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June Marcia Williams — Licensed Insurance Agent in Floyd, VA
June Marcia Williams
Your Insurance Agent in Floyd, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Floyd, VA...
National Producer No.
17209549
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Trusted Life Insurance in Floyd, VA | Local Expert

Securing Families Across Floyd County with 9 Tailored Product Lines

Why Floyd Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Floyd, Floyd County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Floyd, Floyd County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Floyd, VA

Floyd, VA — Your Local Producer

For families in Floyd, life moves at its own special pace, surrounded by the unique character and beauty of Floyd County. As a licensed insurance producer, I'm dedicated to helping my neighbors here secure their financial futures. I offer personal guidance on a range of options, including Term, Whole, and Universal Life, Final Expense, Critical Illness, and Accident & Injury policies. My goal is to help you find the right protection for your unique situation. I'm June Marcia Williams, and I'm here to help you plan with confidence. (NPN: 17209549, Virginia License No: 1575461)

  • Floyd Country Store
  • Warren G. Lineberry Park
  • Floyd County Courthouse
NPN17209549VA License1575461

Floyd is home to approximately 570 residents in Floyd County, with a median age of 51.1 and a median household income of $59,600. About 63% of homes are owner-occupied; the median home value is $227,000. 37% of adults hold a bachelor's degree or higher; households with children make up 23%; veterans comprise 4% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Floyd households.

How Floyd compares to Floyd County

FLOYD COUNTY · 16K RESIDENTS FLOYD · 570 RESIDENTS
Floyd County vs Floyd — population comparison Floyd County: 15,532 residents. Floyd: 570 residents, 3.7% of Floyd County population.
15,532 FLOYD COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
570 FLOYD RESIDENTS ↳ 3.7% of Floyd County residents
Underwriting Guidelines

Are Floyd residents with high cholesterol able to qualify for life insurance?

Yes. Floyd County's health profile — 16,000 residents, 8.0% uninsured, 42.2% adults with high cholesterol, 33.3% with arthritis — shapes how A-rated carriers tier rate classes for Floyd applicants. Standard or Preferred is achievable when high cholesterol is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Floyd families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Copper Hill →

📊 Top Health Considerations (CDC)

Top Health Considerations for Floyd (CITY) High cholesterol: 42.2%. High blood pressure: 39.8%. Obesity: 33.4%. Diagnosed diabetes: 13.8%. Current cigarette smoking: 15%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · FLOYD High cholesterol 42.2% High blood pressure 39.8% Obesity 33.4% Diagnosed diabetes 13.8% Current cigarette smoking 15.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Floyd County Gov Portal .GOV
Population ~570
Lack of health insurance (18–64) 8.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5128544
Google Maps
3.8 5 reviews
Town of Floyd photo 1
Photos by Frank Berkey via Google Maps
View on Google Maps
Town of Floyd
Open now · Mon 8:30 AM – 4:30 PM
(540) 745-2565
townoffloyd.org
203 E Oxford St, Floyd, VA 24091, USA
Recent Reviews
ML Smith ★★★☆☆
"Floyd, VA appears to have a lot of interesting shops and restaurants. And I hear it's a great place to experience real country music. It is a pretty little town with great views. But it is not for any…"
Lela ★★★★★
"I haven't been up there yet, but I plan on moving up to floyd ,around the first part of 2026! I can't wait lol."
Available in Floyd

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Floyd County and Neighboring Virginia Counties

Cities served near Floyd.

June Marcia Williams writes life insurance and supplemental health policies across Floyd County and adjacent Virginia counties — all within the same Virginia regulatory framework.

🌟 Cities Served near Floyd

22 Cities · 3 Counties
Patrick County7
AraratClaudvilleCritzMeadows Of DanPatrick SpringsStuartWoolwine
Floyd CountyHome5
Alum RidgeCopper HillIndian ValleySimpsonsWillis
Pulaski County10
AllisoniaBelspringDraperDublinFairlawnHiwasseeNew RiverParrottPulaskiSnowville
Official Resources

Know your rights in Floyd.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Floyd insurance — answered.

💰

How much does life insurance cost in Floyd?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Floyd
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Floyd?

Yes. June serves all of Floyd and every municipality in Floyd County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified
Nearby Cities

Coverage continues next door.

← Previous Copper Hill Floyd County, VA 10 products available
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