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Home›Virginia›Northampton County›Cheriton

June Marcia Williams — Licensed Insurance Agent in Cheriton, VA
June Marcia Williams
Your Insurance Agent in Cheriton, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Cheriton, VA...
National Producer No.
17209549
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Life Insurance in Cheriton, VA

Securing Families Across Northampton County with 9 Tailored Product Lines

Why Cheriton Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Cheriton, Northampton County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Cheriton, Northampton County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Cheriton, VA

Cheriton, VA — Your Local Producer

Hello, Cheriton! I appreciate the unique and close-knit character of life here in Northampton County. As a licensed insurance producer, my goal is to help my neighbors protect the life they’ve built. My name is June Marcia Williams, and I offer personal guidance on a range of options, from term and whole life insurance to plans covering critical illness or accidents. I am here to help you understand your choices and find a path forward that brings you peace of mind, ensuring your family is prepared for the future. (NPN: 17209549, Virginia License No: 1575461)

  • Cheriton Town Hall
  • Cheriton Post Office
  • Peace Memorial Park
NPN17209549VA License1575461

Cheriton is home to approximately 562 residents in Northampton County, with a median age of 50.3 and a median household income of $29,100. About 54% of homes are owner-occupied; the median home value is $140,000. 13% of adults hold a bachelor's degree or higher; households with children make up 30%; veterans comprise 7% of residents. Average household size is 2.1. These demographic markers shape which life insurance products fit Cheriton households.

How Cheriton compares to Northampton County

NORTHAMPTON COUNTY · 12K RESIDENTS CHERITON · 562 RESIDENTS
Northampton County vs Cheriton — population comparison Northampton County: 12,132 residents. Cheriton: 562 residents, 4.6% of Northampton County population.
12,132 NORTHAMPTON COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
562 CHERITON RESIDENTS ↳ 4.6% of Northampton County residents
Underwriting Guidelines

How does obesity impact life insurance underwriting in Cheriton, VA?

Many Cheriton residents secure competitive rates despite obesity. Northampton County reports 39.7% adult prevalence (CDC PLACES); 35.5% also manage arthritis, with 10.0% of the ~12,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Exmore →

📊 Top Health Considerations (CDC)

Top Health Considerations for Cheriton (CITY) High cholesterol: 44.4%. High blood pressure: 45.9%. Obesity: 39.7%. Diagnosed diabetes: 17.7%. Current cigarette smoking: 14.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CHERITON High cholesterol 44.4% High blood pressure 45.9% Obesity 39.7% Diagnosed diabetes 17.7% Current cigarette smoking 14.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Northampton County Gov Portal .GOV
Population ~562
Lack of health insurance (18–64) 9.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5115112
Google Maps
Town of Cheriton photo 1
Photos by Town of Cheriton via Google Maps
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Town of Cheriton
Open now · Mon 10:30 AM – 4:30 PM
(757) 331-8200
townofcheriton.org
21314 S Bayside Rd, Cape Charles, VA 23310, USA
Available in Cheriton

Life Insurance Products in Cheriton, VA

9 insurance products available in Cheriton

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Northampton County and Nearby Virginia Counties

Life Insurance by City Near Cheriton, VA

Life insurance by city across Northampton County and adjacent Virginia counties.

🌟 Cities Served near Cheriton

14 Cities · 3 Counties
York County5
Bethel ManorGraftonSeafordTabbYorktown
Northampton CountyHome8
BirdsnestCape CharlesEastvilleExmoreFranktownMachipongoNassawadoxWillis Wharf
Hampton City1
Hampton
Official Resources

Know your rights in Cheriton.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Cheriton Life Insurance Questions

💰

How much does life insurance cost in Cheriton?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Cheriton
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Cheriton?

Yes. June serves all of Cheriton and every municipality in Northampton County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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