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June Marcia Williams — Licensed Term Life Insurance Agent in Cape Canaveral, FL
June Marcia Williams
Your Insurance Agent in Cape Canaveral, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Cape Canaveral, FL...
National Producer No.
17209549
Verify ↗

Term Life Insurance in Cape Canaveral, FL

Compare 10, 20, and 30-year term rates from top carriers.

Term life insurance for Cape Canaveral, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Cape Canaveral, FL

Cape Canaveral, FL — Your Local Producer

For my neighbors in Cape Canaveral, planning for the future is part of our local DNA. My name is June Marcia Williams, and I'm a licensed insurance producer dedicated to helping families right here in Brevard County protect what matters most. Whether you're looking into Term Life, Final Expense, or supplemental plans for critical illness or accidents, I can help you understand your options without the pressure. My goal is to provide clear, personalized guidance so you can make confident decisions for your loved ones. As your local resource (NPN: 17209549, FL License No: W840529), I'm committed to serving our community.

  • Cape Canaveral City Hall
  • Manatee Sanctuary Park
  • Jetty Park
NPN17209549FL LicenseW840529

Licensed Term Life Producers in Cape Canaveral

38 on public record · Florida DFS · Fla. Stat. §119.01

AD
Alex Deaner
Life Including Variable Annuity & Health
NPN 21415355 Licensed 2026
AP
Anthony Thomas Preziosi
Life Including Variable Annuity & Health
NPN 16743741 Licensed 2012
BA
Barbara Abreu
Life Including Variable Annuity & Health
NPN 20985768 Licensed 2023
BP
Blake Porter
Life Including Variable Annuity & Health
NPN 21296860 Licensed 2024
BH
Brett Nicholas Hausman
Life Including Variable Annuity & Health
NPN 20841950 Licensed 2023
BV
Brian David Vesco
Life Including Variable Annuity & Health
NPN 9078177 Licensed 2007
CK
Cindy Sue Kollmorgan
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 10978198 Licensed 2018
DC
Deanna Smith Clark
Life Including Variable Annuity & Health
NPN 16867110 Licensed 2013
DK
Deborah Ann Kernor
Life Including Variable Annuity & Health
NPN 20239941 Licensed 2022
DT
Debria Trejo
Life Including Variable Annuity & Health
NPN 19648999 Licensed 2020
DC
Douglas Chester Carson
Life Including Variable Annuity & Health
NPN 9075658 Licensed 2025
EM
Elizabeth A Mccoy
Life Including Variable Annuity & Health
NPN 19647342 Licensed 2020
EK
Ellice Dana Koci
Life Including Variable Annuity & Health
NPN 8611759 Licensed 2023
FC
F W Churchley
Life Including Variable Annuity & Health
NPN 538917 Licensed 2026
GF
George Patrick Farley
Life Including Variable Annuity & Health
NPN 15174650 Licensed 2009
JW
James Patrick Wagner
Life Including Variable Annuity & Health
NPN 18873825 Licensed 2018
JF
Jeffry Francime
Life Including Variable Annuity & Health
NPN 20480423 Licensed 2022
JL
Jennifer Marie Lovell
Life Including Variable Annuity & Health
NPN 15668398 Licensed 2022
JC
Jenny Andreina Vega Cantillo
Life Including Variable Annuity & Health
NPN 21504671 Licensed 2025
JM
Joanne E Murphy
Life Including Variable Annuity & Health
NPN 17106324 Licensed 2019
JC
John N Cummins
Life Including Variable Annuity & Health
NPN 20596843 Licensed 2023
KJ
Katie Jenkins
Life Including Variable Annuity & Health
NPN 8741275 Licensed 2019
KH
Kelly Eugene Harrington
Life Including Variable Annuity & Health
NPN 442695 Licensed 2002
LK
Laurie Kenny
Life Including Variable Annuity & Health
NPN 20640790 Licensed 2023
View all 38 licensed term life producers in Cape Canaveral →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Cape Canaveral regional market. Rates are localized using regional health baselines.

Official Cape Canaveral Resources

County Brevard County
Population ~9,980
Lack of insurance (18–64) 9.0%
FIPS code 1210250

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Cape Canaveral rates. Start your quote request below.

Google Maps
4.7 15 reviews
City of Cape Canaveral City Hall photo 1City of Cape Canaveral City Hall photo 2City of Cape Canaveral City Hall photo 3City of Cape Canaveral City Hall photo 4
Photos by ZADA X , KeepTheCapeWeird , Sarah , Agent of Chaos via Google Maps
City of Cape Canaveral City Hall
Open now · Mon 8:30 AM – 5:00 PM
100 Polk Ave, Cape Canaveral, FL 32920, USA
Recent Reviews
Kate Tyler ★☆☆☆☆
"Cape Canaveral only has 2 playgrounds and 1 splash pad and they've all been broken or closed to some degree for the past year. I called 6 months ago to speed up repairs and nothing changed. We pay $5k…"
KeepTheCapeWeird ★★★★★
"Local government in action! Lots of residents complained about the money used to build this city hall, but it has brought the City of Cape Canaveral into the 21st century (whether they want to be or n…"
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.
Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Term Life Options

10-Year Term

Lowest monthly cost
Complete the quick form above to see your estimate
  • Level premium for 10 years
  • Issue ages 18-80
  • No exam up to $400K
  • Convertible to permanent
  • Renewable to age 100
Get Quote

30-Year Term

Maximum protection
Complete the quick form above to see your estimate
  • Level premium for 30 years
  • Issue ages 18-55
  • No exam up to $400K
  • Convertible to permanent
  • Locks rate til retirement
Get Quote

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

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Term Life Insurance FAQ

💰

How much does term life cost in Cape Canaveral?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

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Licensed in 5 states NPN verified No obligation
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