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Home›Florida›Bay County›Laguna Beach

June Marcia Williams — Licensed Insurance Agent in Laguna Beach, FL
June Marcia Williams
Your Insurance Agent in Laguna Beach, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Laguna Beach, FL...
National Producer No.
17209549
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Trusted Life Insurance in Laguna Beach, FL | Local Expert

Securing Families Across Bay County with 9 Tailored Product Lines

Why Laguna Beach Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Laguna Beach, Bay County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Laguna Beach, Bay County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Laguna Beach, FL

Laguna Beach, FL — Your Local Producer

For my neighbors in Laguna Beach and across Bay County, life along our beautiful stretch of the Gulf Coast is something special. Protecting that lifestyle and the people you love is my priority. I'm June Marcia Williams, a licensed insurance producer (NPN: 17209549, Florida License No: W840529) dedicated to serving our community. I help individuals and families navigate their options for personal insurance, from Term and Whole Life to Final Expense and Critical Illness plans. My goal is to provide clear, straightforward guidance so you can make confident decisions for your family's financial future.

  • Carousel Supermarket
  • Thomas' Donut & Snack Shop
  • The intersection of Front Beach Road and S Arnold Road
NPN17209549FL LicenseW840529

Laguna Beach is home to approximately 4,200 residents in Bay County, with a median age of 57.6 and a median household income of $74,900. About 73% of homes are owner-occupied; the median home value is $330,000. 35% of adults hold a bachelor's degree or higher; households with children make up 11%; veterans comprise 14% of residents. Average household size is 1.8. These demographic markers shape which life insurance products fit Laguna Beach households.

How Laguna Beach compares to Bay County

BAY COUNTY · 181K RESIDENTS LAGUNA BEACH · 4K RESIDENTS
Bay County vs Laguna Beach — population comparison Bay County: 181,055 residents. Laguna Beach: 4,194 residents, 2.3% of Bay County population.
181,055 BAY COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
4,194 LAGUNA BEACH RESIDENTS ↳ 2.3% of Bay County residents
Underwriting Guidelines

Can I get life insurance with obesity in Laguna Beach, FL?

Coverage is widely available. Laguna Beach sits within Bay County (population ~191,000, 12.5% uninsured), where 31.4% of adults have obesity alongside 28.7% with arthritis per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Our underwriting team matches Laguna Beach families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Fountain →

📊 Top Health Considerations (CDC)

Top Health Considerations for Laguna Beach (CITY) High cholesterol: 42.1%. High blood pressure: 38.5%. Obesity: 31.4%. Diagnosed diabetes: 11.7%. Current cigarette smoking: 13%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · LAGUNA BEACH High cholesterol 42.1% High blood pressure 38.5% Obesity 31.4% Diagnosed diabetes 11.7% Current cigarette smoking 13.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Bay County Gov Portal .GOV
Population ~4,194
Lack of health insurance (18–64) 10.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1237500
Google Maps
2.9 22 reviews
Laguna Beach City Hall photo 1Laguna Beach City Hall photo 2Laguna Beach City Hall photo 3Laguna Beach City Hall photo 4
Photos by Maria Louise Edwards , Marissa Chavez , Laguna Beach City Hall , Herb Heiserman via Google Maps
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Laguna Beach City Hall
Open now · Mon 7:30 AM – 5:30 PM
(949) 497-3311
lagunabeachcity.net
505 Forest Ave, Laguna Beach, CA 92651, USA
Recent Reviews
Jorge Pineda ★☆☆☆☆
"The workers are nice but it’s the Worst process for getting permits to do any kind of construction! Waited 3 hours for someone from building to see me and another 2 hours for someone from building to …"
Arielle View ★★★★★
"Love this place for civil ceremonies! I'm a wedding photographer and one of my couples got married here last December and it was so beautiful, perfectly overcast hehe. The staff is kind & accommodatin…"
Available in Laguna Beach

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Bay County and Neighboring Florida Counties

Cities served near Laguna Beach.

June Marcia Williams writes life insurance and supplemental health policies across Bay County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Laguna Beach

23 Cities · 3 Counties
Liberty County5
BristolHosfordLake MysticSumatraTelogia
Bay CountyHome10
CallawayFountainMexico BeachPanama CityPanama City BeachParkerSouthportSpringfieldTyndall AFBYoungstown
Walton County8
ArgyleDeFuniak SpringDeFuniak SpringsFreeportMiramar BeachPaxtonPonce DeLeonSanta Rosa Beach
Official Resources

Know your rights in Laguna Beach.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Laguna Beach insurance — answered.

💰

How much does life insurance cost in Laguna Beach?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Laguna Beach
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Laguna Beach?

Yes. June serves all of Laguna Beach and every municipality in Bay County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

← Previous Fountain Bay County, FL 10 products available
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You Are Here Laguna Beach Bay County, FL
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Next → Lower Grand Lagoon Bay County, FL 10 products available

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