Life Insurance
Term Life Insurance Whole Life Insurance Universal Life (IUL) Final Expense Insurance
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact

Home›Florida›Manatee County›Terra Ceia

June Marcia Williams — Licensed Insurance Agent in Terra Ceia, FL
June Marcia Williams
Your Insurance Agent in Terra Ceia, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Terra Ceia, FL...
National Producer No.
17209549
Verify ↗

Fast & Affordable Life Insurance in Terra Ceia | Same-Day Quotes

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Terra Ceia Without the Complexity

Your local licensed agent in Terra Ceia, Manatee County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Terra Ceia, Manatee County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Terra Ceia, FL

Terra Ceia, FL — Your Local Producer

For my neighbors in Terra Ceia, living here means embracing the unique beauty and tranquility of our island community. It's a special part of Manatee County, and I understand the importance of protecting the life you've built here. As a licensed Florida insurance producer, I'm dedicated to helping you navigate your options for personal insurance—from Term and Whole Life to Final Expense and Accident & Injury plans. My goal is to provide clear, personalized guidance so you can feel confident in your family's financial security. I'm June Marcia Williams (NPN: 17209549, FL License No: W840529), and I'm here to help.

  • Terra Ceia Preserve State Park
  • Terra Ceia Village Improvement Association (VIA) Hall
  • Seabreeze Park
NPN17209549FL LicenseW840529
Underwriting Guidelines

Can I get life insurance with high cholesterol in Terra Ceia, FL?

Yes. Manatee County's health profile — 441,000 residents, 13.4% uninsured, 42.7% adults with high cholesterol, 39.5% with high blood pressure — shapes how A-rated carriers tier rate classes for Terra Ceia applicants. Standard or Preferred is achievable when high cholesterol is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Terra Ceia families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby South Bradenton →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Manatee County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) Data Pending

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code N/A
Google Maps
4.8 8 reviews
Terra Ceia Village Improvement Association Hall photo 1
Photos by EtownStickly via Google Maps
View on Google Maps
Terra Ceia Village Improvement Association Hall
(941) 729-2328
terraceiavia.com
1505 Center Rd, Terra Ceia, FL 34250, USA
Recent Reviews
Maria Benitez Nunez ★★★★★
"Manatee County Historical Society. Terra Ceia School 1864. The foundation remains under this residence. Great!!"
Thomas Conely ★★★★★
"Very Nice, Quaint Rental Venue for events, Event Hall, old historical schoolhouse, large inside. With kitchen."
Available in Terra Ceia

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Manatee County and Neighboring Florida Counties

Cities served near Terra Ceia.

June Marcia Williams writes life insurance and supplemental health policies across Manatee County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Terra Ceia

29 Cities · 3 Counties
Hardee County9
Bowling GreenFort GreenFort Green SpringsGardnerLemon GroveLimestoneOnaWauchulaZolfo Springs
Manatee CountyHome10
Anna MariaBayshore GardensBradentonBradenton BeachCortezHolmes BeachMemphisPalmettoParrishWest Bradenton
Pinellas County10
Bay PinesClearwaterDunedinGreenbriarLargoMadeira BeachPinellas ParkSaint PetersburgSt. PetersburgTreasure Island
Official Resources

Know your rights in Terra Ceia.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Terra Ceia insurance — answered.

💰

How much does life insurance cost in Terra Ceia?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Terra Ceia
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Terra Ceia?

Yes. June serves all of Terra Ceia and every municipality in Manatee County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

← Previous South Bradenton Manatee County, FL 10 products available
•
You Are Here Terra Ceia Manatee County, FL
•
Next → West Bradenton Manatee County, FL 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call
Ask Lia