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June Marcia Williams — Licensed Insurance Agent in Passaic, NJ
June Marcia Williams
Your Insurance Agent in Passaic, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Passaic, NJ...
National Producer No.
17209549
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Life Insurance in Passaic, NJ

Top-Rated Financial Protection for Passaic Residents

Honest, Local Insurance Guidance for Your Family's Future in Passaic County

Your local licensed agent in Passaic, Passaic County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Passaic, Passaic County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Passaic, NJ

Passaic, NJ — Your Local Producer

Hello, Passaic! I'm June Marcia Williams, a licensed insurance producer serving our vibrant Passaic County community. I understand that protecting your family's future is a top priority, and navigating insurance options can feel overwhelming. My goal is to help you understand your choices for personal insurance, from Term and Whole Life to Final Expense and Critical Illness coverage. As your neighbor, I'm here to provide clear, straightforward guidance so you can find a plan that fits your unique needs. I am a licensed producer for the state of New Jersey (NPN: 17209549, NJ License No: 1543971).

  • Passaic City Hall
  • Passaic High School
  • Third Ward Park
NPN17209549NJ License1543971

Passaic is home to approximately 70,000 residents in Passaic County, with a median age of 30.5 and a median household income of $57,800. About 22% of homes are owner-occupied; the median home value is $380,000. 16% of adults hold a bachelor's degree or higher; households with children make up 47%; veterans comprise 1% of residents. Average household size is 3.5. These demographic markers shape which life insurance products fit Passaic households.

How Passaic compares to Passaic County

PASSAIC COUNTY · 520K RESIDENTS PASSAIC · 70K RESIDENTS
Passaic County vs Passaic — population comparison Passaic County: 519,986 residents. Passaic: 70,048 residents, 13.5% of Passaic County population.
519,986 PASSAIC COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
70,048 PASSAIC RESIDENTS ↳ 13.5% of Passaic County residents
Underwriting Guidelines

Does current cigarette smoking affect life insurance rates in Passaic, NJ?

Passaic applicants with current cigarette smoking qualify routinely. The local risk pool — Passaic County's ~520,000 residents, 18.3% without health coverage — shows 16.1% adult prevalence of current cigarette smoking and 35.7% with high cholesterol. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Haskell →

📊 Top Health Considerations (CDC)

Top Health Considerations for Passaic (CITY) High cholesterol: 35.7%. High blood pressure: 31.4%. Obesity: 35.9%. Diagnosed diabetes: 15.2%. Current cigarette smoking: 16.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · PASSAIC High cholesterol 35.7% High blood pressure 31.4% Obesity 35.9% Diagnosed diabetes 15.2% Current cigarette smoking 16.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Passaic County Gov Portal .GOV
Population ~70,048
Lack of health insurance (18–64) 33.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3456550
Google Maps
4.1 126 reviews
Passaic City Hall photo 1Passaic City Hall photo 2Passaic City Hall photo 3Passaic City Hall photo 4
Photos by Guzman Pablito , Jersey Joyride , Yasmin Irizarry , Ivy via Google Maps
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Passaic City Hall
Closed now · Mon 8:30 AM – 4:00 PM
(973) 365-5510
cityofpassaic.com
330 Passaic St, Passaic, NJ 07055, USA
Recent Reviews
Red Endive ★☆☆☆☆
"They never answer regardless of the hour they are open. Always leave you on voice-mail. Not sure if they even have an operator or they're not just doing their job. I understand if they have other call…"
ValentinoColon ★★★★★
"I was surprised today by a wonderful lady who showed compassion in her professionalism as a whole. Thank you City of Passaic, Mr. Valentin"Aka Valentino"Colon"
Available in Passaic

Life Insurance Products in Passaic, NJ

10 insurance products available in Passaic

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Passaic County and Nearby New Jersey Counties

Life Insurance by City Near Passaic, NJ

Life insurance by city across Passaic County and adjacent New Jersey counties.

🌟 Cities Served near Passaic

30 Cities · 3 Counties
Essex County10
BellevilleBloomfieldEast OrangeLivingstonMaplewoodMillburnNewarkNorth CaldwellOrangeWest Orange
Passaic CountyHome10
BloomingdaleCliftonPatersonPompton LakesProspect ParkRingwoodWanaqueWest MilfordWest PatersonWoodland Park
Morris County10
ButlerDenvilleFlorham ParkLincoln ParkMontvilleMorristownMount ArlingtonParsippanyPequannockWharton
Official Resources

Know your rights in Passaic.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Passaic Life Insurance Questions

💰

How much does life insurance cost in Passaic?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Passaic
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Passaic?

Yes. June serves all of Passaic and every municipality in Passaic County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

Verified

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