June Marcia Williams

Your Insurance Agent in Newfoundland, NJ

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Newfoundland, NJ...

National Producer No.

17209549

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Life Insurance in Newfoundland, NJ

Dedicated Coverage Options from Final Expense to Term Life in Passaic County

The Smart Choice for Dependable Life Insurance in Newfoundland, NJ

Your local licensed agent in Newfoundland, Passaic County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Newfoundland, Passaic County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

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🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

Right here · Newfoundland, NJ

Newfoundland, NJ — Your Local Producer

Hello, Newfoundland neighbors. In a place as beautiful and serene as our corner of Passaic County, it's easy to feel secure. But planning for the future is a vital part of maintaining that peace of mind for yourself and your loved ones. My name is June Marcia Williams, and as a licensed insurance producer right here in New Jersey, I'm dedicated to helping my fellow residents navigate their options. Whether you're considering Term Life, Final Expense, or other personal coverage, I can provide clear, straightforward guidance. Let's work together to build a plan that fits your life. (NPN: 17209549, NJ License No: 1543971)

Newfoundland Railroad Station
Echo Lake
Paradise Park

NPN17209549NJ License1543971

Newfoundland is home to approximately 1,300 residents in Passaic County, with a median age of 49.4 and a median household income of $123,000. About 86% of homes are owner-occupied; the median home value is $432,000. 38% of adults hold a bachelor's degree or higher; households with children make up 29%; veterans comprise 1% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Newfoundland households.

How Newfoundland compares to Passaic County

PASSAIC COUNTY · 520K RESIDENTS NEWFOUNDLAND · 1K RESIDENTS

519,986 PASSAIC COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents

1,256 NEWFOUNDLAND RESIDENTS ↳ 0.2% of Passaic County residents

Underwriting Guidelines

Are Newfoundland residents with high blood pressure able to qualify for life insurance?

Newfoundland applicants with high blood pressure qualify routinely. The local risk pool — Passaic County's ~520,000 residents, 18.3% without health coverage — shows 31.9% adult prevalence of high blood pressure and 18.9% with arthritis. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Clifton →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

Official City Resources

Passaic County Gov Portal .GOV

Population ~1,256

Lack of health insurance (18–64) 7.3%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3451420

View on Google Maps

Available in Newfoundland

Life Insurance Products in Newfoundland, NJ

10 insurance products available in Newfoundland

Life Insurance in Passaic County and Nearby New Jersey Counties

Life Insurance by City Near Newfoundland, NJ

Life insurance by city across Passaic County and adjacent New Jersey counties.

🌟 Cities Served near Newfoundland

30 Cities · 3 Counties

Sussex County10

Andover Augusta Fredon Green Hamburg Lafayette Montague Newton Sparta Sussex

Passaic CountyHome10

Bloomingdale Clifton Passaic Paterson Pompton Lakes Prospect Park Wanaque West Milford West Paterson Woodland Park

Hudson County10

Bayonne Guttenberg Hoboken Jersey City Kearny North Bergen Secaucus Union City Weehawken West New York

Official Resources

Know your rights in Newfoundland.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Frequently Asked Questions

Newfoundland Life Insurance Questions

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How much does life insurance cost in Newfoundland?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Newfoundland

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations

🏙️

Does June serve all of Newfoundland?

Yes. June serves all of Newfoundland and every municipality in Passaic County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage

🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

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No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

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