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Home›New Jersey›Essex County›Livingston

June Marcia Williams — Licensed Insurance Agent in Livingston, NJ
June Marcia Williams
Your Insurance Agent in Livingston, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Livingston, NJ...
National Producer No.
17209549
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Life Insurance in Livingston, NJ

Your Local NJ Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Livingston Without the Complexity

Your local licensed agent in Livingston, Essex County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Livingston, Essex County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Livingston, NJ

Livingston, NJ — Your Local Producer

As a resident of our vibrant Essex County community, I understand the unique character and values that make Livingston a wonderful place to build a life. I'm June Marcia Williams, a licensed insurance producer, and I'm dedicated to helping my neighbors here secure their financial futures. My focus is on providing clear, personalized guidance on personal insurance lines—from Term and Whole Life to Final Expense and Accident & Injury coverage. My goal is to help you understand your options so you can protect your family and everything you've worked for. (NPN: 17209549, New Jersey License No: 1543971)

  • Livingston Mall
  • Livingston High School
  • Riker Hill Art Park
NPN17209549NJ License1543971
Underwriting Guidelines

What rate class can Livingston applicants with arthritis expect from life insurance carriers?

Many Livingston residents secure competitive rates despite arthritis. Essex County reports 20.4% adult prevalence (CDC PLACES); 12.4% also manage current cigarette smoking, with 14.5% of the ~853,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Irvington →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Essex County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) Data Pending

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code N/A
Google Maps
4.0 8 reviews
Township of Livingston photo 1Township of Livingston photo 2Township of Livingston photo 3Township of Livingston photo 4
Photos by ASWANG , Township of Livingston , Ajay Bansal , Township of Livingston via Google Maps
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Township of Livingston
Closed now · Mon 8:30 AM – 4:30 PM
(973) 992-5000
livingstonnj.org
357 S Livingston Ave, Livingston, NJ 07039, USA
Recent Reviews
Glidian Enterprises ★☆☆☆☆
"One of the worst towns to have a business in. No customers and the town is not easy to deal with especially the electric inspector and the city ordinances don’t allow for outside advertising."
Rimma Shvei Tarlavsky ★★★★★
Available in Livingston

Life Insurance Products in Livingston, NJ

10 insurance products available in Livingston

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Essex County and Nearby New Jersey Counties

Life Insurance by City Near Livingston, NJ

Life insurance by city across Essex County and adjacent New Jersey counties.

🌟 Cities Served near Livingston

30 Cities · 3 Counties
Union County10
Berkeley HeightsClarkElizabethGarwoodLindenNew ProvidencePlainfieldRahwayRoselleSummit
Essex CountyHome10
BellevilleBloomfieldEast OrangeMaplewoodMillburnNewarkNorth CaldwellOrangeSouth Orange VillageWest Orange
Hudson County10
BayonneGuttenbergHobokenJersey CityKearnyNorth BergenSecaucusUnion CityWeehawkenWest New York
Official Resources

Know your rights in Livingston.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Livingston Life Insurance Questions

💰

How much does life insurance cost in Livingston?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Livingston
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Livingston?

Yes. June serves all of Livingston and every municipality in Essex County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

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