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June Marcia Williams — Licensed Insurance Agent in Radford, VA
June Marcia Williams
Your Insurance Agent in Radford, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Radford, VA...
National Producer No.
17209549
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Trusted Life Insurance in Radford, VA | Local Expert

Securing Families Across Radford City with 9 Tailored Product Lines

Why Radford Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Radford, Radford City. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Radford, Radford City, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Radford, VA

Radford, VA — Your Local Producer

For my neighbors in Radford, the spirit of our community, nestled along the scenic New River, is truly special. It’s a place where we look out for one another and want to protect what matters most. As a licensed insurance producer right here in Virginia, I'm dedicated to helping Radford families navigate their insurance options. Whether you're considering Term Life, Final Expense, or other supplemental plans to secure your family's future, I can help you understand the choices available. I'm June Marcia Williams (NPN: 17209549; Virginia License No: 1575461), and I'm here to help.

  • Radford University
  • Bisset Park
  • Radford High School
NPN17209549VA License1575461

Radford is home to approximately 16,400 residents in Radford City, with a median age of 23.3 and a median household income of $51,000. About 46% of homes are owner-occupied; the median home value is $205,000. 45% of adults hold a bachelor's degree or higher; households with children make up 22%; veterans comprise 3% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Radford households.

How Radford compares to Radford City

RADFORD CITY · 16K RESIDENTS RADFORD · 16K RESIDENTS
Radford City vs Radford — population comparison Radford City: 16,379 residents. Radford: 16,379 residents, 100.0% of Radford City population.
16,379 RADFORD CITY POPULATION ↳ 1 cell ≈ 10,000 residents
16,379 RADFORD RESIDENTS ↳ 100.0% of Radford City residents
Underwriting Guidelines

Can I get life insurance with current cigarette smoking in Radford, VA?

Coverage is widely available. Radford sits within Radford City (population ~17,000, 9.2% uninsured), where 14.3% of adults have current cigarette smoking alongside 11.7% with current asthma per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Our underwriting team matches Radford families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View Radford City coverage area →

📊 Top Health Considerations (CDC)

Top Health Considerations for Radford (CITY) High cholesterol: 36.6%. High blood pressure: 33.5%. Obesity: 35.1%. Diagnosed diabetes: 11.4%. Current cigarette smoking: 14.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · RADFORD High cholesterol 36.6% High blood pressure 33.5% Obesity 35.1% Diagnosed diabetes 11.4% Current cigarette smoking 14.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Radford City Gov Portal .GOV
Population ~16,379
Lack of health insurance (18–64) 8.9%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5165392
Google Maps
5.0 1 review
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Radford City Office
(540) 731-3603
radfordva.gov .GOV
10 Robertson St, Radford, VA 24141, USA
Recent Reviews
ToodyFoo 123 ★★★★★
Available in Radford

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Radford City and Neighboring Virginia Counties

Cities served near Radford.

June Marcia Williams writes life insurance and supplemental health policies across Radford City and adjacent Virginia counties — all within the same Virginia regulatory framework.

🌟 Cities Served near Radford

20 Cities · 3 Counties
Pulaski County10
AllisoniaBelspringDraperDublinFairlawnHiwasseeNew RiverParrottPulaskiSnowville
Radford CityHome0
Montgomery County10
BelviewBlacksburgChristiansburgIrontoLafayetteMerrimacPilotRinerShawsvilleWhitethorne
Official Resources

Know your rights in Radford.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Radford insurance — answered.

💰

How much does life insurance cost in Radford?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Radford
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Radford?

Yes. June serves all of Radford and every municipality in Radford City. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified
Nearby Cities

Coverage continues next door.

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