their City! Cant wait to go back!"
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.
Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Term Life Options

10-Year Term

Lowest monthly cost
Complete the quick form above to see your estimate
  • Level premium for 10 years
  • Issue ages 18-80
  • No exam up to $400K
  • Convertible to permanent
  • Renewable to age 100
Get Quote

30-Year Term

Maximum protection
Complete the quick form above to see your estimate
  • Level premium for 30 years
  • Issue ages 18-55
  • No exam up to $400K
  • Convertible to permanent
  • Locks rate til retirement
Get Quote

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

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Term Life Insurance FAQ

💰

How much does term life cost in Dunnellon?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

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