Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact I'm an Agent — It's Free

Home›Virginia›Giles County›Rich Creek

June Marcia Williams — Licensed Insurance Agent in Rich Creek, VA
June Marcia Williams
Your Insurance Agent in Rich Creek, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Rich Creek, VA...
National Producer No.
17209549
Verify ↗

Life Insurance in Rich Creek, VA

Your Local VA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Rich Creek Without the Complexity

Your local licensed agent in Rich Creek, Giles County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Rich Creek, Giles County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Rich Creek, VA

Rich Creek, VA — Your Local Producer

For my neighbors in Rich Creek and throughout Giles County, the strong sense of community is one of the best parts of living here. As a licensed insurance producer right here in Virginia, I'm dedicated to helping you protect what matters most—your family. I can help you understand your options for Term Life, Final Expense, Critical Illness, and other personal insurance policies designed to provide financial security when it's needed most. My focus is on providing clear, personalized guidance so you can make informed choices for your loved ones' future. I'm June Marcia Williams (NPN: 17209549, Virginia License No: 1575461).

  • Rich Creek Town Office
  • Woodland Park
  • Rich Creek Elementary School
NPN17209549VA License1575461

Rich Creek is home to approximately 707 residents in Giles County, with a median age of 53.5 and a median household income of $36,900. About 58% of homes are owner-occupied; the median home value is $121,000. 18% of adults hold a bachelor's degree or higher; households with children make up 19%; veterans comprise 6% of residents. Average household size is 2.1. These demographic markers shape which life insurance products fit Rich Creek households.

How Rich Creek compares to Giles County

GILES COUNTY · 17K RESIDENTS RICH CREEK · 707 RESIDENTS
Giles County vs Rich Creek — population comparison Giles County: 16,711 residents. Rich Creek: 707 residents, 4.2% of Giles County population.
16,711 GILES COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
707 RICH CREEK RESIDENTS ↳ 4.2% of Giles County residents
Underwriting Guidelines

How does high blood pressure impact life insurance underwriting in Rich Creek, VA?

Many Rich Creek residents secure competitive rates despite high blood pressure. Giles County reports 42.9% adult prevalence (CDC PLACES); 25.7% also manage arthritis, with 8.6% of the ~17,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Newport →

📊 Top Health Considerations (CDC)

Top Health Considerations for Rich Creek (CITY) High cholesterol: 43.4%. High blood pressure: 42.9%. Obesity: 35.6%. Diagnosed diabetes: 14.9%. Current cigarette smoking: 15.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · RICH CREEK High cholesterol 43.4% High blood pressure 42.9% Obesity 35.6% Diagnosed diabetes 14.9% Current cigarette smoking 15.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Giles County Gov Portal .GOV
Population ~707
Lack of health insurance (18–64) 8.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5166896
Google Maps
View on Google Maps
Rich Creek Town Office
Open now · Mon 9:00 AM – 12:00 PM, 1:00 – 5:00 PM
(540) 726-3260
richcreek.org
250 Old Virginia Ave, Rich Creek, VA 24147, USA
Available in Rich Creek

Life Insurance Products in Rich Creek, VA

9 insurance products available in Rich Creek

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Giles County and Nearby Virginia Counties

Life Insurance by City Near Rich Creek, VA

Life insurance by city across Giles County and adjacent Virginia counties.

🌟 Cities Served near Rich Creek

17 Cities · 3 Counties
Bland County5
BastianBlandCeresMechanicsburgRocky Gap
Giles CountyHome10
EgglestonGlen LynGoldbondMountain LakeNarrowsNewportPearisburgPembrokeRipplemeadStaffordsville
Craig County2
New CastlePaint Bank
Official Resources

Know your rights in Rich Creek.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Rich Creek Life Insurance Questions

💰

How much does life insurance cost in Rich Creek?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Rich Creek
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Rich Creek?

Yes. June serves all of Rich Creek and every municipality in Giles County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call
Ask Lia