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Home›Virginia›Russell County›Cleveland

June Marcia Williams — Licensed Insurance Agent in Cleveland, VA
June Marcia Williams
Your Insurance Agent in Cleveland, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Cleveland, VA...
National Producer No.
17209549
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Expert Life Insurance Agent in Cleveland, VA | 12+ Years Experience

Top-Rated Financial Protection for Cleveland Residents

Honest, Local Insurance Guidance for Your Family's Future in Russell County

Your local licensed agent in Cleveland, Russell County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Cleveland, Russell County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Cleveland, VA

Cleveland, VA — Your Local Producer

Hello Cleveland! As a resident of our beautiful corner of Virginia, I know that life in Russell County is all about community and looking out for one another. That's the same approach I take as your local licensed insurance producer. My goal is to help you understand your options for personal insurance, from term life and final expense to accident and injury policies, so you can make confident decisions for your family's future. I'm here to provide clear, straightforward guidance. As a licensed producer (NPN: 17209549, Virginia License No: 1575461), I'm committed to serving my neighbors with integrity.

  • Cleveland Town Hall
  • Cleveland Elementary School
  • Cleveland Post Office
NPN17209549VA License1575461

Cleveland is home to approximately 352 residents in Russell County, with a median age of 46.3 and a median household income of $26,900. About 21% of homes are owner-occupied; the median home value is $58,500. 2% of adults hold a bachelor's degree or higher; households with children make up 24%; veterans comprise 2% of residents. Average household size is 2.9. These demographic markers shape which life insurance products fit Cleveland households.

How Cleveland compares to Russell County

RUSSELL COUNTY · 26K RESIDENTS CLEVELAND · 352 RESIDENTS
Russell County vs Cleveland — population comparison Russell County: 25,763 residents. Cleveland: 352 residents, 1.4% of Russell County population.
25,763 RUSSELL COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
352 CLEVELAND RESIDENTS ↳ 1.4% of Russell County residents
Underwriting Guidelines

Can I get life insurance with arthritis in Cleveland, VA?

Yes. Russell County's health profile — 25,000 residents, 10.0% uninsured, 27.6% adults with arthritis, 23.1% with current cigarette smoking — shapes how A-rated carriers tier rate classes for Cleveland applicants. Standard or Preferred is achievable when arthritis is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Cleveland families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Dante →

📊 Top Health Considerations (CDC)

Top Health Considerations for Cleveland (CITY) High cholesterol: 44.6%. High blood pressure: 45.9%. Obesity: 41.8%. Diagnosed diabetes: 18.2%. Current cigarette smoking: 23.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CLEVELAND High cholesterol 44.6% High blood pressure 45.9% Obesity 41.8% Diagnosed diabetes 18.2% Current cigarette smoking 23.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Russell County Gov Portal .GOV
Population ~352
Lack of health insurance (18–64) 12.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5117296
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Available in Cleveland

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Russell County and Neighboring Virginia Counties

Cities served near Cleveland.

June Marcia Williams writes life insurance and supplemental health policies across Russell County and adjacent Virginia counties — all within the same Virginia regulatory framework.

🌟 Cities Served near Cleveland

25 Cities · 3 Counties
Dickenson County8
BeeBirchleafBreaksClinchcoClintwoodHaysiMcClureNora
Russell CountyHome7
CastlewoodCouncilDanteHonakerLebanonRosedaleSwords Creek
Buchanan County10
Big RockConawayDavenportGrundyHurleyKeen MountainPattersonRoweVansantWhitewood
Official Resources

Know your rights in Cleveland.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Cleveland insurance — answered.

💰

How much does life insurance cost in Cleveland?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Cleveland
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Cleveland?

Yes. June serves all of Cleveland and every municipality in Russell County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified
Nearby Cities

Coverage continues next door.

← Previous Castlewood Russell County, VA 10 products available
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Licensed in 5 states NPN verified No obligation
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