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Home›Virginia›Wise County›Stonega

June Marcia Williams — Licensed Insurance Agent in Stonega, VA
June Marcia Williams
Your Insurance Agent in Stonega, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Stonega, VA...
National Producer No.
17209549
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Life Insurance in Stonega, VA

Your Local VA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Stonega Without the Complexity

Your local licensed agent in Stonega, Wise County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Stonega, Wise County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Stonega, VA

Stonega, VA — Your Local Producer

Hello to my neighbors in Stonega. Living here in the heart of Wise County, we understand the value of looking out for one another, a tradition as strong as our Appalachian roots. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping local families protect what matters most. I provide personal guidance on a range of insurance options, helping you build a secure future for your loved ones with a plan that fits your life. I'm here to help you navigate your choices with clarity and care. (NPN: 17209549, Virginia License No: 1575461)

  • Stonega Historic District
  • Stonega Post Office
  • Stonega Community Church
NPN17209549VA License1575461

Stonega is home to approximately 150 residents in Wise County, with a median age of 79.5 and a median household income of $37,300. About 88% of homes are owner-occupied; the median home value is $53,800. 0% of adults hold a bachelor's degree or higher; households with children make up 0%; veterans comprise 19% of residents. Average household size is 2.0. These demographic markers shape which life insurance products fit Stonega households.

How Stonega compares to Wise County

WISE COUNTY · 36K RESIDENTS STONEGA · 150 RESIDENTS
Wise County vs Stonega — population comparison Wise County: 36,105 residents. Stonega: 150 residents, 0.4% of Wise County population.
36,105 WISE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
150 STONEGA RESIDENTS ↳ 0.4% of Wise County residents
Underwriting Guidelines

Does current cigarette smoking affect life insurance rates in Stonega, VA?

Yes, qualification is common in Stonega. Within Wise County's ~36,000 residents — including the 10.9% currently without health coverage — 25.4% of adults manage current cigarette smoking and 19.1% live with diagnosed diabetes per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Saint Paul →

📊 Top Health Considerations (CDC)

Top Health Considerations for Stonega (CITY) High cholesterol: 42.8%. High blood pressure: 46.4%. Obesity: 47.6%. Diagnosed diabetes: 19.1%. Current cigarette smoking: 25.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · STONEGA High cholesterol 42.8% High blood pressure 46.4% Obesity 47.6% Diagnosed diabetes 19.1% Current cigarette smoking 25.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Wise County Gov Portal .GOV
Population ~150
Lack of health insurance (18–64) 12.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5175680
Google Maps
View on Google Maps
TOWN HALL
(276) 523-0115
bigstonegap.org
505 E 5th St S, Big Stone Gap, VA 24219, USA
Available in Stonega

Life Insurance Products in Stonega, VA

9 insurance products available in Stonega

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Wise County and Nearby Virginia Counties

Life Insurance by City Near Stonega, VA

Life insurance by city across Wise County and adjacent Virginia counties.

🌟 Cities Served near Stonega

26 Cities · 3 Counties
Dickenson County8
BeeBirchleafBreaksClinchcoClintwoodHaysiMcClureNora
Wise CountyHome10
AndoverAppalachiaBig Stone GapBig Stone Gap EastCoeburnDunbarExeterPoundSaint PaulWise
Russell County8
CastlewoodClevelandCouncilDanteHonakerLebanonRosedaleSwords Creek
Official Resources

Know your rights in Stonega.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Stonega Life Insurance Questions

💰

How much does life insurance cost in Stonega?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Stonega
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Stonega?

Yes. June serves all of Stonega and every municipality in Wise County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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