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Home›Virginia›Russell County›Lebanon

June Marcia Williams — Licensed Insurance Agent in Lebanon, VA
June Marcia Williams
Your Insurance Agent in Lebanon, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Lebanon, VA...
National Producer No.
17209549
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Fast & Affordable Life Insurance in Lebanon | Same-Day Quotes

Your Local VA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Lebanon Without the Complexity

Your local licensed agent in Lebanon, Russell County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Lebanon, Russell County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Lebanon, VA

Lebanon, VA — Your Local Producer

Hello, Lebanon! In a place like Russell County, we value looking out for one another. My name is June Marcia Williams, and as your neighbor and a licensed insurance producer, my mission is to extend that same care to your family's financial security. I'm here to help you understand your options for personal insurance—from life insurance and final expense planning to coverage for critical illness or accidents. My goal is to provide clear, straightforward guidance so you can feel confident in the choices you make to protect your loved ones. (NPN: 17209549, Virginia License No: 1575461)

  • Russell County Courthouse
  • Lebanon High School
  • J.S. Easterly Park
NPN17209549VA License1575461

Lebanon is home to approximately 3,100 residents in Russell County, with a median age of 44.7 and a median household income of $50,300. About 66% of homes are owner-occupied; the median home value is $152,000. 12% of adults hold a bachelor's degree or higher; households with children make up 24%; veterans comprise 4% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Lebanon households.

How Lebanon compares to Russell County

RUSSELL COUNTY · 26K RESIDENTS LEBANON · 3K RESIDENTS
Russell County vs Lebanon — population comparison Russell County: 25,763 residents. Lebanon: 3,139 residents, 12.2% of Russell County population.
25,763 RUSSELL COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
3,139 LEBANON RESIDENTS ↳ 12.2% of Russell County residents
Underwriting Guidelines

Does current cigarette smoking affect life insurance rates in Lebanon, VA?

Lebanon applicants with current cigarette smoking qualify routinely. The local risk pool — Russell County's ~25,000 residents, 10.0% without health coverage — shows 17.1% adult prevalence of current cigarette smoking and 14.3% with diagnosed diabetes. Top-rated carriers price these conditions transparently when application data is complete and recent.

Our underwriting team matches Lebanon families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby St. Paul →

📊 Top Health Considerations (CDC)

Top Health Considerations for Lebanon (CITY) High cholesterol: 42.3%. High blood pressure: 40.7%. Obesity: 38.5%. Diagnosed diabetes: 14.3%. Current cigarette smoking: 17.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · LEBANON High cholesterol 42.3% High blood pressure 40.7% Obesity 38.5% Diagnosed diabetes 14.3% Current cigarette smoking 17.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Russell County Gov Portal .GOV
Population ~3,139
Lack of health insurance (18–64) 8.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5144696
Google Maps
3.9 8 reviews
Lebanon Town Hall photo 1Lebanon Town Hall photo 2Lebanon Town Hall photo 3Lebanon Town Hall photo 4
Photos by Timberlin Duffy (Alyssa Shea) , Afif Amyouni , Afif Amyouni , Afif Amyouni via Google Maps
View on Google Maps
Lebanon Town Hall
(276) 889-7200
lebanonva.net
405 W Main St, Lebanon, VA 24266, USA
Recent Reviews
Afif Amyouni ★★★★★
"A little charming town that has amzing friendly people, and folks there are so welcoming and happy to see an international visiting this town and trying to find a souvenir magnet that we couldnt found…"
Tish Gibson ★☆☆☆☆
"Total rip off company! They are trying to charge me late penalties that I never knew existed nor was I ever told I owed them. I have bills and emails to prove this, my account has been 0 balance and t…"
Available in Lebanon

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Russell County and Neighboring Virginia Counties

Cities served near Lebanon.

June Marcia Williams writes life insurance and supplemental health policies across Russell County and adjacent Virginia counties — all within the same Virginia regulatory framework.

🌟 Cities Served near Lebanon

22 Cities · 3 Counties
Washington County7
AbingdonBristolDamascusEmoryGlade SpringMeadowviewMendota
Russell CountyHome7
CastlewoodClevelandCouncilDanteHonakerRosedaleSwords Creek
Dickenson County8
BeeBirchleafBreaksClinchcoClintwoodHaysiMcClureNora
Official Resources

Know your rights in Lebanon.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Lebanon insurance — answered.

💰

How much does life insurance cost in Lebanon?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Lebanon
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Lebanon?

Yes. June serves all of Lebanon and every municipality in Russell County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified
Nearby Cities

Coverage continues next door.

← Previous Honaker Russell County, VA 10 products available
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Next → Rosedale Russell County, VA 10 products available

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