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June Marcia Williams — Licensed Insurance Agent in Copper Hill, VA
June Marcia Williams
Your Insurance Agent in Copper Hill, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Copper Hill, VA...
National Producer No.
17209549
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Life Insurance in Copper Hill, VA

Your Local VA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Copper Hill Without the Complexity

Your local licensed agent in Copper Hill, Floyd County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Copper Hill, Floyd County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Copper Hill, VA

Copper Hill, VA — Your Local Producer

Hello, Copper Hill neighbors! In a place as special as Floyd County, where the scenic beauty is matched only by the strength of our community, protecting your family's future is paramount. I'm June Marcia Williams, your local licensed insurance producer, dedicated to serving our area. I'm here to help you understand your options for life insurance and other personal policies, providing clear, one-on-one guidance without the corporate feel. Whether you're planning for long-term goals or preparing for the unexpected, we can work together to find a suitable plan. (NPN: 17209549, Virginia License No: 1575461)

  • Copper Hill Elementary School
  • Copper Hill Post Office
  • U.S. Route 221 (Floyd Highway N)
NPN17209549VA License1575461
Underwriting Guidelines

Does arthritis affect life insurance rates in Copper Hill, VA?

Yes, qualification is common in Copper Hill. Within Floyd County's ~16,000 residents — including the 8.0% currently without health coverage — 33.3% of adults manage arthritis and 32.5% live with obesity per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Alum Ridge →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Floyd County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) Data Pending

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code N/A
Google Maps
Copper Hill civic building photo 1Copper Hill civic building photo 2
Photos by Malcolm Godwin , Herve Andrieu via Google Maps
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Available in Copper Hill

Life Insurance Products in Copper Hill, VA

9 insurance products available in Copper Hill

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Floyd County and Nearby Virginia Counties

Life Insurance by City Near Copper Hill, VA

Life insurance by city across Floyd County and adjacent Virginia counties.

🌟 Cities Served near Copper Hill

13 Cities · 3 Counties
Radford City1
Radford
Floyd CountyHome5
Alum RidgeFloydIndian ValleySimpsonsWillis
Patrick County7
AraratClaudvilleCritzMeadows Of DanPatrick SpringsStuartWoolwine
Official Resources

Know your rights in Copper Hill.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Copper Hill Life Insurance Questions

💰

How much does life insurance cost in Copper Hill?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Copper Hill
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Copper Hill?

Yes. June serves all of Copper Hill and every municipality in Floyd County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified

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Licensed in 5 states NPN verified No obligation
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