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Home›Virginia›Lancaster County›Kilmarnock

June Marcia Williams — Licensed Insurance Agent in Kilmarnock, VA
June Marcia Williams
Your Insurance Agent in Kilmarnock, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Kilmarnock, VA...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in Kilmarnock

Dedicated Coverage Options from Final Expense to Term Life in Lancaster County

The Smart Choice for Dependable Life Insurance in Kilmarnock, VA

Your local licensed agent in Kilmarnock, Lancaster County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Kilmarnock, Lancaster County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Kilmarnock, VA

Kilmarnock, VA — Your Local Producer

For the residents of Kilmarnock, enjoying the unique pace of life here in Lancaster County is a special privilege. As you plan for your family's future amidst the beauty of the Northern Neck, securing their financial well-being is a vital step. I'm June Marcia Williams, a licensed insurance producer right here in Virginia, and I'm dedicated to helping my neighbors navigate their options. I can assist you with Term Life, Whole Life, Final Expense, and other personal insurance solutions to fit your specific needs. Let's talk about creating a plan that brings you peace of mind. (NPN: 17209549, Virginia License No: 1575461)

  • Kilmarnock Town Hall
  • Town Centre Park
  • Lancaster County Virginia Historical Society
NPN17209549VA License1575461

Kilmarnock is home to approximately 1,300 residents in Lancaster County, with a median age of 60.2 and a median household income of $36,900. About 55% of homes are owner-occupied; the median home value is $222,000. 23% of adults hold a bachelor's degree or higher; households with children make up 13%; veterans comprise 9% of residents. Average household size is 1.7. These demographic markers shape which life insurance products fit Kilmarnock households.

How Kilmarnock compares to Lancaster County

LANCASTER COUNTY · 11K RESIDENTS KILMARNOCK · 1K RESIDENTS
Lancaster County vs Kilmarnock — population comparison Lancaster County: 10,866 residents. Kilmarnock: 1,284 residents, 11.8% of Lancaster County population.
10,866 LANCASTER COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,284 KILMARNOCK RESIDENTS ↳ 11.8% of Lancaster County residents
Underwriting Guidelines

What rate class can Kilmarnock applicants with current cigarette smoking expect from life insurance carriers?

Yes, qualification is common in Kilmarnock. Within Lancaster County's ~11,000 residents — including the 8.3% currently without health coverage — 13.3% of adults manage current cigarette smoking and 52.0% live with high blood pressure per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Kilmarnock families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Lively →

📊 Top Health Considerations (CDC)

Top Health Considerations for Kilmarnock (CITY) High cholesterol: 48.3%. High blood pressure: 52%. Obesity: 36.3%. Diagnosed diabetes: 19.7%. Current cigarette smoking: 13.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · KILMARNOCK High cholesterol 48.3% High blood pressure 52.0% Obesity 36.3% Diagnosed diabetes 19.7% Current cigarette smoking 13.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Lancaster County Gov Portal .GOV
Population ~1,284
Lack of health insurance (18–64) 8.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5142424
Google Maps
3.9 8 reviews
The Town of Kilmarnock Town Hall photo 1The Town of Kilmarnock Town Hall photo 2The Town of Kilmarnock Town Hall photo 3The Town of Kilmarnock Town Hall photo 4
Photos by Jesse Ault , Katherine Cassidy , LesC , Lovesigns Chaser-Bird Lover via Google Maps
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The Town of Kilmarnock Town Hall
Open now · Mon 9:00 AM – 5:00 PM
(804) 435-1552
kilmarnockva.com
1 N Main St, Kilmarnock, VA 22482, USA
Recent Reviews
Lovesigns Chaser-Bird Lover ★★★★★
"Pretty place and l love the Love sign!"
Sydney Dodson ★☆☆☆☆
"Some business should have cameras. My car was keyed and nobody has a camera. Which I already contacted the police"
Available in Kilmarnock

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Lancaster County and Neighboring Virginia Counties

Cities served near Kilmarnock.

June Marcia Williams writes life insurance and supplemental health policies across Lancaster County and adjacent Virginia counties — all within the same Virginia regulatory framework.

🌟 Cities Served near Kilmarnock

22 Cities · 3 Counties
Northumberland County6
BurgessCallaoHeathsvilleLottsburgReedvilleWicomico Church
Lancaster CountyHome6
IrvingtonLancasterLivelyWeemsWhite StoneWindmill Point
Mathews County10
BavonBlakesBohannonDiggsFosterMilesMoonNew PointRedartShadow
Official Resources

Know your rights in Kilmarnock.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Kilmarnock insurance — answered.

💰

How much does life insurance cost in Kilmarnock?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Kilmarnock
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Kilmarnock?

Yes. June serves all of Kilmarnock and every municipality in Lancaster County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified
Nearby Cities

Coverage continues next door.

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