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Home›Virginia›Warren County›Front Royal

June Marcia Williams — Licensed Insurance Agent in Front Royal, VA
June Marcia Williams
Your Insurance Agent in Front Royal, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Front Royal, VA...
National Producer No.
17209549
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Life Insurance in Front Royal, VA

Dedicated Coverage Options from Final Expense to Term Life in Warren County

The Smart Choice for Dependable Life Insurance in Front Royal, VA

Your local licensed agent in Front Royal, Warren County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Front Royal, Warren County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Front Royal, VA

Front Royal, VA — Your Local Producer

Hello, Front Royal! As a resident of our beautiful Shenandoah Valley region, I understand the unique sense of community and peace we value here in Warren County. My name is June Marcia Williams, and I'm a licensed insurance producer dedicated to helping my neighbors navigate their life insurance options. Whether you're considering Term Life, Final Expense, or other personal coverage to protect your family's future, I'm here to provide clear, straightforward guidance. Let's work together to find a plan that fits your life. (NPN: 17209549, Virginia License No: 1575461)

  • Warren County Courthouse
  • Bing Crosby Stadium
  • Samuels Public Library
NPN17209549VA License1575461

Front Royal is home to approximately 15,100 residents in Warren County, with a median age of 37.7 and a median household income of $62,700. About 58% of homes are owner-occupied; the median home value is $270,000. 17% of adults hold a bachelor's degree or higher; households with children make up 33%; veterans comprise 7% of residents. Average household size is 2.6. These demographic markers shape which life insurance products fit Front Royal households.

How Front Royal compares to Warren County

WARREN COUNTY · 41K RESIDENTS FRONT ROYAL · 15K RESIDENTS
Warren County vs Front Royal — population comparison Warren County: 40,800 residents. Front Royal: 15,064 residents, 36.9% of Warren County population.
40,800 WARREN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
15,064 FRONT ROYAL RESIDENTS ↳ 36.9% of Warren County residents
Underwriting Guidelines

Does current asthma affect life insurance rates in Front Royal, VA?

Front Royal applicants with current asthma qualify routinely. The local risk pool — Warren County's ~41,000 residents, 9.5% without health coverage — shows 10.8% adult prevalence of current asthma and 38.8% with high cholesterol. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Shenandoah Farms →

📊 Top Health Considerations (CDC)

Top Health Considerations for Front Royal (CITY) High cholesterol: 38.8%. High blood pressure: 36.9%. Obesity: 38.1%. Diagnosed diabetes: 13%. Current cigarette smoking: 15.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · FRONT ROYAL High cholesterol 38.8% High blood pressure 36.9% Obesity 38.1% Diagnosed diabetes 13.0% Current cigarette smoking 15.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Warren County Gov Portal .GOV
Population ~15,064
Lack of health insurance (18–64) 9.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5129968
Google Maps
3.7 7 reviews
Town of Front Royal photo 1Town of Front Royal photo 2
Photos by Town of Front Royal , Andy Lee via Google Maps
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Town of Front Royal
Open now · Mon 8:00 AM – 4:30 PM
(540) 635-7799
frontroyalva.com
102 E Main St, Front Royal, VA 22630, USA
Recent Reviews
Terri Gardner ★★★★★
"Everytime I go in to pay my light bill or even when I call to ask them a question. They are always very nice and friendly, and always helpful. I have never experienced any bad attitude or anything, Th…"
Luci Anderson ★★★★★
"The new employees are amazing and kind. I'm usually done paying my bill within ten minutes. Cathy and a few other ladies have always treated me good the last year and I'll b forever be in their debt. …"
Available in Front Royal

Life Insurance Products in Front Royal, VA

9 insurance products available in Front Royal

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Warren County and Nearby Virginia Counties

Life Insurance by City Near Front Royal, VA

Life insurance by city across Warren County and adjacent Virginia counties.

🌟 Cities Served near Front Royal

21 Cities · 3 Counties
Clarke County5
BerryvilleBoyceMillwoodShenandoah RetreatWhite Post
Warren CountyHome6
Apple Mountain LakeBrowntownLindenShenandoah FarmsShenandoah ShoresSkyland Estates
Shenandoah County10
BasyeConicvilleEdinburgFishers HillLebanon ChurchMaurertownMount JacksonNew MarketOrkney SpringsStrasburg
Official Resources

Know your rights in Front Royal.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Front Royal Life Insurance Questions

💰

How much does life insurance cost in Front Royal?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Front Royal
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Front Royal?

Yes. June serves all of Front Royal and every municipality in Warren County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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