June Marcia Williams

Your Insurance Agent in Ona, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Ona, FL...

National Producer No.

17209549

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Expert Life Insurance Agent in Ona, FL | 12+ Years Experience

Top-Rated Financial Protection for Ona Residents

Honest, Local Insurance Guidance for Your Family's Future in Hardee County

Your local licensed agent in Ona, Hardee County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Ona, Hardee County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

🛡️ Get Your Quote 📅 Schedule a Call

🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

Right here · Ona, FL

Ona, FL — Your Local Producer

Hello, Ona neighbors! In a place like Hardee County, where community ties are strong and life moves at its own pace, planning for the future is one of the most important things we can do for our families. I'm June Marcia Williams, your local licensed insurance producer, and I'm here to help you navigate your options. Whether you're considering Term Life, Final Expense, or other personal policies to protect what matters most, I provide clear, straightforward guidance. My goal is to help you find a plan that fits your life right here in Ona. (NPN: 17209549, Florida License No: W840529)

Solomon's Castle
Ona Elementary School
Ona Speedway

NPN17209549FL LicenseW840529

Ona is home to approximately 435 residents in Hardee County, with a median age of 34.3. About 100% of homes are owner-occupied. 15% of adults hold a bachelor's degree or higher; households with children make up 61%; veterans comprise 0% of residents. Average household size is 5.1. These demographic markers shape which life insurance products fit Ona households.

How Ona compares to Hardee County

HARDEE COUNTY · 26K RESIDENTS ONA · 435 RESIDENTS

25,528 HARDEE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents

435 ONA RESIDENTS ↳ 1.7% of Hardee County residents

Underwriting Guidelines

What rate class can Ona applicants with current cigarette smoking expect from life insurance carriers?

Yes, qualification is common in Ona. Within Hardee County's ~26,000 residents — including the 26.1% currently without health coverage — 21.0% of adults manage current cigarette smoking and 42.1% live with obesity per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Ona families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Zolfo Springs →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

Official City Resources

Hardee County Gov Portal .GOV

Population ~435

Lack of health insurance (18–64) 18.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1251500

4.5 11 reviews

Photos by Connor Williams , Heidy De la Cruz , Kevin Leadholm , C P via Google Maps

View on Google Maps

Orlando City Hall

Open now · Mon 8:00 AM – 5:00 PM

(407) 246-2121

orlando.gov .GOV

400 S Orange Ave, Orlando, FL 32801, USA

Recent Reviews

Brandon Warren ★★★☆☆

"I think Orlando should host Andrew Cuomo for a while. He could get your infrastructure problems back on track. If I was you... That's what I would be doing, getting Mr. Cuomo to spend time rubbing off…"

Flavio Kronig ★★★★★

"Today i was assist by Lisa Wilson from the staff assistant and i just want to say that she was soooo helpfull with me! On the phone i was told to go there only with my ID and case number. to get the …"

Available in Ona

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage

Coverage Across Hardee County and Neighboring Florida Counties

Cities served near Ona.

June Marcia Williams writes life insurance and supplemental health policies across Hardee County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Ona

23 Cities · 3 Counties

Highlands County5

Avon Park Lake Placid Lorida Sebring Venus

Hardee CountyHome8

Bowling Green Fort Green Fort Green Springs Gardner Lemon Grove Limestone Wauchula Zolfo Springs

Polk County10

Auburndale Bartow Bradley Junction Cypress Gardens Eloise Haines City Lake Wales Lakeland Lakeland Highlands Willow Oak

Official Resources

Know your rights in Ona.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Frequently Asked Questions

Ona insurance — answered.

💰

How much does life insurance cost in Ona?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Ona

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations

🏙️

Does June serve all of Ona?

Yes. June serves all of Ona and every municipality in Hardee County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage

🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified

Nearby Cities

Coverage continues next door.

← Previous Limestone Hardee County, FL 10 products available

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You Are Here Ona Hardee County, FL

•

Next → Wauchula Hardee County, FL 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Expert Life Insurance Agent in Ona, FL | 12+ Years Experience

Top-Rated Financial Protection for Ona Residents

Honest, Local Insurance Guidance for Your Family's Future in Hardee County

Ona, FL — Your Local Producer

How Ona compares to Hardee County

What rate class can Ona applicants with current cigarette smoking expect from life insurance carriers?

📊 Top Health Considerations (CDC)

🏛️ Official City Resources

Your coverage options.

Term Life

Whole Life

Universal Life

Critical Illness

Hospital Indemnity

Accident & Injury

Business Life

Special Situations

Final Expense

Cities served near Ona.

🌟 Cities Served near Ona

Know your rights in Ona.

Florida Office of Insurance Regulation

Verify Agent License (NIPR)

NAIC Consumer Guides

FTC Life Insurance Guide

Ona insurance — answered.

How much does life insurance cost in Ona?

What types of insurance are available here?

Coverage with a pre-existing condition?

Does June serve all of Ona?

What is critical illness insurance?

How do I verify June's FL license?

Coverage continues next door.

Talk to a real person. Today.

Official City Resources