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Home›Virginia›Northampton County›Exmore

June Marcia Williams — Licensed Insurance Agent in Exmore, VA
June Marcia Williams
Your Insurance Agent in Exmore, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Exmore, VA...
National Producer No.
17209549
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Life Insurance in Exmore, VA

Securing Families Across Northampton County with 9 Tailored Product Lines

Why Exmore Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Exmore, Northampton County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Exmore, Northampton County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Exmore, VA

Exmore, VA — Your Local Producer

Hello Exmore! As a fellow resident of the Eastern Shore, I understand the unique rhythm of life here in Northampton County. It's a special place, and protecting your family's future is a top priority. My name is June Marcia Williams, and as a licensed insurance producer, I'm here to help you navigate your options for life insurance, final expense, and other personal coverage. I provide clear, straightforward information so you can make confident decisions for your loved ones. Let's talk about securing your peace of mind. (June Marcia Williams, Licensed Insurance Producer, NPN: 17209549, Virginia License No: 1575461)

  • Exmore Town Park
  • Exmore Town Hall
  • Intersection of Main Street and Willis Wharf Road
NPN17209549VA License1575461

Exmore is home to approximately 1,700 residents in Northampton County, with a median age of 36.2 and a median household income of $39,300. About 41% of homes are owner-occupied; the median home value is $165,000. 12% of adults hold a bachelor's degree or higher; households with children make up 39%; veterans comprise 4% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Exmore households.

How Exmore compares to Northampton County

NORTHAMPTON COUNTY · 12K RESIDENTS EXMORE · 2K RESIDENTS
Northampton County vs Exmore — population comparison Northampton County: 12,132 residents. Exmore: 1,744 residents, 14.4% of Northampton County population.
12,132 NORTHAMPTON COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,744 EXMORE RESIDENTS ↳ 14.4% of Northampton County residents
Underwriting Guidelines

Are Exmore residents with high cholesterol able to qualify for life insurance?

Exmore applicants with high cholesterol qualify routinely. The local risk pool — Northampton County's ~12,000 residents, 10.0% without health coverage — shows 43.8% adult prevalence of high cholesterol and 18.5% with diagnosed diabetes. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Machipongo →

📊 Top Health Considerations (CDC)

Top Health Considerations for Exmore (CITY) High cholesterol: 43.8%. High blood pressure: 46.5%. Obesity: 40.5%. Diagnosed diabetes: 18.5%. Current cigarette smoking: 15.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · EXMORE High cholesterol 43.8% High blood pressure 46.5% Obesity 40.5% Diagnosed diabetes 18.5% Current cigarette smoking 15.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Northampton County Gov Portal .GOV
Population ~1,744
Lack of health insurance (18–64) 10.7%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5126416
Google Maps
5.0 1 review
Exmore Town Hall photo 1
Photos by Douglas W. Reynolds, Jr. via Google Maps
View on Google Maps
Exmore Town Hall
(757) 442-3114
3305 Main St, Exmore, VA 23350, USA
Recent Reviews
Nathan Needham ★★★★★
Available in Exmore

Life Insurance Products in Exmore, VA

9 insurance products available in Exmore

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Northampton County and Nearby Virginia Counties

Life Insurance by City Near Exmore, VA

Life insurance by city across Northampton County and adjacent Virginia counties.

🌟 Cities Served near Exmore

19 Cities · 3 Counties
Norfolk City1
Norfolk
Northampton CountyHome8
BirdsnestCape CharlesCheritonEastvilleFranktownMachipongoNassawadoxWillis Wharf
Mathews County10
BavonBlakesBohannonDiggsFosterGrimsteadGwynnHalliefordMathewsMiles
Official Resources

Know your rights in Exmore.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Exmore Life Insurance Questions

💰

How much does life insurance cost in Exmore?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Exmore
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Exmore?

Yes. June serves all of Exmore and every municipality in Northampton County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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