June Marcia Williams

Your Insurance Agent in Holmes Beach, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Holmes Beach, FL...

National Producer No.

17209549

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Life Insurance in Holmes Beach, FL

Securing Families Across Manatee County with 9 Tailored Product Lines

Why Holmes Beach Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Holmes Beach, Manatee County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Holmes Beach, Manatee County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

🛡️ Get Your Quote 📅 Schedule a Call

🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

Right here · Holmes Beach, FL

Holmes Beach, FL — Your Local Producer

For those of us lucky enough to call Holmes Beach home, life is about enjoying the unique coastal charm of Manatee County. As your neighbor, I understand the importance of protecting what matters most. My name is June Marcia Williams, and I am a licensed insurance producer helping individuals and families right here in our community. I offer personalized guidance on a range of options, from Term and Whole Life to Final Expense and Accident & Injury policies, helping you understand your choices without the pressure. Let's work together to secure your family's future. (NPN: 17209549, Florida License No: W840529)

Holmes Beach City Hall
Manatee Public Beach
Anna Maria Island Branch Library

NPN17209549FL LicenseW840529

Holmes Beach is home to approximately 3,100 residents in Manatee County, with a median age of 64.8 and a median household income of $94,500. About 86% of homes are owner-occupied; the median home value is $663,000. 62% of adults hold a bachelor's degree or higher; households with children make up 11%; veterans comprise 11% of residents. Average household size is 1.9. These demographic markers shape which life insurance products fit Holmes Beach households.

How Holmes Beach compares to Manatee County

MANATEE COUNTY · 405K RESIDENTS HOLMES BEACH · 3K RESIDENTS

405,069 MANATEE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents

3,076 HOLMES BEACH RESIDENTS ↳ 0.8% of Manatee County residents

Underwriting Guidelines

Are Holmes Beach residents with high blood pressure able to qualify for life insurance?

Holmes Beach applicants with high blood pressure qualify routinely. The local risk pool — Manatee County's ~405,000 residents, 13.4% without health coverage — shows 44.6% adult prevalence of high blood pressure and 28.1% with obesity. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Ellenton →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

Official City Resources

Manatee County Gov Portal .GOV

Population ~3,076

Lack of health insurance (18–64) 5.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1232150

3.6 13 reviews

Photos by peetre , i Bradenton , Glen Shaw , Driss O via Google Maps

View on Google Maps

City of Holmes Beach

Open now · Mon 8:00 AM – 4:00 PM

(941) 708-5800

holmesbeachfl.org

5801 Marina Dr, Holmes Beach, FL 34217, USA

Recent Reviews

Driss O ★☆☆☆☆

"Avoid coming here at all costs! This city is run like the corrupt city of Dolton, Ohio but in Florida. As a native Floridian my entire life I’ve never seen such an obvious money racketeering scheme wi…"

J ★★★☆☆

"Beautiful city and many nice well kept houses. But management from the top down must encourage a culture of lack of trust, exclusivity, unfriendliness, etc . Rented on the beach and many cars got tag…"

Available in Holmes Beach

Life Insurance Products in Holmes Beach, FL

9 insurance products available in Holmes Beach

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance in Manatee County and Nearby Florida Counties

Life Insurance by City Near Holmes Beach, FL

3,288 licensed producers on public record in Manatee County.

🌟 Cities Served near Holmes Beach

23 Cities · 3 Counties

Desoto County3

Arcadia Pine Level Southeast Arcadia

Manatee CountyHome10

Anna Maria Bayshore Gardens Braden River Bradenton Bradenton Beach College Plaza Cortez Palmetto Terra Ceia West Bradenton

Sarasota County10

Fruitville Meadows Village North Port North Sarasota Sarasota Sarasota Springs South Sarasota South Venice Venice Warm Mineral Springs

🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in Holmes Beach, Florida

Florida DFS public records show 20 actively licensed insurance producers with business addresses in Holmes Beach (Manatee County County). 17 hold Life & Health authority; 3 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

20Licensed producers

17Life & Health

3General Lines (P&C)

Find a licensed producer or agency

Browse producers by line

Featured licensed producers

Browse all →

Letha Cori Carlton

Life Including Variable Annuity & Health

NPN 2879929 Licensed 1999

Joseph Leland Carlton

Life Including Variable Annuity & Health

NPN 133752 Licensed 1971

Michael Hardin Smith

Life Including Variable Annuity & Health

NPN 619306 Licensed 1982

Dale L Herndon

Life Including Variable Annuity & Health

NPN 1951977 Licensed 2025

Richard Cyril Mallard

General Lines (Property & Casualty)

NPN 114573 Licensed 1980

Michelle Lorraine Barber

General Lines (Property & Casualty)

NPN 8516262 Licensed 2015

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in Holmes Beach.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Frequently Asked Questions

Holmes Beach Life Insurance Questions

💰

How much does life insurance cost in Holmes Beach?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Holmes Beach

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations

🏙️

Does June serve all of Holmes Beach?

Yes. June serves all of Holmes Beach and every municipality in Manatee County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage

🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Life Insurance in Holmes Beach, FL

Securing Families Across Manatee County with 9 Tailored Product Lines

Why Holmes Beach Residents Rely on June for Complete Peace of Mind

Holmes Beach, FL — Your Local Producer

How Holmes Beach compares to Manatee County

Are Holmes Beach residents with high blood pressure able to qualify for life insurance?

📊 Top Health Considerations (CDC)

🏛️ Official City Resources

Life Insurance Products in Holmes Beach, FL

Term Life

Whole Life

Universal Life

Critical Illness

Hospital Indemnity

Accident & Injury

Business Life

Special Situations

Final Expense

Life Insurance by City Near Holmes Beach, FL

🌟 Cities Served near Holmes Beach

Licensed Insurance Agents in Holmes Beach, Florida

Browse producers by line

Featured licensed producers

Know your rights in Holmes Beach.

Florida Office of Insurance Regulation

Verify Agent License (NIPR)

NAIC Consumer Guides

FTC Life Insurance Guide

Holmes Beach Life Insurance Questions

How much does life insurance cost in Holmes Beach?

What types of insurance are available here?

Coverage with a pre-existing condition?

Does June serve all of Holmes Beach?

What is critical illness insurance?

How do I verify June's FL license?

Talk to a real person. Today.

Official City Resources