Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
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June Marcia Williams — Licensed Insurance Agent in Pembroke, VA
June Marcia Williams
Your Insurance Agent in Pembroke, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Pembroke, VA...
National Producer No.
17209549
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Life Insurance in Pembroke, VA

Your Local VA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Pembroke Without the Complexity

Your local licensed agent in Pembroke, Giles County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Pembroke, Giles County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · Pembroke, VA

Pembroke, VA — Your Local Producer

Hello Pembroke! Living here in Giles County, surrounded by such incredible natural beauty, we all appreciate the importance of peace of mind. As your neighbor, I'm dedicated to helping you secure that same sense of security for your family's future. My name is June Marcia Williams, and I am a licensed insurance producer (NPN: 17209549, Virginia License No: 1575461) specializing in personal insurance solutions. Whether you're considering Term Life, Whole Life, Final Expense, or plans for Critical Illness or Accidents, I'm here to help you navigate your options with a personal touch.

  • Pembroke Town Hall
  • Pembroke Elementary School
  • Castle Rock
NPN17209549VA License1575461

Pembroke is home to approximately 1,000 residents in Giles County, with a median age of 45.7 and a median household income of $56,700. About 64% of homes are owner-occupied; the median home value is $122,000. 16% of adults hold a bachelor's degree or higher; households with children make up 14%; veterans comprise 8% of residents. Average household size is 2.2. These demographic markers shape which life insurance products fit Pembroke households.

How Pembroke compares to Giles County

GILES COUNTY · 17K RESIDENTS PEMBROKE · 1K RESIDENTS
Giles County vs Pembroke — population comparison Giles County: 16,711 residents. Pembroke: 1,005 residents, 6.0% of Giles County population.
16,711 GILES COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,005 PEMBROKE RESIDENTS ↳ 6.0% of Giles County residents

How does current cigarette smoking impact life insurance underwriting in Pembroke, VA?

Coverage is widely available. Pembroke sits within Giles County (population ~17,000, 8.6% uninsured), where 16.2% of adults have current cigarette smoking alongside 10.8% with current asthma per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Narrows →

📊 Top Health Considerations (CDC)

Top Health Considerations for Pembroke (CITY) High cholesterol: 41.9%. High blood pressure: 40%. Obesity: 36.6%. Diagnosed diabetes: 13.9%. Current cigarette smoking: 16.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · PEMBROKE High cholesterol 41.9% High blood pressure 40.0% Obesity 36.6% Diagnosed diabetes 13.9% Current cigarette smoking 16.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~1,005
Lack of health insurance (18–64) 8.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5161336
Google Maps
4.8 8 reviews
Pembroke Town Hall photo 1Pembroke Town Hall photo 2
Photos by Theresa Cushman , Theresa Cushman via Google Maps
Pembroke Town Hall
500 Snidow St, Pembroke, VA 24136, USA
Recent Reviews
Theresa Cushman ★★★★★
"A Pembroke Women's Club event, in association with the Pembroke public library, about local butterflies. Very good venue. Thanks to the town of Pembroke for supporting the free community events that…"
Winfred Brown ★★★★★
"Was setup at their holiday market. Not alot of customers but the staff at the town hall were very helpful and so appreciative of our participation. I look forward to dealing with them in the future."

Life Insurance Products in Pembroke, VA

9 insurance products available in Pembroke

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance by City Near Pembroke, VA

Life insurance by city across Giles County and adjacent Virginia counties.

🌟 Cities Served near Pembroke

25 Cities · 3 Counties
Montgomery County10

Know your rights in Pembroke.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Pembroke Life Insurance Questions

💰

How much does life insurance cost in Pembroke?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Pembroke
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Pembroke?

Yes. June serves all of Pembroke and every municipality in Giles County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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