Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact I'm an Agent — It's Free

Home›Virginia›Montgomery County›Elliston

June Marcia Williams — Licensed Insurance Agent in Elliston, VA
June Marcia Williams
Your Insurance Agent in Elliston, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Elliston, VA...
National Producer No.
17209549
Verify ↗

Life Insurance in Elliston, VA

Securing Families Across Montgomery County with 9 Tailored Product Lines

Why Elliston Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Elliston, Montgomery County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Elliston, Montgomery County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Elliston, VA

Elliston, VA — Your Local Producer

Hello, Elliston neighbors. In a community like ours, nestled in the beautiful landscape of Montgomery County, looking out for one another is just what we do. I'm June Marcia Williams, a licensed insurance producer right here in Virginia, and I'm dedicated to helping my neighbors find the right life and health insurance plans to protect their families. Whether you're considering Term Life, Final Expense, or other options, I can help you navigate the choices with a personal touch. My goal is to provide clear, straightforward guidance so you can feel secure about the future. (NPN: 17209549, Virginia License No: 1575461)

  • Elliston-Lafayette Elementary School
  • Big Spring Mill
  • US Route 11 / Lee Highway
NPN17209549VA License1575461

Elliston is home to approximately 1,100 residents in Montgomery County, with a median age of 23.1 and a median household income of $33,900. About 53% of homes are owner-occupied; the median home value is $144,000. 7% of adults hold a bachelor's degree or higher; households with children make up 39%; veterans comprise 0% of residents. Average household size is 3.2. These demographic markers shape which life insurance products fit Elliston households.

How Elliston compares to Montgomery County

MONTGOMERY COUNTY · 99K RESIDENTS ELLISTON · 1K RESIDENTS
Montgomery County vs Elliston — population comparison Montgomery County: 99,373 residents. Elliston: 1,092 residents, 1.1% of Montgomery County population.
99,373 MONTGOMERY COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,092 ELLISTON RESIDENTS ↳ 1.1% of Montgomery County residents
Underwriting Guidelines

Does obesity affect life insurance rates in Elliston, VA?

Yes, qualification is common in Elliston. Within Montgomery County's ~99,000 residents — including the 7.7% currently without health coverage — 32.1% of adults manage obesity and 24.5% live with arthritis per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Shawsville →

📊 Top Health Considerations (CDC)

Top Health Considerations for Elliston (CITY) High cholesterol: 40.7%. High blood pressure: 37.2%. Obesity: 32.1%. Diagnosed diabetes: 12.7%. Current cigarette smoking: 15.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · ELLISTON High cholesterol 40.7% High blood pressure 37.2% Obesity 32.1% Diagnosed diabetes 12.7% Current cigarette smoking 15.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Montgomery County Gov Portal .GOV
Population ~1,092
Lack of health insurance (18–64) 8.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5125488
Google Maps
Elliston photo 1Elliston photo 2Elliston photo 3
Photos by Bill Flynn , Team Unified , Osman Bayram via Google Maps
View on Google Maps
Elliston
Elliston, VA 24087, USA
Available in Elliston

Life Insurance Products in Elliston, VA

9 insurance products available in Elliston

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Montgomery County and Nearby Virginia Counties

Life Insurance by City Near Elliston, VA

Life insurance by city across Montgomery County and adjacent Virginia counties.

🌟 Cities Served near Elliston

30 Cities · 3 Counties
Pulaski County10
AllisoniaBelspringDraperDublinFairlawnHiwasseeNew RiverParrottPulaskiSnowville
Montgomery CountyHome10
BelviewBlacksburgChristiansburgIrontoLafayettePilotPlum CreekRinerShawsvilleWhitethorne
Giles County10
EgglestonGlen LynGoldbondMountain LakeNarrowsNewportPearisburgPembrokeRich CreekRipplemead
Official Resources

Know your rights in Elliston.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Elliston Life Insurance Questions

💰

How much does life insurance cost in Elliston?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Elliston
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Elliston?

Yes. June serves all of Elliston and every municipality in Montgomery County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call
Ask Lia