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Home›Virginia›Northampton County›Cheriton

June Marcia Williams — Licensed Insurance Agent in Cheriton, VA
June Marcia Williams
Your Insurance Agent in Cheriton, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Cheriton, VA...
National Producer No.
17209549
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Trusted Life Insurance in Cheriton, VA | Local Expert

Securing Families Across Northampton County with 9 Tailored Product Lines

Why Cheriton Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Cheriton, Northampton County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Cheriton, Northampton County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Cheriton, VA

Cheriton, VA — Your Local Producer

Hello, Cheriton! I appreciate the unique and close-knit character of life here in Northampton County. As a licensed insurance producer, my goal is to help my neighbors protect the life they’ve built. My name is June Marcia Williams, and I offer personal guidance on a range of options, from term and whole life insurance to plans covering critical illness or accidents. I am here to help you understand your choices and find a path forward that brings you peace of mind, ensuring your family is prepared for the future. (NPN: 17209549, Virginia License No: 1575461)

  • Cheriton Town Hall
  • Cheriton Post Office
  • Peace Memorial Park
NPN17209549VA License1575461

Cheriton is home to approximately 562 residents in Northampton County, with a median age of 50.3 and a median household income of $29,100. About 54% of homes are owner-occupied; the median home value is $140,000. 13% of adults hold a bachelor's degree or higher; households with children make up 30%; veterans comprise 7% of residents. Average household size is 2.1. These demographic markers shape which life insurance products fit Cheriton households.

How Cheriton compares to Northampton County

NORTHAMPTON COUNTY · 12K RESIDENTS CHERITON · 562 RESIDENTS
Northampton County vs Cheriton — population comparison Northampton County: 12,132 residents. Cheriton: 562 residents, 4.6% of Northampton County population.
12,132 NORTHAMPTON COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
562 CHERITON RESIDENTS ↳ 4.6% of Northampton County residents
Underwriting Guidelines

How does obesity impact life insurance underwriting in Cheriton, VA?

Many Cheriton residents secure competitive rates despite obesity. Northampton County reports 39.7% adult prevalence (CDC PLACES); 35.5% also manage arthritis, with 10.0% of the ~12,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Cheriton families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Exmore →

📊 Top Health Considerations (CDC)

Top Health Considerations for Cheriton (CITY) High cholesterol: 44.4%. High blood pressure: 45.9%. Obesity: 39.7%. Diagnosed diabetes: 17.7%. Current cigarette smoking: 14.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CHERITON High cholesterol 44.4% High blood pressure 45.9% Obesity 39.7% Diagnosed diabetes 17.7% Current cigarette smoking 14.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Northampton County Gov Portal .GOV
Population ~562
Lack of health insurance (18–64) 9.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5115112
Google Maps
Town of Cheriton photo 1
Photos by Town of Cheriton via Google Maps
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Town of Cheriton
Open now · Mon 10:30 AM – 4:30 PM
(757) 331-8200
townofcheriton.org
21314 S Bayside Rd, Cape Charles, VA 23310, USA
Available in Cheriton

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Northampton County and Neighboring Virginia Counties

Cities served near Cheriton.

June Marcia Williams writes life insurance and supplemental health policies across Northampton County and adjacent Virginia counties — all within the same Virginia regulatory framework.

🌟 Cities Served near Cheriton

14 Cities · 3 Counties
York County5
Bethel ManorGraftonSeafordTabbYorktown
Northampton CountyHome8
BirdsnestCape CharlesEastvilleExmoreFranktownMachipongoNassawadoxWillis Wharf
Hampton City1
Hampton
Official Resources

Know your rights in Cheriton.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Cheriton insurance — answered.

💰

How much does life insurance cost in Cheriton?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Cheriton
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Cheriton?

Yes. June serves all of Cheriton and every municipality in Northampton County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified
Nearby Cities

Coverage continues next door.

← Previous Cape Charles Northampton County, VA 10 products available
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You Are Here Cheriton Northampton County, VA
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Next → Eastville Northampton County, VA 10 products available

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