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Home›Virginia›Russell County›Castlewood

June Marcia Williams — Licensed Insurance Agent in Castlewood, VA
June Marcia Williams
Your Insurance Agent in Castlewood, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Castlewood, VA...
National Producer No.
17209549
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Life Insurance in Castlewood, VA

Your Local VA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Castlewood Without the Complexity

Your local licensed agent in Castlewood, Russell County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Castlewood, Russell County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Castlewood, VA

Castlewood, VA — Your Local Producer

For my neighbors in Castlewood, navigating the world of personal insurance can feel complicated, but it doesn't have to be. I'm June Marcia Williams, a licensed insurance producer right here in Virginia, and I'm dedicated to helping individuals and families in our Russell County community find clarity and confidence. Whether you're considering Term Life, Final Expense, or other policies to protect your loved ones, my goal is to provide personalized guidance. I take the time to understand your unique situation and help you explore your options for a more secure future. (NPN: 17209549, Virginia License No: 1575461)

  • Castlewood High School
  • Castlewood Public Library
  • Clinch River State Park - Sugar Hill Unit
NPN17209549VA License1575461

Castlewood is home to approximately 1,100 residents in Russell County, with a median age of 61.1 and a median household income of $48,800. About 64% of homes are owner-occupied; the median home value is $121,000. 11% of adults hold a bachelor's degree or higher; households with children make up 12%; veterans comprise 6% of residents. Average household size is 1.9. These demographic markers shape which life insurance products fit Castlewood households.

How Castlewood compares to Russell County

RUSSELL COUNTY · 26K RESIDENTS CASTLEWOOD · 1K RESIDENTS
Russell County vs Castlewood — population comparison Russell County: 25,763 residents. Castlewood: 1,122 residents, 4.4% of Russell County population.
25,763 RUSSELL COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,122 CASTLEWOOD RESIDENTS ↳ 4.4% of Russell County residents
Underwriting Guidelines

Can I get life insurance with current cigarette smoking in Castlewood, VA?

Yes. Russell County's health profile — 26,000 residents, 10.0% uninsured, 19.8% adults with current cigarette smoking, 16.3% with diagnosed diabetes — shapes how A-rated carriers tier rate classes for Castlewood applicants. Standard or Preferred is achievable when current cigarette smoking is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Council →

📊 Top Health Considerations (CDC)

Top Health Considerations for Castlewood (CITY) High cholesterol: 44%. High blood pressure: 43.8%. Obesity: 40.2%. Diagnosed diabetes: 16.3%. Current cigarette smoking: 19.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CASTLEWOOD High cholesterol 44.0% High blood pressure 43.8% Obesity 40.2% Diagnosed diabetes 16.3% Current cigarette smoking 19.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Russell County Gov Portal .GOV
Population ~1,122
Lack of health insurance (18–64) 9.9%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5113512
Google Maps
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Available in Castlewood

Life Insurance Products in Castlewood, VA

9 insurance products available in Castlewood

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Russell County and Nearby Virginia Counties

Life Insurance by City Near Castlewood, VA

Life insurance by city across Russell County and adjacent Virginia counties.

🌟 Cities Served near Castlewood

22 Cities · 3 Counties
Washington County7
AbingdonBristolDamascusEmoryGlade SpringMeadowviewMendota
Russell CountyHome7
ClevelandCouncilDanteHonakerLebanonRosedaleSwords Creek
Dickenson County8
BeeBirchleafBreaksClinchcoClintwoodHaysiMcClureNora
Official Resources

Know your rights in Castlewood.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Castlewood Life Insurance Questions

💰

How much does life insurance cost in Castlewood?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Castlewood
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Castlewood?

Yes. June serves all of Castlewood and every municipality in Russell County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified

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