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June Marcia Williams — Licensed Insurance Agent in Preakness, NJ
June Marcia Williams
Your Insurance Agent in Preakness, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Preakness, NJ...
National Producer No.
17209549
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Life Insurance in Preakness, NJ

Securing Families Across Passaic County with 9 Tailored Product Lines

Why Preakness Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Preakness, Passaic County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Preakness, Passaic County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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Right here · Preakness, NJ

Preakness, NJ — Your Local Producer

Hello, Preakness neighbors! As a resident of the Garden State myself, I appreciate the unique character and community spirit we have here in Passaic County. My name is June Marcia Williams, and I'm a licensed insurance producer dedicated to helping individuals and families in our area navigate their financial futures. Whether you're thinking about Term Life, Final Expense, or specialized coverage for critical illness or accidents, I'm here to provide clear, personalized guidance. My goal is to help you understand your options so you can make confident decisions for your loved ones. (NPN: 17209549, New Jersey License No: 1543971)

  • Preakness Valley Park
  • William Paterson University
  • Dey Mansion Washington's Headquarters
NPN17209549NJ License1543971

Preakness is home to approximately 18,600 residents in Passaic County, with a median age of 41.8 and a median household income of $133,000. About 68% of homes are owner-occupied; the median home value is $570,000. 59% of adults hold a bachelor's degree or higher; households with children make up 31%; veterans comprise 3% of residents. Average household size is 2.7. These demographic markers shape which life insurance products fit Preakness households.

How Preakness compares to Passaic County

PASSAIC COUNTY · 520K RESIDENTS PREAKNESS · 19K RESIDENTS
Passaic County vs Preakness — population comparison Passaic County: 519,986 residents. Preakness: 18,591 residents, 3.6% of Passaic County population.
519,986 PASSAIC COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
18,591 PREAKNESS RESIDENTS ↳ 3.6% of Passaic County residents
Underwriting Guidelines

Does high blood pressure affect life insurance rates in Preakness, NJ?

Preakness applicants with high blood pressure qualify routinely. The local risk pool — Passaic County's ~520,000 residents, 18.3% without health coverage — shows 29.4% adult prevalence of high blood pressure and 18.9% with arthritis. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Newfoundland →

📊 Top Health Considerations (CDC)

Top Health Considerations for Preakness (CITY) High cholesterol: 37.6%. High blood pressure: 29.4%. Obesity: 24.1%. Diagnosed diabetes: 8.9%. Current cigarette smoking: 8.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · PREAKNESS High cholesterol 37.6% High blood pressure 29.4% Obesity 24.1% Diagnosed diabetes 8.9% Current cigarette smoking 8.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Passaic County Gov Portal .GOV
Population ~18,591
Lack of health insurance (18–64) 7.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3460810
Google Maps
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Available in Preakness

Life Insurance Products in Preakness, NJ

10 insurance products available in Preakness

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Passaic County and Nearby New Jersey Counties

Life Insurance by City Near Preakness, NJ

Life insurance by city across Passaic County and adjacent New Jersey counties.

🌟 Cities Served near Preakness

30 Cities · 3 Counties
Bergen County10
Fort LeeGarfieldNorth ArlingtonParamusRamseyRidgewoodRidgewood VillageRutherfordTenaflyWaldwick
Passaic CountyHome10
BloomingdaleCliftonPassaicPatersonPompton LakesProspect ParkWanaqueWest MilfordWest PatersonWoodland Park
Essex County10
BellevilleBloomfieldEast OrangeLivingstonMaplewoodMillburnNewarkNorth CaldwellOrangeWest Orange
Official Resources

Know your rights in Preakness.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Preakness Life Insurance Questions

💰

How much does life insurance cost in Preakness?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Preakness
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Preakness?

Yes. June serves all of Preakness and every municipality in Passaic County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

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