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Home›Florida›Hillsborough County›Balm

June Marcia Williams — Licensed Insurance Agent in Balm, FL
June Marcia Williams
Your Insurance Agent in Balm, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Balm, FL...
National Producer No.
17209549
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Life Insurance in Balm, FL

Securing Families Across Hillsborough County with 9 Tailored Product Lines

Why Balm Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Balm, Hillsborough County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Balm, Hillsborough County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Balm, FL

Balm, FL — Your Local Producer

Hello Balm neighbors! I love the unique, wide-open feel of our corner of Hillsborough County, a place where community and family truly matter. As a local licensed insurance producer, my goal is to help you protect the life you've built here. I offer personalized guidance on a range of options, including Term Life, Final Expense, and Critical Illness plans, to help secure your family's financial future. Let's sit down and find a strategy that fits your specific needs. I'm June Marcia Williams (NPN: 17209549, Florida License No: W840529), and I'm here to help.

  • Balm Boyette Scrub Preserve
  • Balm Park
  • Balm-Wimauma Road
NPN17209549FL LicenseW840529

Balm is home to approximately 5,400 residents in Hillsborough County, with a median age of 32.8 and a median household income of $102,000. About 87% of homes are owner-occupied; the median home value is $297,000. 26% of adults hold a bachelor's degree or higher; households with children make up 46%; veterans comprise 7% of residents. Average household size is 3.2. These demographic markers shape which life insurance products fit Balm households.

How Balm compares to Hillsborough County

HILLSBOROUGH COUNTY · 1.5M RESIDENTS BALM · 5K RESIDENTS
Hillsborough County vs Balm — population comparison Hillsborough County: 1,468,560 residents. Balm: 5,397 residents, 0.4% of Hillsborough County population.
1,468,560 HILLSBOROUGH COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
5,397 BALM RESIDENTS ↳ 0.4% of Hillsborough County residents
Underwriting Guidelines

Are Balm residents with obesity able to qualify for life insurance?

Balm applicants with obesity qualify routinely. The local risk pool — Hillsborough County's ~1,469,000 residents, 16.1% without health coverage — shows 32.4% adult prevalence of obesity and 22.3% with arthritis. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Ruskin →

📊 Top Health Considerations (CDC)

Top Health Considerations for Balm (CITY) High cholesterol: 41.4%. High blood pressure: 36.1%. Obesity: 32.4%. Diagnosed diabetes: 13.5%. Current cigarette smoking: 13.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · BALM High cholesterol 41.4% High blood pressure 36.1% Obesity 32.4% Diagnosed diabetes 13.5% Current cigarette smoking 13.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Hillsborough County Gov Portal .GOV
Population ~5,397
Lack of health insurance (18–64) 22.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1203375
Google Maps
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Available in Balm

Life Insurance Products in Balm, FL

9 insurance products available in Balm

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Hillsborough County and Nearby Florida Counties

Life Insurance by City Near Balm, FL

30,825 licensed producers on public record in Hillsborough County.

🌟 Cities Served near Balm

30 Cities · 3 Counties
Manatee County10
Anna MariaBayshore GardensBraden RiverBradentonBradenton BeachCollege PlazaHolmes BeachPalmettoTerra CeiaWest Bradenton
Hillsborough CountyHome10
Apollo BeachBrandonCarrollwoodDoverGibsontonLithiaPebble CreekPlant CityTampaTemple Terrace
Pasco County10
Beacon SquareDade CityNew Port RicheyNew Port Richey EastSan AntonioWesley ChapelZephyrhillsZephyrhills NorthZephyrhills SouthZephyrhills West
Official Resources

Know your rights in Balm.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Balm Life Insurance Questions

💰

How much does life insurance cost in Balm?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Balm
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Balm?

Yes. June serves all of Balm and every municipality in Hillsborough County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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Licensed in 5 states NPN verified No obligation
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