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Home›Virginia›Accomack County›Locust Mount

June Marcia Williams — Licensed Insurance Agent in Locust Mount, VA
June Marcia Williams
Your Insurance Agent in Locust Mount, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Locust Mount, VA...
National Producer No.
17209549
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Expert Life Insurance Agent in Locust Mount, VA | 12+ Years Experience

Top-Rated Financial Protection for Locust Mount Residents

Honest, Local Insurance Guidance for Your Family's Future in Accomack County

Your local licensed agent in Locust Mount, Accomack County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Locust Mount, Accomack County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Locust Mount, VA

Locust Mount, VA — Your Local Producer

Hello to my neighbors in Locust Mount. There's a special quality to life here in Accomack County, and I believe in helping our community protect what matters most. My name is June Marcia Williams, and as a licensed insurance producer, I'm here to offer clear, personal guidance on life insurance options. Whether you're considering term life, final expense, or other personal policies, my focus is on understanding your needs. I provide straightforward information to help you make confident choices for your family's financial security. (NPN: 17209549, Virginia License No: 1575461)

  • Wachapreague Town Hall
  • Wachapreague Marina
  • Locust Mount Rd
NPN17209549VA License1575461

Locust Mount is home to approximately 97 residents in Accomack County, with a median age of 67.1. About 100% of homes are owner-occupied. 0% of adults hold a bachelor's degree or higher; households with children make up 0%; veterans comprise 0% of residents. Average household size is 1.5. These demographic markers shape which life insurance products fit Locust Mount households.

How Locust Mount compares to Accomack County

ACCOMACK COUNTY · 33K RESIDENTS LOCUST MOUNT · 97 RESIDENTS
Accomack County vs Locust Mount — population comparison Accomack County: 33,367 residents. Locust Mount: 97 residents, 0.3% of Accomack County population.
33,367 ACCOMACK COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
97 LOCUST MOUNT RESIDENTS ↳ 0.3% of Accomack County residents
Underwriting Guidelines

How does current cigarette smoking impact life insurance underwriting in Locust Mount, VA?

Coverage is widely available. Locust Mount sits within Accomack County (population ~33,000, 12.0% uninsured), where 14.8% of adults have current cigarette smoking alongside 40.5% with obesity per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Our underwriting team matches Locust Mount families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Cats Bridge →

📊 Top Health Considerations (CDC)

Top Health Considerations for Locust Mount (CITY) High cholesterol: 43.5%. High blood pressure: 47.8%. Obesity: 40.5%. Diagnosed diabetes: 18.1%. Current cigarette smoking: 14.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · LOCUST MOUNT High cholesterol 43.5% High blood pressure 47.8% Obesity 40.5% Diagnosed diabetes 18.1% Current cigarette smoking 14.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Accomack County Gov Portal .GOV
Population ~97
Lack of health insurance (18–64) 9.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5146456
Google Maps
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Available in Locust Mount

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Accomack County and Neighboring Virginia Counties

Cities served near Locust Mount.

June Marcia Williams writes life insurance and supplemental health policies across Accomack County and adjacent Virginia counties — all within the same Virginia regulatory framework.

🌟 Cities Served near Locust Mount

23 Cities · 3 Counties
Northumberland County6
BurgessCallaoHeathsvilleLottsburgReedvilleWicomico Church
Accomack CountyHome10
AtlanticBaysideDeep CreekHarbortonKellerLee MontMakemie ParkOnleySanfordTasley
Lancaster County7
IrvingtonKilmarnockLancasterLivelyWeemsWhite StoneWindmill Point
Official Resources

Know your rights in Locust Mount.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Locust Mount insurance — answered.

💰

How much does life insurance cost in Locust Mount?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Locust Mount
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Locust Mount?

Yes. June serves all of Locust Mount and every municipality in Accomack County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified
Nearby Cities

Coverage continues next door.

← Previous Lee Mont Accomack County, VA 10 products available
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