June Marcia Williams

Your Insurance Agent in Merritt Island, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Merritt Island, FL...

National Producer No.

17209549

Verify ↗

Term Life Insurance in Merritt Island, FL

Compare 10, 20, and 30-year term rates from top carriers.

Term life insurance for Merritt Island, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Merritt Island, FL

Merritt Island, FL — Your Local Producer

Hello, Merritt Island! As a fellow Floridian, I appreciate the unique character of our Brevard County communities, from the tranquil shores of the Indian River to the excitement of the Space Coast. Navigating your family's financial future can feel complex, but you don't have to do it alone. As a licensed insurance producer, I'm here to help my neighbors in Merritt Island understand their options for life, final expense, and supplemental health insurance. My goal is to provide clear, personalized guidance so you can find a plan that fits your life. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

Merritt Island National Wildlife Refuge
Merritt Square Mall
Kiwanis Island Park

NPN17209549FL LicenseW840529

Licensed Term Life Producers in Merritt Island

246 on public record · Florida DFS · Fla. Stat. §119.01

Alan Patrick Hooley

Life Including Variable Annuity & Health

NPN 13718743 Licensed 2009

Albert James Caprara

Life Including Variable Annuity & Health

NPN 1502024 Licensed 1997

Alec Eifel Mccavour

Life Including Variable Annuity & Health

NPN 21209062 Licensed 2024

Allison Deborah Stevenson

Life Including Variable Annuity & Health

NPN 8984526 Licensed 2014

Amanda Nichole Wotring

Life Including Variable Annuity & Health

NPN 21291563 Licensed 2024

Andres M Roosna

Life Including Variable Annuity & Health

NPN 5748931 Licensed 2016

Andrew Scott Eubanks

Life Including Variable Annuity & Health

NPN 20469208 Licensed 2022

Angel Alexander Morales

Life Including Variable Annuity & Health

NPN 19281086 Licensed 2019

Angela Tasha Dalaq

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 16967305 Licensed 2014

Ann Catherine Finlay

Life Including Variable Annuity & Health

NPN 3121979 Licensed 1999

Anna Maria Doerr

Life Including Variable Annuity & Health

NPN 512064 Licensed 2024

Anna Merrick

Life Including Variable Annuity & Health

NPN 22052459 Licensed 2025

Anthony L Cassiere

Life Including Variable Annuity & Health

NPN 10360324 Licensed 2008

Antonio Merola

Life Including Variable Annuity & Health

NPN 21324250 Licensed 2024

Aras M Guney

Life Including Variable Annuity & Health

NPN 21271430 Licensed 2024

Ashley Nicole Hively

Life Including Variable Annuity & Health

NPN 19780524 Licensed 2021

Barbara D Rzucidlo

Life Including Variable Annuity & Health

NPN 610366 Licensed 1994

Bea Augusta Akman

Life Including Variable Annuity & Health

NPN 18100212 Licensed 2016

Benjamin Travis Jordan

Life Including Variable Annuity & Health

NPN 20743337 Licensed 2023

Benjamin Waldrop

Life Including Variable Annuity & Health

NPN 22256624 Licensed 2026

Brandee Larue Williams

Life Including Variable Annuity & Health

NPN 20659328 Licensed 2023

Brandon Patrick Provan

Life Including Variable Annuity & Health

NPN 20442770 Licensed 2022

Brandon Walters

Life Including Variable Annuity & Health

NPN 20653120 Licensed 2023

Brian A Bell

Life Including Variable Annuity & Health

NPN 1525405 Licensed 2020

View all 246 licensed term life producers in Merritt Island →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Merritt Island regional market. Rates are localized using regional health baselines.

Official Merritt Island Resources

County Brevard County

Population ~34,300

Lack of insurance (18–64) 8.4%

FIPS code 1244275

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Merritt Island rates. Start your quote request below.

FL OIR .GOV Brevard County Gov Portal .GOV

4.6 80 reviews

Photos by Shannon Underhill , Amanda Peachy , Shannon Underhill via Google Maps

View on Google Maps

Merritt Island Service Complex

2575 N Courtenay Pkwy, Merritt Island, FL 32953, USA

Recent Reviews

Anjie ★★★★☆

"Very small. When you enter you aren't sure that anyone even works there but for clerk of courts go left! There's 3 ladies on staff there that are helpful and informative. I didn't know you could do an…"

Zephyr B ★★★★★

"Must have an appointment, I got right in and they took such good care of me. Very happy with the service here"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Term Life Guide →

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

How much coverage do you need?

$50K

$100K

$150K

$250K

$400K

$500K+

How long do you need coverage?

10 yr

15 yr

20 yr

25 yr

30 yr

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Never

Quit 5+ yrs

Quit 1-5 yrs

Current

Have you ever been treated for high blood pressure?

Yes

Have you ever been treated for high cholesterol?

Yes

Have you been diagnosed with or treated for diabetes?

Yes

Has a parent died before age 65 from heart disease or cancer?

Yes

Any DUI/DWI in the past 5 years?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Term Life Options

10-Year Term

Lowest monthly cost

Complete the quick form above to see your estimate

Level premium for 10 years
Issue ages 18-80
No exam up to $400K
Convertible to permanent
Renewable to age 100

Get Quote

20-Year Term

Best value for families

Complete the quick form above to see your estimate

Level premium for 20 years
Issue ages 18-65
No exam up to $400K
Convertible to permanent
Covers mortgage + college

Get Quote

30-Year Term

Maximum protection

Complete the quick form above to see your estimate

Level premium for 30 years
Issue ages 18-55
No exam up to $400K
Convertible to permanent
Locks rate til retirement

Get Quote

📖 Term Life Knowledge

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in Merritt Island

More Insurance Options in Merritt Island, FL

💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Term Life Insurance FAQ

💰

How much does term life cost in Merritt Island?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

Nearby Term Life Coverage

Read the Full Term Life Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Term Life Insurance in Merritt Island, FL

Merritt Island, FL — Your Local Producer

Licensed Term Life Producers in Merritt Island

🛡️ Term Life Insurance Underwriting Scope

🏛️ Official Merritt Island Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Pre-Qualify in 60 Seconds

Quote Request Received!

Term Life Options

10-Year Term

20-Year Term

30-Year Term

Everything You Need to Know About Term Life Insurance

What Is Term Life Insurance?

How Much Does Term Life Cost?

Can I Convert to Permanent Later?

How Much Coverage Do I Need?

Do I Need a Medical Exam?

Florida Life Insurance Consumer Rights

More Insurance Options in Merritt Island, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Term Life Insurance FAQ

How much does term life cost in Merritt Island?

What term lengths are available?

Can I convert to whole life later?

Do I need a medical exam?

How much coverage do I need?

Also Serving Brevard County

Grant Life Protection

Grant-Valkaria Coverage Guide

Indian Harbor Be Life Protection

The Indian Harbour Beach Legacy Plan

Melbourne Coverage Guide

North Merritt Island Life Protection

Palm Bay Coverage Guide

The Patrick AFB Legacy Plan

Rockledge Coverage Guide

Titusville Wealth Strategy

The Altamonte Spring Legacy Plan

Altamonte Springs Financial Security

The Casselberry Legacy Plan

Fern Park Wealth Strategy

The Heathrow Legacy Plan

The Lake Mary Legacy Plan

Longwood Financial Security

Oviedo Life Protection

Sanford Life Protection

Winter Springs Wealth Strategy

Apopka Life Protection

Meadow Woods Financial Security

Oakland Coverage Guide

Orlando Financial Security

South Apopka Coverage Guide

Southchase Financial Security

Windermere Coverage Guide

The Winter Garden Legacy Plan

Winter Park Coverage Guide

The Zellwood Legacy Plan

Talk to a real person. Today.

Term Life Insurance Underwriting Scope

Official Merritt Island Resources