Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
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June Marcia Williams — Licensed Insurance Agent in Onancock, VA
June Marcia Williams
Your Insurance Agent in Onancock, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Onancock, VA...
National Producer No.
17209549
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Life Insurance in Onancock, VA

Securing Families Across Accomack County with 9 Tailored Product Lines

Why Onancock Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Onancock, Accomack County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Onancock, Accomack County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · Onancock, VA

Onancock, VA — Your Local Producer

For my neighbors in Onancock, the unique peace of life here on the Eastern Shore is something worth protecting. From the quiet mornings on Onancock Creek to the strong community bonds felt throughout Accomack County, you have a lot to cherish. I'm June Marcia Williams, a licensed insurance producer (NPN: 17209549, Virginia License No: 1575461) dedicated to helping you secure that peace of mind. I offer personal guidance on options like Term Life, Final Expense, and Critical Illness insurance, ensuring you understand the choices available to protect your family’s future.

  • Onancock Town Wharf
  • Ker Place
  • Roseland Theatre
NPN17209549VA License1575461

Onancock is home to approximately 1,400 residents in Accomack County, with a median age of 45.5 and a median household income of $51,800. About 62% of homes are owner-occupied; the median home value is $227,000. 33% of adults hold a bachelor's degree or higher; households with children make up 27%; veterans comprise 8% of residents. Average household size is 2.0. These demographic markers shape which life insurance products fit Onancock households.

How Onancock compares to Accomack County

ACCOMACK COUNTY · 33K RESIDENTS ONANCOCK · 1K RESIDENTS
Accomack County vs Onancock — population comparison Accomack County: 33,367 residents. Onancock: 1,434 residents, 4.3% of Accomack County population.
33,367 ACCOMACK COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,434 ONANCOCK RESIDENTS ↳ 4.3% of Accomack County residents

Can I get life insurance with current cigarette smoking in Onancock, VA?

Coverage is widely available. Onancock sits within Accomack County (population ~33,000, 12.0% uninsured), where 14.9% of adults have current cigarette smoking alongside 38.4% with obesity per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Lee Mont →

📊 Top Health Considerations (CDC)

Top Health Considerations for Onancock (CITY) High cholesterol: 46%. High blood pressure: 48.8%. Obesity: 38.4%. Diagnosed diabetes: 18.1%. Current cigarette smoking: 14.9%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · ONANCOCK High cholesterol 46.0% High blood pressure 48.8% Obesity 38.4% Diagnosed diabetes 18.1% Current cigarette smoking 14.9% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~1,434
Lack of health insurance (18–64) 9.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5159336
Google Maps
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Onancock Town Office photo 1Onancock Town Office photo 2
Photos by Nancie Sparich , Nancie Sparich via Google Maps
Onancock Town Office
Open now · Mon 8:30 AM – 4:30 PM
15 North St, Onancock, VA 23417, USA
Recent Reviews
Nancie Sparich ★☆☆☆☆
"What happened this year? In front of the charlotte Hotel/ restaurant & Blarney Stone??? Usually, tables and chairs are set up while the parade is going on. This year, what a mess. They, the business …"

Life Insurance Products in Onancock, VA

9 insurance products available in Onancock

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance by City Near Onancock, VA

Life insurance by city across Accomack County and adjacent Virginia counties.

🌟 Cities Served near Onancock

30 Cities · 3 Counties
Mathews County10

Know your rights in Onancock.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Onancock Life Insurance Questions

💰

How much does life insurance cost in Onancock?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Onancock
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Onancock?

Yes. June serves all of Onancock and every municipality in Accomack County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

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