Life Insurance
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Critical Illness Hospital Indemnity Accident & Injury
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Business Life Insurance Special Situations
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June Marcia Williams — Licensed Insurance Agent in Zephyrhills West, FL
June Marcia Williams
Your Insurance Agent in Zephyrhills West, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Zephyrhills West, FL...
National Producer No.
17209549
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Life Insurance in Zephyrhills West, FL

Top-Rated Financial Protection for Zephyrhills West Residents

Honest, Local Insurance Guidance for Your Family's Future in Pasco County

Your local licensed agent in Zephyrhills West, Pasco County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Zephyrhills West, Pasco County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · Zephyrhills West, FL

Zephyrhills West, FL — Your Local Producer

For my neighbors in Zephyrhills West, life here in Pasco County has a unique rhythm, a blend of community spirit and forward momentum. As we plan for our futures, it's important to ensure our families and finances are protected. My name is June Marcia Williams, and as a licensed insurance producer, I'm here to help you navigate your options. Whether you're considering Term Life, Final Expense, or other personal policies, my goal is to provide clear, straightforward guidance so you can make confident decisions for your loved ones. I'm dedicated to serving our community. (NPN: 17209549, Florida License No: W840529)

  • Zephyrhills High School
  • Zephyr Park
  • Intersection of US-301 and Eiland Blvd
NPN17209549FL LicenseW840529

Zephyrhills West is home to approximately 6,100 residents in Pasco County, with a median age of 63.8 and a median household income of $42,500. About 85% of homes are owner-occupied; the median home value is $87,900. 15% of adults hold a bachelor's degree or higher; households with children make up 12%; veterans comprise 19% of residents. Average household size is 2.0. These demographic markers shape which life insurance products fit Zephyrhills West households.

How Zephyrhills West compares to Pasco County

PASCO COUNTY · 569K RESIDENTS ZEPHYRHILLS WEST · 6K RESIDENTS
Pasco County vs Zephyrhills West — population comparison Pasco County: 569,211 residents. Zephyrhills West: 6,147 residents, 1.1% of Pasco County population.
569,211 PASCO COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
6,147 ZEPHYRHILLS WEST RESIDENTS ↳ 1.1% of Pasco County residents

Are Zephyrhills West residents with high cholesterol able to qualify for life insurance?

Zephyrhills West applicants with high cholesterol qualify routinely. The local risk pool — Pasco County's ~569,000 residents, 14.5% without health coverage — shows 46.0% adult prevalence of high cholesterol and 31.6% with obesity. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Land O'Lakes →

📊 Top Health Considerations (CDC)

Top Health Considerations for Zephyrhills West (CITY) High cholesterol: 46%. High blood pressure: 46%. Obesity: 31.6%. Diagnosed diabetes: 15.9%. Current cigarette smoking: 13.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · ZEPHYRHILLS WEST High cholesterol 46.0% High blood pressure 46.0% Obesity 31.6% Diagnosed diabetes 15.9% Current cigarette smoking 13.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~6,147
Lack of health insurance (18–64) 14.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1279243
Google Maps
4.2 18 reviews
Zephyrhills City Hall photo 1Zephyrhills City Hall photo 2Zephyrhills City Hall photo 3Zephyrhills City Hall photo 4
Photos by F3 Steve McQueen , Donald Rice , Adam Suliman , Mike Harber via Google Maps
Zephyrhills City Hall
5335 8th St 2nd Floor, Zephyrhills, FL 33542, USA
Recent Reviews
Mike “Mr. Mike” Jones ★★★★★
"Professional, outstanding, caring and respectful! This is the way the government that serve the people should be ran assistant city clerk, Eileen was an example of efficiency and kindness. Thank you s…"
Martin Asua ★☆☆☆☆
"The city of Zephyrhills, FL really sucks. I've had some financial problems this month. Anyway my water service got interrupted. So I go down to pay the bill. I get there at 3:28. And pay the bill. The…"

Life Insurance Products in Zephyrhills West, FL

9 insurance products available in Zephyrhills West

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance by City Near Zephyrhills West, FL

5,908 licensed producers on public record in Pasco County.

🌟 Cities Served near Zephyrhills West

30 Cities · 3 Counties
Citrus County10

Know your rights in Zephyrhills West.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Zephyrhills West Life Insurance Questions

💰

How much does life insurance cost in Zephyrhills West?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Zephyrhills West
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Zephyrhills West?

Yes. June serves all of Zephyrhills West and every municipality in Pasco County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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