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Home›New Jersey›Bergen County›Ramsey

June Marcia Williams — Licensed Insurance Agent in Ramsey, NJ
June Marcia Williams
Your Insurance Agent in Ramsey, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Ramsey, NJ...
National Producer No.
17209549
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Life Insurance in Ramsey, NJ

Dedicated Coverage Options from Final Expense to Term Life in Bergen County

The Smart Choice for Dependable Life Insurance in Ramsey, NJ

Your local licensed agent in Ramsey, Bergen County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Ramsey, Bergen County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Ramsey, NJ

Ramsey, NJ — Your Local Producer

Hello, Ramsey neighbors! As a fellow New Jersey resident and a licensed insurance producer, I understand the unique character and strong community spirit that make Bergen County such a wonderful place to live. Whether you're enjoying a day at Finch Park or commuting from the local train station, it's important to have peace of mind about your family's financial future. I'm June Marcia Williams (NPN: 17209549), and I'm here to help you navigate your options for personal life and health insurance. As your local agent (NJ License No: 1543971), I'm committed to providing clear, straightforward support for my community.

  • Ramsey High School
  • Finch Park
  • Ramsey Train Station
NPN17209549NJ License1543971

Ramsey is home to approximately 14,700 residents in Bergen County, with a median age of 41.5 and a median household income of $161,000. About 84% of homes are owner-occupied; the median home value is $657,000. 68% of adults hold a bachelor's degree or higher; households with children make up 39%; veterans comprise 3% of residents. Average household size is 2.8. These demographic markers shape which life insurance products fit Ramsey households.

How Ramsey compares to Bergen County

BERGEN COUNTY · 953K RESIDENTS RAMSEY · 15K RESIDENTS
Bergen County vs Ramsey — population comparison Bergen County: 953,243 residents. Ramsey: 14,739 residents, 1.5% of Bergen County population.
953,243 BERGEN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
14,739 RAMSEY RESIDENTS ↳ 1.5% of Bergen County residents
Underwriting Guidelines

How does high cholesterol impact life insurance underwriting in Ramsey, NJ?

Many Ramsey residents secure competitive rates despite high cholesterol. Bergen County reports 41.3% adult prevalence (CDC PLACES); 31.4% also manage high blood pressure, with 9.8% of the ~953,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Cliffside Park →

📊 Top Health Considerations (CDC)

Top Health Considerations for Ramsey (CITY) High cholesterol: 41.3%. High blood pressure: 31.4%. Obesity: 24.6%. Diagnosed diabetes: 8.1%. Current cigarette smoking: 7.5%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · RAMSEY High cholesterol 41.3% High blood pressure 31.4% Obesity 24.6% Diagnosed diabetes 8.1% Current cigarette smoking 7.5% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Bergen County Gov Portal .GOV
Population ~14,739
Lack of health insurance (18–64) 6.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3461680
Google Maps
3.5 8 reviews
Ramsey Borough Hall photo 1Ramsey Borough Hall photo 2
Photos by Roberto Menjivar , KACS via Google Maps
View on Google Maps
Ramsey Borough Hall
Open now · Mon 8:30 AM – 4:30 PM
(201) 825-3400
ramseynj.com
33 N Central Ave, Ramsey, NJ 07446, USA
Recent Reviews
Levi Stringham ★☆☆☆☆
"I am writing this review because of my utter disgust. I tried to propose a new law regarding the quantum entanglement of living tardegrades, when I was rejected by two guards. My fellow tartegrade bro…"
Ellen B. ★★★★★
"Honestly; I don't understand these nonsensical reviews. I have resided in Ramsey for over 32 years and have always engaged in a polite and responsive interaction between myself and borough hall employ…"
Available in Ramsey

Life Insurance Products in Ramsey, NJ

10 insurance products available in Ramsey

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Bergen County and Nearby New Jersey Counties

Life Insurance by City Near Ramsey, NJ

Life insurance by city across Bergen County and adjacent New Jersey counties.

🌟 Cities Served near Ramsey

30 Cities · 3 Counties
Union County10
Berkeley HeightsClarkElizabethGarwoodLindenNew ProvidencePlainfieldRahwayRoselleSummit
Bergen CountyHome10
Fort LeeGarfieldMidland ParkNorth ArlingtonParamusRidgewoodRidgewood VillageRutherfordTenaflyWaldwick
Morris County10
ButlerDenvilleFlorham ParkLincoln ParkMontvilleMorristownMount ArlingtonParsippanyPequannockWharton
Official Resources

Know your rights in Ramsey.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Ramsey Life Insurance Questions

💰

How much does life insurance cost in Ramsey?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Ramsey
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Ramsey?

Yes. June serves all of Ramsey and every municipality in Bergen County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

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