June Marcia Williams

Your Insurance Agent in Cape Canaveral, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Cape Canaveral, FL...

National Producer No.

17209549

Verify ↗

Final Expense Insurance in Cape Canaveral, FL

Coverage from $5,000 to $50,000. Premiums never increase.

Final expense insurance for Cape Canaveral, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — simplified-issue funeral and burial coverage from age 50 to 85, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Cape Canaveral, FL

Cape Canaveral, FL — Your Local Producer

For my neighbors in Cape Canaveral, planning for the future is part of our local DNA. My name is June Marcia Williams, and I'm a licensed insurance producer dedicated to helping families right here in Brevard County protect what matters most. Whether you're looking into Term Life, Final Expense, or supplemental plans for critical illness or accidents, I can help you understand your options without the pressure. My goal is to provide clear, personalized guidance so you can make confident decisions for your loved ones. As your local resource (NPN: 17209549, FL License No: W840529), I'm committed to serving our community.

Cape Canaveral City Hall
Manatee Sanctuary Park
Jetty Park

NPN17209549FL LicenseW840529

Licensed Final Expense Producers in Cape Canaveral

38 on public record · Florida DFS · Fla. Stat. §119.01

Alex Deaner

Life Including Variable Annuity & Health

NPN 21415355 Licensed 2026

Anthony Thomas Preziosi

Life Including Variable Annuity & Health

NPN 16743741 Licensed 2012

Barbara Abreu

Life Including Variable Annuity & Health

NPN 20985768 Licensed 2023

Blake Porter

Life Including Variable Annuity & Health

NPN 21296860 Licensed 2024

Brett Nicholas Hausman

Life Including Variable Annuity & Health

NPN 20841950 Licensed 2023

Brian David Vesco

Life Including Variable Annuity & Health

NPN 9078177 Licensed 2007

Cindy Sue Kollmorgan

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 10978198 Licensed 2018

Deanna Smith Clark

Life Including Variable Annuity & Health

NPN 16867110 Licensed 2013

Deborah Ann Kernor

Life Including Variable Annuity & Health

NPN 20239941 Licensed 2022

Debria Trejo

Life Including Variable Annuity & Health

NPN 19648999 Licensed 2020

Douglas Chester Carson

Life Including Variable Annuity & Health

NPN 9075658 Licensed 2025

Elizabeth A Mccoy

Life Including Variable Annuity & Health

NPN 19647342 Licensed 2020

Ellice Dana Koci

Life Including Variable Annuity & Health

NPN 8611759 Licensed 2023

F W Churchley

Life Including Variable Annuity & Health

NPN 538917 Licensed 2026

George Patrick Farley

Life Including Variable Annuity & Health

NPN 15174650 Licensed 2009

James Patrick Wagner

Life Including Variable Annuity & Health

NPN 18873825 Licensed 2018

Jeffry Francime

Life Including Variable Annuity & Health

NPN 20480423 Licensed 2022

Jennifer Marie Lovell

Life Including Variable Annuity & Health

NPN 15668398 Licensed 2022

Jenny Andreina Vega Cantillo

Life Including Variable Annuity & Health

NPN 21504671 Licensed 2025

Joanne E Murphy

Life Including Variable Annuity & Health

NPN 17106324 Licensed 2019

John N Cummins

Life Including Variable Annuity & Health

NPN 20596843 Licensed 2023

Katie Jenkins

Life Including Variable Annuity & Health

NPN 8741275 Licensed 2019

Kelly Eugene Harrington

Life Including Variable Annuity & Health

NPN 442695 Licensed 2002

Laurie Kenny

Life Including Variable Annuity & Health

NPN 20640790 Licensed 2023

View all 38 licensed final expense producers in Cape Canaveral →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Final Expense Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Final Expense Insurance across the Cape Canaveral regional market. Rates are localized using regional health baselines.

Official Cape Canaveral Resources

County Brevard County

Population ~9,980

Lack of insurance (18–64) 9.0%

FIPS code 1210250

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Cape Canaveral rates. Start your quote request below.

FL OIR .GOV Brevard County Gov Portal .GOV

4.7 15 reviews

City of Cape Canaveral City Hall photo 1

City of Cape Canaveral City Hall photo 2

City of Cape Canaveral City Hall photo 3

City of Cape Canaveral City Hall photo 4

Photos by ZADA X , KeepTheCapeWeird , Sarah , Agent of Chaos via Google Maps

View on Google Maps

City of Cape Canaveral City Hall

Open now · Mon 8:30 AM – 5:00 PM

(321) 868-1220

cityofcapecanaveral.org

100 Polk Ave, Cape Canaveral, FL 32920, USA

Recent Reviews

Kate Tyler ★☆☆☆☆

"Cape Canaveral only has 2 playgrounds and 1 splash pad and they've all been broken or closed to some degree for the past year. I called 6 months ago to speed up repairs and nothing changed. We pay $5k…"

KeepTheCapeWeird ★★★★★

"Local government in action! Lots of residents complained about the money used to build this city hall, but it has brought the City of Cape Canaveral into the 21st century (whether they want to be or n…"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Final Expense Guide →

Select your coverage below to see your price in seconds.

See If You Qualify — No Exam Required

Remove the financial burden from loved ones — no obligation — guaranteed acceptance options available

How much burial coverage do you need?

$5K

$10K

$15K

$20K

$25K

$35K

What matters most to you?

Funeral Costs

Medical Bills

Both

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Yes

Have you been diagnosed with or treated for cancer, heart disease, stroke, COPD, or organ failure?

Yes

Have you been hospitalized in the past 2 years (other than for routine procedures)?

Yes

Do you currently use a wheelchair, oxygen, or receive home health care?

Yes

Have you been diagnosed with diabetes requiring insulin?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Your illustrative monthly estimate Example: $10,000 coverage — select your amount above for your range.

Compare Plans

Final Expense Options

Best Value

Preferred Plan

Full benefit from day one

100% death benefit immediately
Ages 50-85, up to $35K
No medical exam
Accidental Death rider available
Terminal illness rider included

Get Quote

Standard Plan

Full benefit from day one

100% death benefit immediately
Ages 50-85, up to $20K
No medical exam
Some health conditions OK
Level premiums for life

Get Quote

Guaranteed Issue Plan

Graded benefit — guaranteed

Years 1-2: premiums + 10% interest
Year 3+: full death benefit
Ages 50-80, up to $15K
No medical exam
Accidental death = full benefit yr 1

Get Quote

📖 Final Expense Knowledge

Everything You Need to Know About Final Expense Insurance

🕊️

What Is Final Expense Insurance?

Final expense is a small whole life policy designed to cover end-of-life costs — funeral, burial, cremation, outstanding medical bills, and legal fees. Coverage typically ranges from $5,000 to $50,000. Unlike traditional whole life, final expense is simplified issue — no medical exam, no blood work, just health questions.

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How Much Does a Funeral Cost in Florida?

According to the Choice Mutual 2026 / NFDA 2023, the median cost of a traditional funeral with burial in Florida is $8,023. The national median is $8,300. Cremation is less ($3,000–$6,000) but still a significant expense. Final expense insurance covers these costs so your family doesn't have to.

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Guaranteed Issue vs. Simplified Issue

Simplified issue (preferred/standard plans): answer health questions, no exam, immediate full benefit if approved. Guaranteed issue (guaranteed acceptance plans): no health questions at all — everyone qualifies — but has a 2-3 year graded benefit waiting period. Accidental death pays full benefit from day one on both.

🏦

Irrevocable Burial Trusts & Medicaid

In Florida, an irrevocable burial trust funded by a final expense policy is exempt from Medicaid asset calculations. Florida exempts irrevocable prepaid funeral contracts with no dollar cap (Fla. Admin. Code R. 65A-1.712, SSI-Related Medicaid Resource Eligibility Criteria). See Florida guidance. June helps structure these correctly.

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Who Should Get Final Expense?

Final expense is designed for seniors ages 50-85 who want to ensure their funeral and end-of-life costs are covered without burdening family. It's also for anyone who has been declined for traditional coverage due to health conditions — guaranteed issue means no one is turned away. Fixed premiums, coverage for life.

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Florida Consumer Protections

Florida law provides a 14-day free-look period on all life insurance policies — return for a full refund, no questions asked (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing benefits and costs. State insurance regulators prohibit misleading "burial insurance" advertising that overstates coverage or understates limitations.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in Cape Canaveral

More Insurance Options in Cape Canaveral, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Final Expense Insurance FAQ

💰

How much does final expense cost?

Premiums vary by age, health, and coverage amount. Plans range from $5K-$35K. Premiums are level and never increase.

🏥

Is a medical exam required?

No. No medical exam, no blood work, no health interview. Eligibility determined at point of sale from application questions.

⚱️

What does it cover?

Funeral, burial or cremation, casket, memorial, outstanding medical bills, and end-of-life expenses. Florida median funeral with burial: $8,023 (Choice Mutual 2026 / NFDA 2023).

📋

What's the graded benefit?

Basic plan: years 1-2 pay premiums + 10% interest if death occurs. Year 3+ pays full face amount. Accidental death = full benefit day one.

👴

Can I get coverage at age 80?

Yes. Ages 50-85 are eligible. Preferred up to $15K, Standard up to $10K at ages 81-85. Level premiums guaranteed.

Nearby Final Expense Coverage

Read the Full Final Expense Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Final Expense Insurance in Cape Canaveral, FL

Cape Canaveral, FL — Your Local Producer

Licensed Final Expense Producers in Cape Canaveral

🕊️ Final Expense Insurance Underwriting Scope

🏛️ Official Cape Canaveral Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Qualify — No Exam Required

Quote Request Received!

Final Expense Options

Preferred Plan

Standard Plan

Guaranteed Issue Plan

Everything You Need to Know About Final Expense Insurance

What Is Final Expense Insurance?

How Much Does a Funeral Cost in Florida?

Guaranteed Issue vs. Simplified Issue

Irrevocable Burial Trusts & Medicaid

Who Should Get Final Expense?

Florida Consumer Protections

More Insurance Options in Cape Canaveral, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Final Expense Insurance FAQ

How much does final expense cost?

Is a medical exam required?

What does it cover?

What's the graded benefit?

Can I get coverage at age 80?

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Talk to a real person. Today.

Final Expense Insurance Underwriting Scope

Official Cape Canaveral Resources