June Marcia Williams

Your Insurance Agent in Apollo Beach, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Apollo Beach, FL...

National Producer No.

17209549

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Life Insurance in Apollo Beach, FL

Dedicated Coverage Options from Final Expense to Term Life in Hillsborough County

The Smart Choice for Dependable Life Insurance in Apollo Beach, FL

Your local licensed agent in Apollo Beach, Hillsborough County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Apollo Beach, Hillsborough County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

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🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

Right here · Apollo Beach, FL

Apollo Beach, FL — Your Local Producer

For my neighbors in Apollo Beach, enjoying our unique waterfront lifestyle is what it's all about. As a fellow resident of the greater Hillsborough County area, I understand the importance of protecting your family and securing the future you're building here. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping you navigate your options. I offer personal guidance on a range of products, including Term Life, Final Expense, and Critical Illness policies, to find a plan that fits your specific needs. Let's work together to safeguard what matters most. (NPN: 17209549, Florida License No: W840529)

Manatee Viewing Center at Apollo Beach
Apollo Beach Park & Recreation Center
Apollo Beach Elementary School

NPN17209549FL LicenseW840529

Apollo Beach is home to approximately 26,400 residents in Hillsborough County, with a median age of 43.3 and a median household income of $110,000. About 85% of homes are owner-occupied; the median home value is $378,000. 45% of adults hold a bachelor's degree or higher; households with children make up 32%; veterans comprise 12% of residents. Average household size is 2.6. These demographic markers shape which life insurance products fit Apollo Beach households.

How Apollo Beach compares to Hillsborough County

HILLSBOROUGH COUNTY · 1.5M RESIDENTS APOLLO BEACH · 26K RESIDENTS

1,468,560 HILLSBOROUGH COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents

26,444 APOLLO BEACH RESIDENTS ↳ 1.8% of Hillsborough County residents

Underwriting Guidelines

Are Apollo Beach residents with obesity able to qualify for life insurance?

Apollo Beach applicants with obesity qualify routinely. The local risk pool — Hillsborough County's ~1,469,000 residents, 16.1% without health coverage — shows 28.4% adult prevalence of obesity and 22.3% with arthritis. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Riverview →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

Official City Resources

Hillsborough County Gov Portal .GOV

Population ~26,444

Lack of health insurance (18–64) 9.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1201675

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Available in Apollo Beach

Life Insurance Products in Apollo Beach, FL

9 insurance products available in Apollo Beach

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance in Hillsborough County and Nearby Florida Counties

Life Insurance by City Near Apollo Beach, FL

30,825 licensed producers on public record in Hillsborough County.

🌟 Cities Served near Apollo Beach

30 Cities · 3 Counties

Pinellas County10

Belleair Bluffs Clearwater Dunedin Largo Madeira Beach Pinellas Park Saint Petersburg St. Pete Beach St. Petersburg Treasure Island

Hillsborough CountyHome10

Brandon Carrollwood Dover Gibsonton Lithia Lutz Pebble Creek Plant City Tampa Temple Terrace

Manatee County10

Anna Maria Bayshore Gardens Braden River Bradenton Bradenton Beach College Plaza Holmes Beach Palmetto Terra Ceia West Bradenton

🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in Apollo Beach, Florida

Florida DFS public records show 339 actively licensed insurance producers with business addresses in Apollo Beach (Hillsborough County County). 281 hold Life & Health authority; 91 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

339Licensed producers

281Life & Health

91General Lines (P&C)

Find a licensed producer or agency

Browse producers by line

Featured licensed producers

Browse all →

Christa Marie Guzzo

Life Including Variable Annuity & Health

NPN 629830 Licensed 1995

Michele Carol Davis

Life Including Variable Annuity & Health

NPN 630603 Licensed 1991

Ira Allen Rumberg

Life Including Variable Annuity & Health

NPN 415959 Licensed 1991

Edmond Morris Dorman

Life Including Variable Annuity & Health

NPN 558223 Licensed 1982

James Harold Hamner

General Lines (Property & Casualty)

NPN 138407 Licensed 2005

Deborah L Price

General Lines (Property & Casualty)

NPN 3578959 Licensed 2018

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in Apollo Beach.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Frequently Asked Questions

Apollo Beach Life Insurance Questions

💰

How much does life insurance cost in Apollo Beach?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Apollo Beach

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations

🏙️

Does June serve all of Apollo Beach?

Yes. June serves all of Apollo Beach and every municipality in Hillsborough County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage

🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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Licensed in 5 states NPN verified No obligation

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Life Insurance in Apollo Beach, FL

Dedicated Coverage Options from Final Expense to Term Life in Hillsborough County

The Smart Choice for Dependable Life Insurance in Apollo Beach, FL

Apollo Beach, FL — Your Local Producer

How Apollo Beach compares to Hillsborough County

Are Apollo Beach residents with obesity able to qualify for life insurance?

📊 Top Health Considerations (CDC)

🏛️ Official City Resources

Life Insurance Products in Apollo Beach, FL

Term Life

Whole Life

Universal Life

Critical Illness

Hospital Indemnity

Accident & Injury

Business Life

Special Situations

Final Expense

Life Insurance by City Near Apollo Beach, FL

🌟 Cities Served near Apollo Beach

Licensed Insurance Agents in Apollo Beach, Florida

Browse producers by line

Featured licensed producers

Know your rights in Apollo Beach.

Florida Office of Insurance Regulation

Verify Agent License (NIPR)

NAIC Consumer Guides

FTC Life Insurance Guide

Apollo Beach Life Insurance Questions

How much does life insurance cost in Apollo Beach?

What types of insurance are available here?

Coverage with a pre-existing condition?

Does June serve all of Apollo Beach?

What is critical illness insurance?

How do I verify June's FL license?

Talk to a real person. Today.

Official City Resources