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Home›Florida›Lake County›Sorrento›Hospital Indemnity Insurance

June Marcia Williams — Licensed Hospital Indemnity Insurance Agent in Sorrento, FL
June Marcia Williams
Your Insurance Agent in Sorrento, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Sorrento, FL...
National Producer No.
17209549
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Hospital Indemnity Insurance in Sorrento, FL

Daily cash benefits — $100 to $1,500/day — paid directly to you.

Hospital indemnity insurance for Sorrento, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — fixed daily cash benefit for each day admitted to a hospital, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
⭐
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Sorrento, FL

Sorrento, FL — Your Local Producer

Hello to my neighbors in Sorrento! I love the unique character and natural beauty of our corner of Lake County. My name is June Marcia Williams, and as a licensed Florida insurance producer, I'm dedicated to helping local families protect what matters most. I offer personalized guidance on a range of life and health insurance options, including Term, Whole, and Universal Life, Final Expense, Critical Illness, and Accident & Injury policies. My goal is to help you navigate your choices with confidence, so you can have peace of mind for the future. (NPN: 17209549, Florida License No: W840529)

  • Sorrento Elementary School
  • East Lake County Library
  • State Road 46 and County Road 437
NPN17209549FL LicenseW840529

Licensed Hospital Indemnity Producers in Sorrento

54 on public record · Florida DFS · Fla. Stat. §119.01

AO
Adrienne Ochenkoski
Life Including Variable Annuity & Health
NPN 21711545 Licensed 2025
AL
Albert Arness Lister
Life Including Variable Annuity & Health
NPN 18850731 Licensed 2018
AM
Albert James Mckinley
Life Including Variable Annuity & Health
NPN 20249909 Licensed 2022
AM
Angela Mccormack
Life Including Variable Annuity & Health
NPN 18249496 Licensed 2016
AW
April Marie Waits
Life Including Variable Annuity & Health
NPN 20222205 Licensed 2022
BB
Bertram Verant Belmontes
Life Including Variable Annuity & Health
NPN 7836305 Licensed 2022
BS
Blake Thomas Smith
Life Including Variable Annuity & Health
NPN 20735565 Licensed 2026
CL
Charles Andrew Langston
Life Including Variable Annuity & Health
NPN 20828064 Licensed 2023
CD
Clayton T Delaney
Life Including Variable Annuity & Health
NPN 19597105 Licensed 2020
CS
Cody Benjamin Stanaland
Life Including Variable Annuity & Health
NPN 17914739 Licensed 2016
CE
Courtney Nicole Edwards
Life Including Variable Annuity & Health
NPN 21139636 Licensed 2024
CE
Cynthia A English
Life Including Variable Annuity & Health
NPN 16951638 Licensed 2013
DD
Daniel Elie Dirani
Life Including Variable Annuity & Health
NPN 11522005 Licensed 2022
DB
David Robert Ballew
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 10323742 Licensed 2008
DM
Donna Jean Morgan
Life Including Variable Annuity & Health
NPN 2643774 Licensed 2024
DP
Donna Marie Poulsen
Life Including Variable Annuity & Health
NPN 17715596 Licensed 2015
DL
Drake Libby
Life Including Variable Annuity & Health
NPN 20461233 Licensed 2022
DC
Duamel Conde
Life Including Variable Annuity & Health
NPN 22158078 Licensed 2026
ED
Evin Douglas
Life Including Variable Annuity & Health
NPN 19632092 Licensed 2020
IS
Ivan Dario Sarmiento
Life Including Variable Annuity & Health
NPN 613503 Licensed 2021
JM
Jamy Nicole Mitchell
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 8234863 Licensed 2006
JW
Janelle Woodyard
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 19791226 Licensed 2021
JT
Jennifer Elizabeth Thompson
Life Including Variable Annuity & Health
NPN 20786317 Licensed 2023
JD
Jesslin Dotson
Life Including Variable Annuity & Health
NPN 17588331 Licensed 2021
View all 54 licensed hospital indemnity producers in Sorrento →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Hospital Indemnity Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Hospital Indemnity Insurance across the Sorrento regional market. Rates are localized using regional health baselines.

Official Sorrento Resources

County Lake County
Population ~165
Lack of insurance (18–64) 12.1%
FIPS code 1266975

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Sorrento rates. Start your quote request below.

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Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Hospital Indemnity Guide →

Select your coverage below to see your price in seconds.

Check Your Coverage Options

Cash benefits for unexpected hospital stays — no obligation — quick & easy pre-qualification

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Or call now: (908) 339-7723

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Hospital Indemnity Options

Core Benefit

Hospital Confinement

Daily cash for inpatient stays
  • $100-$1,100 per day
  • Paid from day 1 of admission
  • Any covered reason
  • No network restrictions
  • Paid directly to you
Get Quote

ICU Confinement

Enhanced daily rate for intensive care
  • $200-$1,500 per day
  • Paid in lieu of hospital rate
  • Critical care situations
  • No lifetime maximum
  • Guaranteed renewable
Get Quote

Optional Benefits

Skilled nursing + outpatient
  • Skilled nursing: $50-$550/day
  • Up to 14 days after 7-day elimination
  • Outpatient surgery: $50-$550
  • One surgery per year
  • Wellness visit: $75/year
Get Quote
📖 Hospital Indemnity Knowledge

Everything You Need to Know About Hospital Indemnity Insurance

🏨

What Is Hospital Indemnity Insurance?

Hospital indemnity pays a fixed daily cash benefit for every day you're confined to a hospital — regardless of the reason. Accident, illness, planned surgery — it doesn't matter. The cash is paid directly to you, not the hospital. Use it for copays, deductibles, lost income, childcare, mortgage, or anything else while you recover.

💲

How Daily Benefits Work

You choose your daily benefit at enrollment: $100 to $1,100/day for hospital, $200 to $1,500/day for ICU. A 5-day hospital stay at $500/day = $2,500 cash. A 3-day ICU stay at $1,000/day = $3,000 cash. Benefits are paid per confinement with no annual or lifetime maximum on the number of stays.

📊

Hospital Indemnity vs. Health Insurance

Health insurance covers hospital bills. Hospital indemnity covers everything health insurance doesn't — your deductible (national average $1,787 for single coverage, KFF 2024), copays, out-of-network charges, transportation, childcare, and lost wages. Even with health insurance, out-of-pocket costs for a hospital stay in Florida can run $1,200–$3,500. Hospital indemnity fills the gap from day one.

💊

Skilled Nursing & Outpatient

Optional riders add skilled nursing facility benefits ($50-$550/day for up to 14 days after a 7-day elimination period) and outpatient surgery benefits ($50-$550 per procedure, one per year). The wellness visit rider pays $75/year for preventative care — a benefit that pays even if you're never hospitalized.

👨‍👩‍👧

Who Needs Hospital Indemnity?

Anyone with a high-deductible health plan (HDHP), an HSA, or Medicare. If your health insurance deductible is $1,000+, hospital indemnity fills the gap from day one. It's also ideal for self-employed workers who lose income during hospital stays, and families where one hospitalization could create a financial emergency.

⚖️

Florida Consumer Protections

Hospital indemnity policies through our carriers are guaranteed renewable with level premiums. Florida requires a 14-day free-look period (Fla. Stat. § 627.4554). Issue ages 18–85. Guaranteed issue available for qualified worksites. Simplified issue for individuals requires health questions. Medicaid may reduce benefits. Federal law (Social Security Act § 1882) requires uniform Medigap disclosure for applicants 65+.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated supplemental health carriers.
Life Insurance in Sorrento

More Insurance Options in Sorrento, FL

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Frequently Asked Questions

Hospital Indemnity Insurance FAQ

💰

How much does hospital indemnity pay per day?

Hospital confinement benefits range from $100 to $1,100 per day. ICU benefits range from $200 to $1,500 per day. You choose your daily benefit amount at enrollment.

🏥

Does it cover any reason for hospitalization?

Yes. Hospital indemnity pays for any covered hospitalization — accident, illness, or planned surgery. Pre-existing conditions have a 12-month lookback period.

📋

Can I use it with Medicare?

Yes. Hospital indemnity is a popular Medicare supplement. It helps cover Medicare Part A deductibles and copays. Issue ages up to 85. Federal law (Social Security Act § 1882) requires a uniform Medigap Outline of Coverage disclosure for all applicants age 65+.

🏥

Is there a limit on how many times I can use it?

No annual or lifetime maximum on the number of hospital stays. Benefits are paid per confinement. The policy is guaranteed renewable for life with level premiums.

🩺

Is a medical exam required?

No medical exam. Simplified issue requires health questions. Guaranteed issue available through qualified employer groups. Issue ages 18-85.

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Read the Full Hospital Indemnity Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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