Life Insurance
Term Life Insurance Whole Life Insurance Universal Life (IUL) Final Expense Insurance
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact

Home›Florida›Hillsborough County›Ruskin

June Marcia Williams — Licensed Insurance Agent in Ruskin, FL
June Marcia Williams
Your Insurance Agent in Ruskin, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Ruskin, FL...
National Producer No.
17209549
Verify ↗

Trusted Life Insurance in Ruskin, FL | Local Expert

Securing Families Across Hillsborough County with 9 Tailored Product Lines

Why Ruskin Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Ruskin, Hillsborough County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Ruskin, Hillsborough County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Ruskin, FL

Ruskin, FL — Your Local Producer

Hello, Ruskin! As a fellow Floridian, I appreciate the unique character of our Hillsborough County communities, from the waterfront lifestyle to the rich agricultural roots. My name is June Marcia Williams, and as a licensed insurance producer, I'm committed to helping my neighbors here in Ruskin understand their options. I offer personal guidance on a range of products like Term Life, Final Expense, and supplemental health plans, ensuring you have the information you need to protect what matters most. My focus is on building security for your family's future. (NPN: 17209549, Florida License No: W840529)

  • Ruskin Family Drive-In Theatre
  • E.G. Simmons Conservation Park
  • U.S. Route 41
NPN17209549FL LicenseW840529

Ruskin is home to approximately 28,900 residents in Hillsborough County, with a median age of 32.9 and a median household income of $73,800. About 72% of homes are owner-occupied; the median home value is $244,000. 22% of adults hold a bachelor's degree or higher; households with children make up 45%; veterans comprise 6% of residents. Average household size is 3.2. These demographic markers shape which life insurance products fit Ruskin households.

How Ruskin compares to Hillsborough County

HILLSBOROUGH COUNTY · 1.5M RESIDENTS RUSKIN · 29K RESIDENTS
Hillsborough County vs Ruskin — population comparison Hillsborough County: 1,468,560 residents. Ruskin: 28,878 residents, 2.0% of Hillsborough County population.
1,468,560 HILLSBOROUGH COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
28,878 RUSKIN RESIDENTS ↳ 2.0% of Hillsborough County residents
Underwriting Guidelines

How does arthritis impact life insurance underwriting in Ruskin, FL?

Coverage is widely available. Ruskin sits within Hillsborough County (population ~1,536,000, 16.1% uninsured), where 22.3% of adults have arthritis alongside 13.8% with current cigarette smoking per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Our underwriting team matches Ruskin families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Gibsonton →

📊 Top Health Considerations (CDC)

Top Health Considerations for Ruskin (CITY) High cholesterol: 40.4%. High blood pressure: 36%. Obesity: 33.1%. Diagnosed diabetes: 13.2%. Current cigarette smoking: 13.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · RUSKIN High cholesterol 40.4% High blood pressure 36.0% Obesity 33.1% Diagnosed diabetes 13.2% Current cigarette smoking 13.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Hillsborough County Gov Portal .GOV
Population ~28,878
Lack of health insurance (18–64) 19.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1262275
Google Maps
Ruskin photo 1Ruskin photo 2
Photos by Captain Carl Snodgrass , Richard Michael Nappi Realtor (New Homes Specialists) via Google Maps
View on Google Maps
Ruskin
Ruskin, FL, USA
Available in Ruskin

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Hillsborough County and Neighboring Florida Counties

Cities served near Ruskin.

June Marcia Williams writes life insurance and supplemental health policies across Hillsborough County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Ruskin

29 Cities · 3 Counties
Hardee County9
Bowling GreenFort GreenFort Green SpringsGardnerLemon GroveLimestoneOnaWauchulaZolfo Springs
Hillsborough CountyHome10
BalmCarrollwoodDoverLithiaOdessaPebble CreekPlant CityTampaTemple TerraceUniversity
Pinellas County10
Bay PinesClearwaterDunedinGreenbriarLargoMadeira BeachPinellas ParkSaint PetersburgSt. PetersburgTreasure Island
Official Resources

Know your rights in Ruskin.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Ruskin insurance — answered.

💰

How much does life insurance cost in Ruskin?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Ruskin
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Ruskin?

Yes. June serves all of Ruskin and every municipality in Hillsborough County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

← Previous Riverview Hillsborough County, FL 10 products available
•
You Are Here Ruskin Hillsborough County, FL
•
Next → Seffner Hillsborough County, FL 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call
Ask Lia