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Home›Florida›Hardee County›Lemon Grove

June Marcia Williams — Licensed Insurance Agent in Lemon Grove, FL
June Marcia Williams
Your Insurance Agent in Lemon Grove, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Lemon Grove, FL...
National Producer No.
17209549
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Life Insurance in Lemon Grove, FL

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Lemon Grove Without the Complexity

Your local licensed agent in Lemon Grove, Hardee County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Lemon Grove, Hardee County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Lemon Grove, FL

Lemon Grove, FL — Your Local Producer

Hello, Lemon Grove! My name is June Marcia Williams, and as a licensed Florida insurance producer, I'm proud to serve my neighbors here in Hardee County. I understand that life in our corner of Florida is special, and having the right protection for your family is essential for peace of mind. I specialize in helping individuals and families navigate their options for life, health, and final expense insurance. My goal is to provide clear, personal guidance so you can find a strategy that fits your unique needs and budget. Let's work together to secure your family's future. (NPN: 17209549, Florida License No: W840529)

  • Lemon Grove Road
  • U.S. Highway 17
  • Paynes Creek Historic State Park
NPN17209549FL LicenseW840529

Lemon Grove is home to approximately 610 residents in Hardee County, with a median age of 39.5. About 68% of homes are owner-occupied; the median home value is $238,000. 19% of adults hold a bachelor's degree or higher; households with children make up 40%; veterans comprise 6% of residents. Average household size is 2.2. These demographic markers shape which life insurance products fit Lemon Grove households.

How Lemon Grove compares to Hardee County

HARDEE COUNTY · 26K RESIDENTS LEMON GROVE · 610 RESIDENTS
Hardee County vs Lemon Grove — population comparison Hardee County: 25,528 residents. Lemon Grove: 610 residents, 2.4% of Hardee County population.
25,528 HARDEE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
610 LEMON GROVE RESIDENTS ↳ 2.4% of Hardee County residents
Underwriting Guidelines

Are Lemon Grove residents with obesity able to qualify for life insurance?

Yes. Hardee County's health profile — 26,000 residents, 26.1% uninsured, 38.4% adults with obesity, 37.5% with high blood pressure — shapes how A-rated carriers tier rate classes for Lemon Grove applicants. Standard or Preferred is achievable when obesity is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Ona →

📊 Top Health Considerations (CDC)

Top Health Considerations for Lemon Grove (CITY) High cholesterol: 40.8%. High blood pressure: 37.5%. Obesity: 38.4%. Diagnosed diabetes: 15.8%. Current cigarette smoking: 16.9%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · LEMON GROVE High cholesterol 40.8% High blood pressure 37.5% Obesity 38.4% Diagnosed diabetes 15.8% Current cigarette smoking 16.9% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Hardee County Gov Portal .GOV
Population ~610
Lack of health insurance (18–64) 24.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1240100
Google Maps
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Available in Lemon Grove

Life Insurance Products in Lemon Grove, FL

9 insurance products available in Lemon Grove

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Hardee County and Nearby Florida Counties

Life Insurance by City Near Lemon Grove, FL

85 licensed producers on public record in Hardee County.

🌟 Cities Served near Lemon Grove

21 Cities · 3 Counties
Sarasota County10
FruitvilleMeadows VillageNorth PortNorth SarasotaSarasotaSarasota SpringsSouth SarasotaSouth VeniceVeniceWarm Mineral Springs
Hardee CountyHome8
Bowling GreenFort GreenFort Green SpringsGardnerLimestoneOnaWauchulaZolfo Springs
Desoto County3
ArcadiaPine LevelSoutheast Arcadia
Official Resources

Know your rights in Lemon Grove.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Lemon Grove Life Insurance Questions

💰

How much does life insurance cost in Lemon Grove?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Lemon Grove
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Lemon Grove?

Yes. June serves all of Lemon Grove and every municipality in Hardee County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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