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Home›Virginia›Accomack County›Chincoteague

June Marcia Williams — Licensed Insurance Agent in Chincoteague, VA
June Marcia Williams
Your Insurance Agent in Chincoteague, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Chincoteague, VA...
National Producer No.
17209549
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Fast & Affordable Life Insurance in Chincoteague | Same-Day Quotes

Your Local VA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Chincoteague Without the Complexity

Your local licensed agent in Chincoteague, Accomack County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Chincoteague, Accomack County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Chincoteague, VA

Chincoteague, VA — Your Local Producer

For my neighbors in Chincoteague, life on the island offers a unique blend of natural beauty and close-knit community spirit. Protecting your family's future in this special part of Accomack County is my priority. I'm June Marcia Williams, a licensed insurance producer right here in Virginia, and I help individuals and families find personal insurance plans that fit their needs. Whether you're considering term life, final expense, or accident and injury coverage, I'm here to help you navigate your options with clarity and care. Let's work together to secure your peace of mind. (NPN: 17209549, Virginia License No: 1575461)

  • Chincoteague National Wildlife Refuge
  • Museum of Chincoteague Island
  • Robert N. Reed Downtown Waterfront Park
NPN17209549VA License1575461

Chincoteague is home to approximately 3,300 residents in Accomack County, with a median age of 56.8 and a median household income of $46,300. About 67% of homes are owner-occupied; the median home value is $327,000. 36% of adults hold a bachelor's degree or higher; households with children make up 19%; veterans comprise 14% of residents. Average household size is 1.8. These demographic markers shape which life insurance products fit Chincoteague households.

How Chincoteague compares to Accomack County

ACCOMACK COUNTY · 33K RESIDENTS CHINCOTEAGUE · 3K RESIDENTS
Accomack County vs Chincoteague — population comparison Accomack County: 33,367 residents. Chincoteague: 3,303 residents, 9.9% of Accomack County population.
33,367 ACCOMACK COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
3,303 CHINCOTEAGUE RESIDENTS ↳ 9.9% of Accomack County residents
Underwriting Guidelines

Does high cholesterol affect life insurance rates in Chincoteague, VA?

Chincoteague applicants with high cholesterol qualify routinely. The local risk pool — Accomack County's ~33,000 residents, 12.0% without health coverage — shows 46.7% adult prevalence of high cholesterol and 26.5% with arthritis. Top-rated carriers price these conditions transparently when application data is complete and recent.

Our underwriting team matches Chincoteague families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Wattsville →

📊 Top Health Considerations (CDC)

Top Health Considerations for Chincoteague (CITY) High cholesterol: 46.7%. High blood pressure: 45.6%. Obesity: 35.2%. Diagnosed diabetes: 15.5%. Current cigarette smoking: 13.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CHINCOTEAGUE High cholesterol 46.7% High blood pressure 45.6% Obesity 35.2% Diagnosed diabetes 15.5% Current cigarette smoking 13.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Accomack County Gov Portal .GOV
Population ~3,303
Lack of health insurance (18–64) 6.9%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5116512
Google Maps
3.7 3 reviews
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Chincoteague Town Office
(757) 336-6519
chincoteague-va.gov .GOV
6150 Community Dr, Chincoteague, VA 23336, USA
Recent Reviews
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"Never again to me the town is pretty squallid!"
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Available in Chincoteague

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Accomack County and Neighboring Virginia Counties

Cities served near Chincoteague.

June Marcia Williams writes life insurance and supplemental health policies across Accomack County and adjacent Virginia counties — all within the same Virginia regulatory framework.

🌟 Cities Served near Chincoteague

25 Cities · 3 Counties
Northampton County9
BirdsnestCape CharlesCheritonEastvilleExmoreFranktownMachipongoNassawadoxWillis Wharf
Accomack CountyHome10
AtlanticBaysideDeep CreekHarbortonKellerLee MontMakemie ParkOnleySanfordTasley
Northumberland County6
BurgessCallaoHeathsvilleLottsburgReedvilleWicomico Church
Official Resources

Know your rights in Chincoteague.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Chincoteague insurance — answered.

💰

How much does life insurance cost in Chincoteague?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Chincoteague
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Chincoteague?

Yes. June serves all of Chincoteague and every municipality in Accomack County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified
Nearby Cities

Coverage continues next door.

← Previous Chase Crossing Accomack County, VA 10 products available
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