Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact I'm an Agent — It's Free

Home›Virginia›Wise County›Wise

June Marcia Williams — Licensed Insurance Agent in Wise, VA
June Marcia Williams
Your Insurance Agent in Wise, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Wise, VA...
National Producer No.
17209549
Verify ↗

Life Insurance in Wise, VA

Securing Families Across Wise County with 9 Tailored Product Lines

Why Wise Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Wise, Wise County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Wise, Wise County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Wise, VA

Wise, VA — Your Local Producer

Hello, Wise! In a community as close-knit and grounded as ours here in Wise County, looking out for one another is just what we do. I'm June Marcia Williams, your local licensed insurance producer, and I'm dedicated to helping my neighbors secure their financial futures. Whether you're thinking about term life, final expense, or other personal insurance options, I'm here to provide clear, straightforward guidance. My goal is to help you understand your choices so you can find a plan that fits your family's unique needs. Let's work together to protect what matters most. (June Marcia Williams, NPN: 17209549, Virginia License No: 1575461)

  • The University of Virginia's College at Wise
  • Wise County Courthouse
  • Big Glades Community Square & Amphitheater
NPN17209549VA License1575461

Wise is home to approximately 3,000 residents in Wise County, with a median age of 41.4 and a median household income of $42,900. About 58% of homes are owner-occupied; the median home value is $117,000. 28% of adults hold a bachelor's degree or higher; households with children make up 22%; veterans comprise 4% of residents. Average household size is 2.1. These demographic markers shape which life insurance products fit Wise households.

How Wise compares to Wise County

WISE COUNTY · 36K RESIDENTS WISE · 3K RESIDENTS
Wise County vs Wise — population comparison Wise County: 36,105 residents. Wise: 2,962 residents, 8.2% of Wise County population.
36,105 WISE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,962 WISE RESIDENTS ↳ 8.2% of Wise County residents
Underwriting Guidelines

How does diagnosed diabetes impact life insurance underwriting in Wise, VA?

Coverage is widely available. Wise sits within Wise County (population ~36,000, 10.9% uninsured), where 14.0% of adults have diagnosed diabetes alongside 40.8% with obesity per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby The University of Virginia's College at Wise →

📊 Top Health Considerations (CDC)

Top Health Considerations for Wise (CITY) High cholesterol: 40%. High blood pressure: 39.5%. Obesity: 40.8%. Diagnosed diabetes: 14%. Current cigarette smoking: 17.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · WISE High cholesterol 40.0% High blood pressure 39.5% Obesity 40.8% Diagnosed diabetes 14.0% Current cigarette smoking 17.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Wise County Gov Portal .GOV
Population ~2,962
Lack of health insurance (18–64) 9.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5187072
Google Maps
4.0 5 reviews
Town of Wise photo 1Town of Wise photo 2
Photos by Angela Baugus , Stephen Hopkins via Google Maps
View on Google Maps
Town of Wise
Open now · Mon 9:00 AM – 4:00 PM
(276) 328-6013
townofwise.org
501 W Main St, Wise, VA 24293, USA
Recent Reviews
Mr. Q ★☆☆☆☆
"It’s not acceptable that they keep the park closed all day long based off of the morning temperatures. It’s currently 58 degrees yet per the town of wise “we have to keep it closed all day when it’s …"
Grant Stanley ★★★★★
"Great place to live."
Available in Wise

Life Insurance Products in Wise, VA

9 insurance products available in Wise

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Wise County and Nearby Virginia Counties

Life Insurance by City Near Wise, VA

Life insurance by city across Wise County and adjacent Virginia counties.

🌟 Cities Served near Wise

20 Cities · 3 Counties
Norton City1
Norton
Wise CountyHome10
AndoverAppalachiaBig Stone GapBig Stone Gap EastCoeburnDunbarExeterPoundSaint PaulStonega
Scott County9
BlackwaterClinchportDuffieldDungannonFort BlackmoreGate CityHiltonsNickelsvilleWeber City
Official Resources

Know your rights in Wise.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Wise Life Insurance Questions

💰

How much does life insurance cost in Wise?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Wise
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Wise?

Yes. June serves all of Wise and every municipality in Wise County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call
Ask Lia