Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact I'm an Agent — It's Free

Home›New Jersey›Essex County›Newark

June Marcia Williams — Licensed Insurance Agent in Newark, NJ
June Marcia Williams
Your Insurance Agent in Newark, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Newark, NJ...
National Producer No.
17209549
Verify ↗

Life Insurance in Newark, NJ

Top-Rated Financial Protection for Newark Residents

Honest, Local Insurance Guidance for Your Family's Future in Essex County

Your local licensed agent in Newark, Essex County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Newark, Essex County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Newark, NJ

Newark, NJ — Your Local Producer

As a proud member of the Essex County community, I understand the hardworking and resilient spirit that makes Newark such a unique place to live. My goal is to help my neighbors here navigate their personal insurance options with confidence. Whether you're exploring Term Life, Whole Life, Final Expense, or plans for critical illness and accidents, I'm here to provide clear, personalized guidance. I am dedicated to helping you understand the coverage available to protect what matters most. I'm June Marcia Williams, your local licensed insurance producer. (NPN: 17209549, New Jersey License No: 1543971)

  • Branch Brook Park
  • New Jersey Performing Arts Center
  • Newark Penn Station
NPN17209549NJ License1543971

Newark is home to approximately 307,400 residents in Essex County, with a median age of 34.7 and a median household income of $46,500. About 24% of homes are owner-occupied; the median home value is $312,000. 17% of adults hold a bachelor's degree or higher; households with children make up 33%; veterans comprise 2% of residents. Average household size is 2.6. These demographic markers shape which life insurance products fit Newark households.

How Newark compares to Essex County

ESSEX COUNTY · 853K RESIDENTS NEWARK · 307K RESIDENTS
Essex County vs Newark — population comparison Essex County: 853,374 residents. Newark: 307,355 residents, 36.0% of Essex County population.
853,374 ESSEX COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
307,355 NEWARK RESIDENTS ↳ 36.0% of Essex County residents
Underwriting Guidelines

How does arthritis impact life insurance underwriting in Newark, NJ?

Many Newark residents secure competitive rates despite arthritis. Essex County reports 20.4% adult prevalence (CDC PLACES); 29.8% also manage current cigarette smoking, with 14.5% of the ~853,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Montclair State University →

📊 Top Health Considerations (CDC)

Top Health Considerations for Newark (CITY) High cholesterol: 39%. High blood pressure: 41.3%. Obesity: 42.7%. Diagnosed diabetes: 19.8%. Current cigarette smoking: 29.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · NEWARK High cholesterol 39.0% High blood pressure 41.3% Obesity 42.7% Diagnosed diabetes 19.8% Current cigarette smoking 29.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Essex County Gov Portal .GOV
Population ~307,355
Lack of health insurance (18–64) 30.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3451000
Google Maps
3.9 180 reviews
City Hall - City of Newark photo 1City Hall - City of Newark photo 2City Hall - City of Newark photo 3City Hall - City of Newark photo 4
Photos by ALON JARA , Frederick Bradbury V , Claudio Morais , alexis parades via Google Maps
View on Google Maps
City Hall - City of Newark
Closed now · Mon 8:30 AM – 4:30 PM
(973) 733-6400
newarknj.gov .GOV
920 Broad St, Newark, NJ 07102, USA
Recent Reviews
My Photos ★☆☆☆☆
"Building may look nice but the people inside have some insane egos. not sure if there is even one person smiling or truly tryin to help you. if you have to come to this town hall try to be patient and…"
Frederick Bradbury V ★★★★★
"Needs some work but this is a nice city hall."
Available in Newark

Life Insurance Products in Newark, NJ

10 insurance products available in Newark

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Essex County and Nearby New Jersey Counties

Life Insurance by City Near Newark, NJ

Life insurance by city across Essex County and adjacent New Jersey counties.

🌟 Cities Served near Newark

30 Cities · 3 Counties
Union County10
Berkeley HeightsClarkElizabethGarwoodLindenNew ProvidencePlainfieldRahwayRoselleSummit
Essex CountyHome10
BellevilleBloomfieldEast OrangeLivingstonMaplewoodMillburnNorth CaldwellOrangeSouth Orange VillageWest Orange
Hudson County10
BayonneGuttenbergHobokenJersey CityKearnyNorth BergenSecaucusUnion CityWeehawkenWest New York
Official Resources

Know your rights in Newark.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Newark Life Insurance Questions

💰

How much does life insurance cost in Newark?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Newark
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Newark?

Yes. June serves all of Newark and every municipality in Essex County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

Verified

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call
Ask Lia