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Home›Virginia›Montgomery County›Lafayette

June Marcia Williams — Licensed Insurance Agent in Lafayette, VA
June Marcia Williams
Your Insurance Agent in Lafayette, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Lafayette, VA...
National Producer No.
17209549
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Life Insurance in Lafayette, VA

Dedicated Coverage Options from Final Expense to Term Life in Montgomery County

The Smart Choice for Dependable Life Insurance in Lafayette, VA

Your local licensed agent in Lafayette, Montgomery County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Lafayette, Montgomery County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Lafayette, VA

Lafayette, VA — Your Local Producer

Hello to my neighbors in Lafayette! There’s a distinct and peaceful quality to life here in Montgomery County, a feeling of being truly connected to the beautiful Virginia landscape. As a licensed insurance producer, my passion is helping individuals and families in our community secure that peace of mind. I'm June Marcia Williams (NPN: 17209549, Virginia License No: 1575461), and I offer personal guidance on options like Term Life, Final Expense, and Hospital Indemnity plans. My goal is to help you understand your choices so you can confidently protect what you value most.

  • Lafayette Post Office
  • North Fork Roanoke River
  • Alleghany Springs Road
NPN17209549VA License1575461

Lafayette is home to approximately 582 residents in Montgomery County, with a median age of 42.8 and a median household income of $32,400. About 92% of homes are owner-occupied. 13% of adults hold a bachelor's degree or higher; households with children make up 12%; veterans comprise 0% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Lafayette households.

How Lafayette compares to Montgomery County

MONTGOMERY COUNTY · 99K RESIDENTS LAFAYETTE · 582 RESIDENTS
Montgomery County vs Lafayette — population comparison Montgomery County: 99,373 residents. Lafayette: 582 residents, 0.6% of Montgomery County population.
99,373 MONTGOMERY COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
582 LAFAYETTE RESIDENTS ↳ 0.6% of Montgomery County residents
Underwriting Guidelines

Does high blood pressure affect life insurance rates in Lafayette, VA?

Yes, qualification is common in Lafayette. Within Montgomery County's ~99,000 residents — including the 7.7% currently without health coverage — 37.2% of adults manage high blood pressure and 32.1% live with obesity per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Belview →

📊 Top Health Considerations (CDC)

Top Health Considerations for Lafayette (CITY) High cholesterol: 40.7%. High blood pressure: 37.2%. Obesity: 32.1%. Diagnosed diabetes: 12.7%. Current cigarette smoking: 15.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · LAFAYETTE High cholesterol 40.7% High blood pressure 37.2% Obesity 32.1% Diagnosed diabetes 12.7% Current cigarette smoking 15.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Montgomery County Gov Portal .GOV
Population ~582
Lack of health insurance (18–64) 8.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5143224
Google Maps
View on Google Maps
Available in Lafayette

Life Insurance Products in Lafayette, VA

9 insurance products available in Lafayette

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Montgomery County and Nearby Virginia Counties

Life Insurance by City Near Lafayette, VA

Life insurance by city across Montgomery County and adjacent Virginia counties.

🌟 Cities Served near Lafayette

18 Cities · 3 Counties
Radford City1
Radford
Montgomery CountyHome10
BelviewBlacksburgChristiansburgEllistonIrontoPilotPlum CreekRinerShawsvilleWhitethorne
Roanoke County7
Bent MountainCatawbaCave SpringGlenvarHollinsHollins CollegeVinton
Official Resources

Know your rights in Lafayette.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Lafayette Life Insurance Questions

💰

How much does life insurance cost in Lafayette?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Lafayette
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Lafayette?

Yes. June serves all of Lafayette and every municipality in Montgomery County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified

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Licensed in 5 states NPN verified No obligation
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