June Marcia Williams

Your Insurance Agent in Melbourne, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Melbourne, FL...

National Producer No.

17209549

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Term Life Insurance in Melbourne, FL

Compare 10, 20, and 30-year term rates from top carriers.

Term life insurance for Melbourne, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Melbourne, FL

Melbourne, FL — Your Local Producer

Hello, Melbourne! As a fellow resident of the Space Coast, I appreciate the unique blend of natural beauty and forward-thinking spirit that defines our Brevard County community. From enjoying the Indian River Lagoon to exploring our historic downtown, it's a wonderful place to build a life. As a licensed insurance producer right here in Florida, my focus is helping my neighbors navigate their options for life, final expense, and supplemental health insurance. I provide clear, one-on-one guidance to help you find a plan that fits your life and budget. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

Wickham Park
Florida Institute of Technology
Eau Gallie Arts District

NPN17209549FL LicenseW840529

Licensed Term Life Producers in Melbourne

1207 on public record · Florida DFS · Fla. Stat. §119.01

Aaja Aneise Vassell

Life Including Variable Annuity & Health

NPN 19971643 Licensed 2023

Adam Abdulaziz

Life Including Variable Annuity & Health

NPN 21350071 Licensed 2024

Adam Daniel Lacerda

Life Including Variable Annuity & Health

NPN 20773102 Licensed 2023

Adam Skarbek

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 1508630 Licensed 2011

Adela Servin

Life Including Variable Annuity & Health

NPN 18771054 Licensed 2020

Aden J Johnson

Life Including Variable Annuity & Health

NPN 22263905 Licensed 2026

Adina Lann Jones

Life Including Variable Annuity & Health

NPN 19607750 Licensed 2020

Adisvel Leyva

Life Including Variable Annuity & Health

NPN 8197672 Licensed 2014

Adriana Carolina Barkholz

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 18614963 Licensed 2018

Adriana Ivette Monsalve

Life Including Variable Annuity & Health

NPN 21295180 Licensed 2024

Adriana Sarassa

Life Including Variable Annuity & Health

NPN 7867007 Licensed 2023

Adrianne Sieklucki

Life Including Variable Annuity & Health

NPN 17245220 Licensed 2024

Afshin Shawn Sheibani

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 2345665 Licensed 1999

Aixsa D Colon

Life Including Variable Annuity & Health

NPN 18804269 Licensed 2019

Alan Gary Haft

Life Including Variable Annuity & Health

NPN 7145837 Licensed 2019

Alan Ross Frisher

Life Including Variable Annuity & Health

NPN 3419788 Licensed 2000

Alana Mckenzie Boyd

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 18423825 Licensed 2021

Alejandra L Salazar

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 19601477 Licensed 2020

Alejandro Guerrero

Life Including Variable Annuity & Health

NPN 16909621 Licensed 2019

Aleksander Turko

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 4598461 Licensed 2001

Aleksi Boyette

Life Including Variable Annuity & Health

NPN 20732035 Licensed 2023

Alexander Bruce Mattsson

Life Including Variable Annuity & Health

NPN 20528330 Licensed 2022

Alexander Gregory Thompson

Life Including Variable Annuity & Health

NPN 19450826 Licensed 2020

Alexander James Ducharme

Life Including Variable Annuity & Health

NPN 20885063 Licensed 2023

View all 1207 licensed term life producers in Melbourne →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Melbourne regional market. Rates are localized using regional health baselines.

Official Melbourne Resources

County Brevard County

Population ~785

Lack of insurance (18–64) 12.3%

FIPS code 1243975

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Melbourne rates. Start your quote request below.

FL OIR .GOV Brevard County Gov Portal .GOV

3.8 44 reviews

Photos by Alan Rosko , Derrick Shaun Lister , Don Moody , Richard Webb via Google Maps

View on Google Maps

Melbourne City Hall

Open now · Mon 8:30 AM – 5:00 PM

(321) 608-7000

melbourneflorida.org

900 E Strawbridge Ave, Melbourne, FL 32901, USA

Recent Reviews

Joe Aiello ★☆☆☆☆

"There is a serious noise issue at the Melbourne water pump station in Indian Harbour Beach. Since they replaced the pumps in March 2025, there is this persistent 24/7 screeching sound that has been g…"

Tara Tollefson ★☆☆☆☆

"Approved a construction permit to allow construction work only 100 ft from a large apartment building- a permit that allows the crew to show up at midnight to 4AM in cement and dump trucks like Bob th…"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Term Life Guide →

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

How much coverage do you need?

$50K

$100K

$150K

$250K

$400K

$500K+

How long do you need coverage?

10 yr

15 yr

20 yr

25 yr

30 yr

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Never

Quit 5+ yrs

Quit 1-5 yrs

Current

Have you ever been treated for high blood pressure?

Yes

Have you ever been treated for high cholesterol?

Yes

Have you been diagnosed with or treated for diabetes?

Yes

Has a parent died before age 65 from heart disease or cancer?

Yes

Any DUI/DWI in the past 5 years?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

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Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Term Life Options

10-Year Term

Lowest monthly cost

Complete the quick form above to see your estimate

Level premium for 10 years
Issue ages 18-80
No exam up to $400K
Convertible to permanent
Renewable to age 100

Get Quote

20-Year Term

Best value for families

Complete the quick form above to see your estimate

Level premium for 20 years
Issue ages 18-65
No exam up to $400K
Convertible to permanent
Covers mortgage + college

Get Quote

30-Year Term

Maximum protection

Complete the quick form above to see your estimate

Level premium for 30 years
Issue ages 18-55
No exam up to $400K
Convertible to permanent
Locks rate til retirement

Get Quote

📖 Term Life Knowledge

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in Melbourne

More Insurance Options in Melbourne, FL

💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Term Life Insurance FAQ

💰

How much does term life cost in Melbourne?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

Nearby Term Life Coverage

Read the Full Term Life Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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Licensed in 5 states NPN verified No obligation

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Term Life Insurance in Melbourne, FL

Melbourne, FL — Your Local Producer

Licensed Term Life Producers in Melbourne

🛡️ Term Life Insurance Underwriting Scope

🏛️ Official Melbourne Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Pre-Qualify in 60 Seconds

Quote Request Received!

Term Life Options

10-Year Term

20-Year Term

30-Year Term

Everything You Need to Know About Term Life Insurance

What Is Term Life Insurance?

How Much Does Term Life Cost?

Can I Convert to Permanent Later?

How Much Coverage Do I Need?

Do I Need a Medical Exam?

Florida Life Insurance Consumer Rights

More Insurance Options in Melbourne, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Term Life Insurance FAQ

How much does term life cost in Melbourne?

What term lengths are available?

Can I convert to whole life later?

Do I need a medical exam?

How much coverage do I need?

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Talk to a real person. Today.

Term Life Insurance Underwriting Scope

Official Melbourne Resources