June Marcia Williams

Your Insurance Agent in Palm Bay, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Palm Bay, FL...

National Producer No.

17209549

Verify ↗

Secure Your Family's Future | Custom Life Insurance in Palm Bay

Dedicated Coverage Options from Final Expense to Term Life in Brevard County

The Smart Choice for Dependable Life Insurance in Palm Bay, FL

Your local licensed agent in Palm Bay, Brevard County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Palm Bay, Brevard County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

🛡️ Get Your Quote 📅 Schedule a Call

🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

Right here · Palm Bay, FL

Palm Bay, FL — Your Local Producer

For families here in Palm Bay, life along the Space Coast offers a unique blend of community and natural beauty. As a fellow resident of our growing Brevard County city, I understand the importance of protecting what matters most. My name is June Marcia Williams, and as your local licensed insurance producer, I am dedicated to helping my neighbors navigate their options for personal insurance. Whether you're considering life insurance, final expense, or other policies, I provide clear, personalized guidance to help you secure your family's financial future. (NPN: 17209549, Florida License No: W840529)

Turkey Creek Sanctuary
Palm Bay City Hall
Fred Poppe Regional Park

NPN17209549FL LicenseW840529

Palm Bay is home to approximately 121,500 residents in Brevard County, with a median age of 41.8 and a median household income of $62,500. About 80% of homes are owner-occupied; the median home value is $226,000. 22% of adults hold a bachelor's degree or higher; households with children make up 31%; veterans comprise 8% of residents. Average household size is 2.8. These demographic markers shape which life insurance products fit Palm Bay households.

How Palm Bay compares to Brevard County

BREVARD COUNTY · 611K RESIDENTS PALM BAY · 122K RESIDENTS

610,723 BREVARD COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents

121,513 PALM BAY RESIDENTS ↳ 19.9% of Brevard County residents

Underwriting Guidelines

How does current cigarette smoking impact life insurance underwriting in Palm Bay, FL?

Coverage is widely available. Palm Bay sits within Brevard County (population ~644,000, 11.6% uninsured), where 15.1% of adults have current cigarette smoking alongside 37.5% with obesity per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Our underwriting team matches Palm Bay families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Viera East →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

Official City Resources

Brevard County Gov Portal .GOV

Population ~121,513

Lack of health insurance (18–64) 14.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1254000

4.2 71 reviews

Photos by Alan Rosko , Yolene Simpson , Herve Andrieu , Trevor Wallace via Google Maps

View on Google Maps

Palm Bay City Hall

(321) 952-3400

palmbayflorida.org

120 Malabar Rd, Palm Bay, FL 32909, USA

Recent Reviews

Steven Snaguski ★★★★★

"The receptionist at the front dest was polite and very helpful"

Required. ★☆☆☆☆

"Chandler Langevin needs to resign what appalling comments he’s made! Truly unamerican."

Available in Palm Bay

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage

Coverage Across Brevard County and Neighboring Florida Counties

Cities served near Palm Bay.

June Marcia Williams writes life insurance and supplemental health policies across Brevard County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Palm Bay

30 Cities · 3 Counties

Official Resources

Know your rights in Palm Bay.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Frequently Asked Questions

Palm Bay insurance — answered.

💰

How much does life insurance cost in Palm Bay?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Palm Bay

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations

🏙️

Does June serve all of Palm Bay?

Yes. June serves all of Palm Bay and every municipality in Brevard County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage

🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified

Nearby Cities

Coverage continues next door.

← Previous North Merritt Island Brevard County, FL 10 products available

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You Are Here Palm Bay Brevard County, FL

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Next → Palm Shores Brevard County, FL 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Secure Your Family's Future | Custom Life Insurance in Palm Bay

Dedicated Coverage Options from Final Expense to Term Life in Brevard County

The Smart Choice for Dependable Life Insurance in Palm Bay, FL

Palm Bay, FL — Your Local Producer

How Palm Bay compares to Brevard County

How does current cigarette smoking impact life insurance underwriting in Palm Bay, FL?

📊 Top Health Considerations (CDC)

🏛️ Official City Resources

Your coverage options.

Term Life

Whole Life

Universal Life

Critical Illness

Hospital Indemnity

Accident & Injury

Business Life

Special Situations

Final Expense

Cities served near Palm Bay.

🌟 Cities Served near Palm Bay

Know your rights in Palm Bay.

Florida Office of Insurance Regulation

Verify Agent License (NIPR)

NAIC Consumer Guides

FTC Life Insurance Guide

Palm Bay insurance — answered.

How much does life insurance cost in Palm Bay?

What types of insurance are available here?

Coverage with a pre-existing condition?

Does June serve all of Palm Bay?

What is critical illness insurance?

How do I verify June's FL license?

Coverage continues next door.

Talk to a real person. Today.

Official City Resources