June Marcia Williams

Your Insurance Agent in Zephyrhills South, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Zephyrhills South, FL...

National Producer No.

17209549

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Life Insurance in Zephyrhills South, FL

Top-Rated Financial Protection for Zephyrhills South Residents

Honest, Local Insurance Guidance for Your Family's Future in Pasco County

Your local licensed agent in Zephyrhills South, Pasco County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Zephyrhills South, Pasco County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

🛡️ Get Your Quote 📅 Schedule a Call

🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

Right here · Zephyrhills South, FL

Zephyrhills South, FL — Your Local Producer

Hello, Zephyrhills South! I love the unique community spirit we have here in Pasco County. As your neighbor, I'm dedicated to helping local families and individuals navigate their insurance options. My name is June Marcia Williams, and I'm a licensed insurance producer (NPN: 17209549, Florida License No: W840529). I specialize in personal life and health insurance, including Term, Whole, and Universal Life, Final Expense, Critical Illness, and Accident & Injury policies. My goal is to provide clear, straightforward guidance so you can feel confident in your choices for protecting your family's future.

Zephyrhills High School
Zephyr Park
The intersection of Gall Boulevard and Eiland Boulevard

NPN17209549FL LicenseW840529

Zephyrhills South is home to approximately 5,500 residents in Pasco County, with a median age of 60.3 and a median household income of $39,700. About 82% of homes are owner-occupied; the median home value is $33,300. 8% of adults hold a bachelor's degree or higher; households with children make up 17%; veterans comprise 11% of residents. Average household size is 2.1. These demographic markers shape which life insurance products fit Zephyrhills South households.

How Zephyrhills South compares to Pasco County

PASCO COUNTY · 569K RESIDENTS ZEPHYRHILLS SOUTH · 5K RESIDENTS

569,211 PASCO COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents

5,470 ZEPHYRHILLS SOUTH RESIDENTS ↳ 1.0% of Pasco County residents

Underwriting Guidelines

Does arthritis affect life insurance rates in Zephyrhills South, FL?

Yes, qualification is common in Zephyrhills South. Within Pasco County's ~569,000 residents — including the 14.5% currently without health coverage — 28.3% of adults manage arthritis and 13.8% live with current cigarette smoking per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Lacoochee →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

Official City Resources

Pasco County Gov Portal .GOV

Population ~5,470

Lack of health insurance (18–64) 14.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1279237

4.2 18 reviews

Photos by F3 Steve McQueen , Donald Rice , Adam Suliman via Google Maps

View on Google Maps

Zephyrhills City Hall

(813) 780-0000

ci.zephyrhills.fl.us

5335 8th St 2nd Floor, Zephyrhills, FL 33542, USA

Recent Reviews

Mike “Mr. Mike” Jones ★★★★★

"Professional, outstanding, caring and respectful! This is the way the government that serve the people should be ran assistant city clerk, Eileen was an example of efficiency and kindness. Thank you s…"

Martin Asua ★☆☆☆☆

"The city of Zephyrhills, FL really sucks. I've had some financial problems this month. Anyway my water service got interrupted. So I go down to pay the bill. I get there at 3:28. And pay the bill. The…"

Available in Zephyrhills South

Life Insurance Products in Zephyrhills South, FL

9 insurance products available in Zephyrhills South

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance in Pasco County and Nearby Florida Counties

Life Insurance by City Near Zephyrhills South, FL

5,908 licensed producers on public record in Pasco County.

🌟 Cities Served near Zephyrhills South

30 Cities · 3 Counties

Official Resources

Know your rights in Zephyrhills South.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Frequently Asked Questions

Zephyrhills South Life Insurance Questions

💰

How much does life insurance cost in Zephyrhills South?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Zephyrhills South

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations

🏙️

Does June serve all of Zephyrhills South?

Yes. June serves all of Zephyrhills South and every municipality in Pasco County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage

🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Life Insurance in Zephyrhills South, FL

Top-Rated Financial Protection for Zephyrhills South Residents

Honest, Local Insurance Guidance for Your Family's Future in Pasco County

Zephyrhills South, FL — Your Local Producer

How Zephyrhills South compares to Pasco County

Does arthritis affect life insurance rates in Zephyrhills South, FL?

📊 Top Health Considerations (CDC)

🏛️ Official City Resources

Life Insurance Products in Zephyrhills South, FL

Term Life

Whole Life

Universal Life

Critical Illness

Hospital Indemnity

Accident & Injury

Business Life

Special Situations

Final Expense

Life Insurance by City Near Zephyrhills South, FL

🌟 Cities Served near Zephyrhills South

Know your rights in Zephyrhills South.

Florida Office of Insurance Regulation

Verify Agent License (NIPR)

NAIC Consumer Guides

FTC Life Insurance Guide

Zephyrhills South Life Insurance Questions

How much does life insurance cost in Zephyrhills South?

What types of insurance are available here?

Coverage with a pre-existing condition?

Does June serve all of Zephyrhills South?

What is critical illness insurance?

How do I verify June's FL license?

Talk to a real person. Today.

Official City Resources