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Home›Virginia›Warren County›Apple Mountain Lake

June Marcia Williams — Licensed Insurance Agent in Apple Mountain Lake, VA
June Marcia Williams
Your Insurance Agent in Apple Mountain Lake, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Apple Mountain Lake, VA...
National Producer No.
17209549
Verify ↗

Life Insurance in Apple Mountain Lake, VA

Securing Families Across Warren County with 9 Tailored Product Lines

Why Apple Mountain Lake Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Apple Mountain Lake, Warren County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Apple Mountain Lake, Warren County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Apple Mountain Lake, VA

Apple Mountain Lake, VA — Your Local Producer

For my neighbors in Apple Mountain Lake, enjoying the natural beauty of Warren County is a way of life. As a dedicated, licensed insurance producer living and working right here, my goal is to help you protect that lifestyle for your family. I specialize in personal insurance solutions, from Term Life and Final Expense to Critical Illness and Accident policies, designed to provide security when it's needed most. I'm here to offer clear, one-on-one guidance to help you find a plan that fits your needs. I'm June Marcia Williams, ready to help you plan. (NPN: 17209549, Virginia License No: 1575461)

  • Apple Mountain Lake
  • Apple Mountain Golf Course
  • Apple Mountain Lake Property Owners Association Clubhouse
NPN17209549VA License1575461

Apple Mountain Lake is home to approximately 1,600 residents in Warren County, with a median age of 35.9 and a median household income of $121,000. About 81% of homes are owner-occupied; the median home value is $310,000. 29% of adults hold a bachelor's degree or higher; households with children make up 33%; veterans comprise 6% of residents. Average household size is 3.2. These demographic markers shape which life insurance products fit Apple Mountain Lake households.

How Apple Mountain Lake compares to Warren County

WARREN COUNTY · 41K RESIDENTS APPLE MOUNTAIN LAKE · 2K RESIDENTS
Warren County vs Apple Mountain Lake — population comparison Warren County: 40,800 residents. Apple Mountain Lake: 1,584 residents, 3.9% of Warren County population.
40,800 WARREN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,584 APPLE MOUNTAIN LAKE RESIDENTS ↳ 3.9% of Warren County residents
Underwriting Guidelines

Are Apple Mountain Lake residents with high cholesterol able to qualify for life insurance?

Apple Mountain Lake applicants with high cholesterol qualify routinely. The local risk pool — Warren County's ~41,000 residents, 9.5% without health coverage — shows 37.0% adult prevalence of high cholesterol and 36.5% with obesity. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Front Royal →

📊 Top Health Considerations (CDC)

Top Health Considerations for Apple Mountain Lake (CITY) High cholesterol: 37%. High blood pressure: 33%. Obesity: 36.5%. Diagnosed diabetes: 11%. Current cigarette smoking: 13.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · APPLE MOUNTAIN LAKE High cholesterol 37.0% High blood pressure 33.0% Obesity 36.5% Diagnosed diabetes 11.0% Current cigarette smoking 13.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Warren County Gov Portal .GOV
Population ~1,584
Lack of health insurance (18–64) 7.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5102064
Google Maps
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Apple Mountain Lake
Apple Mountain Lake, VA 22642, USA
Available in Apple Mountain Lake

Life Insurance Products in Apple Mountain Lake, VA

9 insurance products available in Apple Mountain Lake

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Warren County and Nearby Virginia Counties

Life Insurance by City Near Apple Mountain Lake, VA

Life insurance by city across Warren County and adjacent Virginia counties.

🌟 Cities Served near Apple Mountain Lake

14 Cities · 3 Counties
Rappahannock County7
CastletonFlint HillHuntlySperryvilleViewtownWashingtonWoodville
Warren CountyHome6
BrowntownFront RoyalLindenShenandoah FarmsShenandoah ShoresSkyland Estates
Winchester City1
Winchester
Official Resources

Know your rights in Apple Mountain Lake.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Apple Mountain Lake Life Insurance Questions

💰

How much does life insurance cost in Apple Mountain Lake?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Apple Mountain Lake
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Apple Mountain Lake?

Yes. June serves all of Apple Mountain Lake and every municipality in Warren County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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