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Home›Virginia›Wise County›Big Stone Gap

June Marcia Williams — Licensed Insurance Agent in Big Stone Gap, VA
June Marcia Williams
Your Insurance Agent in Big Stone Gap, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Big Stone Gap, VA...
National Producer No.
17209549
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Life Insurance in Big Stone Gap, VA

Dedicated Coverage Options from Final Expense to Term Life in Wise County

The Smart Choice for Dependable Life Insurance in Big Stone Gap, VA

Your local licensed agent in Big Stone Gap, Wise County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Big Stone Gap, Wise County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Big Stone Gap, VA

Big Stone Gap, VA — Your Local Producer

Living in Big Stone Gap, we're surrounded by the natural beauty of Wise County and a strong sense of community. It’s that same neighborly spirit I bring to my work helping local families plan for the future. My name is June Marcia Williams (NPN: 17209549, Virginia License No: 1575461), and I am a licensed insurance producer right here in your area. I'm dedicated to helping you understand your options for Term Life, Whole Life, Final Expense, Critical Illness, and other personal insurance plans, providing clear information to help you protect what matters most.

  • Southwest Virginia Museum Historical State Park
  • June Tolliver House & Folk Art Center
  • Powell Valley High School
NPN17209549VA License1575461

Big Stone Gap is home to approximately 5,200 residents in Wise County, with a median age of 38.3 and a median household income of $52,700. About 49% of homes are owner-occupied; the median home value is $163,000. 19% of adults hold a bachelor's degree or higher; households with children make up 34%; veterans comprise 7% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Big Stone Gap households.

How Big Stone Gap compares to Wise County

WISE COUNTY · 36K RESIDENTS BIG STONE GAP · 5K RESIDENTS
Wise County vs Big Stone Gap — population comparison Wise County: 36,105 residents. Big Stone Gap: 5,221 residents, 14.5% of Wise County population.
36,105 WISE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
5,221 BIG STONE GAP RESIDENTS ↳ 14.5% of Wise County residents
Underwriting Guidelines

What rate class can Big Stone Gap applicants with high cholesterol expect from life insurance carriers?

Yes, qualification is common in Big Stone Gap. Within Wise County's ~36,000 residents — including the 10.9% currently without health coverage — 39.7% of adults manage high cholesterol and 27.9% live with arthritis per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Appalachia →

📊 Top Health Considerations (CDC)

Top Health Considerations for Big Stone Gap (CITY) High cholesterol: 39.7%. High blood pressure: 41.3%. Obesity: 43.1%. Diagnosed diabetes: 14.6%. Current cigarette smoking: 18.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · BIG STONE GAP High cholesterol 39.7% High blood pressure 41.3% Obesity 43.1% Diagnosed diabetes 14.6% Current cigarette smoking 18.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Wise County Gov Portal .GOV
Population ~5,221
Lack of health insurance (18–64) 10.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5107480
Google Maps
View on Google Maps
TOWN HALL
(276) 523-0115
bigstonegap.org
505 E 5th St S, Big Stone Gap, VA 24219, USA
Available in Big Stone Gap

Life Insurance Products in Big Stone Gap, VA

9 insurance products available in Big Stone Gap

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Wise County and Nearby Virginia Counties

Life Insurance by City Near Big Stone Gap, VA

Life insurance by city across Wise County and adjacent Virginia counties.

🌟 Cities Served near Big Stone Gap

26 Cities · 3 Counties
Dickenson County8
BeeBirchleafBreaksClinchcoClintwoodHaysiMcClureNora
Wise CountyHome10
AndoverAppalachiaBig Stone Gap EastCoeburnDunbarExeterPoundSaint PaulStonegaWise
Russell County8
CastlewoodClevelandCouncilDanteHonakerLebanonRosedaleSwords Creek
Official Resources

Know your rights in Big Stone Gap.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Big Stone Gap Life Insurance Questions

💰

How much does life insurance cost in Big Stone Gap?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Big Stone Gap
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Big Stone Gap?

Yes. June serves all of Big Stone Gap and every municipality in Wise County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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Licensed in 5 states NPN verified No obligation
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