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June Marcia Williams — Licensed Insurance Agent in Alum Ridge, VA
June Marcia Williams
Your Insurance Agent in Alum Ridge, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Alum Ridge, VA...
National Producer No.
17209549
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Life Insurance in Alum Ridge, VA

Your Local VA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Alum Ridge Without the Complexity

Your local licensed agent in Alum Ridge, Floyd County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Alum Ridge, Floyd County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Alum Ridge, VA

Alum Ridge, VA — Your Local Producer

Life in Alum Ridge and the surrounding Floyd County area is special, built on a strong sense of community and a connection to our beautiful landscape. My name is June Marcia Williams, and I'm a licensed insurance producer right here in Virginia. I'm dedicated to helping my neighbors navigate the important decisions around personal insurance. Whether you're considering term or whole life insurance, planning for final expenses, or seeking protection against critical illness or injury, I can help you understand your options. My goal is to provide clear, personalized guidance to protect your family's future. (June Marcia Williams, NPN: 17209549, Virginia License No: 1575461).

  • Alum Ridge Community Center
  • Alum Ridge Primitive Baptist Church
  • Intersection of Alum Ridge Rd NW & Cannaday School Rd NW
NPN17209549VA License1575461
Underwriting Guidelines

How does arthritis impact life insurance underwriting in Alum Ridge, VA?

Coverage is widely available. Alum Ridge sits within Floyd County (population ~16,000, 8.0% uninsured), where 33.3% of adults have arthritis alongside 32.5% with obesity per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Willis →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Floyd County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) Data Pending

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code N/A
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Alum Ridge
Alum Ridge, VA 24149, USA
Available in Alum Ridge

Life Insurance Products in Alum Ridge, VA

9 insurance products available in Alum Ridge

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Floyd County and Nearby Virginia Counties

Life Insurance by City Near Alum Ridge, VA

Life insurance by city across Floyd County and adjacent Virginia counties.

🌟 Cities Served near Alum Ridge

16 Cities · 3 Counties
Montgomery County10
BelviewBlacksburgChristiansburgEllistonIrontoLafayettePilotRinerShawsvilleWhitethorne
Floyd CountyHome5
Copper HillFloydIndian ValleySimpsonsWillis
Radford City1
Radford
Official Resources

Know your rights in Alum Ridge.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Alum Ridge Life Insurance Questions

💰

How much does life insurance cost in Alum Ridge?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Alum Ridge
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Alum Ridge?

Yes. June serves all of Alum Ridge and every municipality in Floyd County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified

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Licensed in 5 states NPN verified No obligation
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