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Home›Virginia›Montgomery County›Plum Creek

June Marcia Williams — Licensed Insurance Agent in Plum Creek, VA
June Marcia Williams
Your Insurance Agent in Plum Creek, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Plum Creek, VA...
National Producer No.
17209549
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Life Insurance in Plum Creek, VA

Your Local VA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Plum Creek Without the Complexity

Your local licensed agent in Plum Creek, Montgomery County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Plum Creek, Montgomery County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Plum Creek, VA

Plum Creek, VA — Your Local Producer

For my neighbors in Plum Creek, I know that living in Montgomery County means valuing both our close-knit community and our independence. My name is June Marcia Williams, and as a licensed Virginia insurance producer, I'm dedicated to helping you protect your family's future. I can help you explore options from term and whole life insurance to final expense and critical illness policies, providing clear guidance tailored to your unique situation. My goal is to be a trusted local resource, helping you secure the peace of mind you deserve. (NPN: 17209549, Virginia License No: 1575461)

  • Roanoke Street
  • Huckleberry Trail
  • Plum Creek
NPN17209549VA License1575461

Plum Creek is home to approximately 1,000 residents in Montgomery County, with a median age of 39.9 and a median household income of $28,400. About 71% of homes are owner-occupied; the median home value is $110,000. 5% of adults hold a bachelor's degree or higher; households with children make up 31%; veterans comprise 4% of residents. Average household size is 2.2. These demographic markers shape which life insurance products fit Plum Creek households.

How Plum Creek compares to Montgomery County

MONTGOMERY COUNTY · 99K RESIDENTS PLUM CREEK · 1K RESIDENTS
Montgomery County vs Plum Creek — population comparison Montgomery County: 99,373 residents. Plum Creek: 1,047 residents, 1.1% of Montgomery County population.
99,373 MONTGOMERY COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,047 PLUM CREEK RESIDENTS ↳ 1.1% of Montgomery County residents
Underwriting Guidelines

Does current asthma affect life insurance rates in Plum Creek, VA?

Plum Creek applicants with current asthma qualify routinely. The local risk pool — Montgomery County's ~99,000 residents, 7.7% without health coverage — shows 10.5% adult prevalence of current asthma and 37.5% with high cholesterol. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Elliston →

📊 Top Health Considerations (CDC)

Top Health Considerations for Plum Creek (CITY) High cholesterol: 37.5%. High blood pressure: 33.1%. Obesity: 29.8%. Diagnosed diabetes: 10.5%. Current cigarette smoking: 12.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · PLUM CREEK High cholesterol 37.5% High blood pressure 33.1% Obesity 29.8% Diagnosed diabetes 10.5% Current cigarette smoking 12.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Montgomery County Gov Portal .GOV
Population ~1,047
Lack of health insurance (18–64) 7.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5163190
Google Maps
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Plum Creek
Plum Creek, VA, USA
Available in Plum Creek

Life Insurance Products in Plum Creek, VA

9 insurance products available in Plum Creek

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Montgomery County and Nearby Virginia Counties

Life Insurance by City Near Plum Creek, VA

Life insurance by city across Montgomery County and adjacent Virginia counties.

🌟 Cities Served near Plum Creek

30 Cities · 3 Counties
Pulaski County10
AllisoniaBelspringDraperDublinFairlawnHiwasseeNew RiverParrottPulaskiSnowville
Montgomery CountyHome10
BelviewBlacksburgChristiansburgEllistonIrontoLafayettePilotRinerShawsvilleWhitethorne
Giles County10
EgglestonGlen LynGoldbondMountain LakeNarrowsNewportPearisburgPembrokeRich CreekRipplemead
Official Resources

Know your rights in Plum Creek.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Plum Creek Life Insurance Questions

💰

How much does life insurance cost in Plum Creek?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Plum Creek
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Plum Creek?

Yes. June serves all of Plum Creek and every municipality in Montgomery County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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