June Marcia Williams
Your Insurance Agent in Livingston, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Livingston, NJ...
Life Insurance in Livingston, NJ
Your Local NJ Advocate for Simplified-Issue & Fully-Underwritten Policies
Get Customized Coverage in Livingston Without the Complexity
Your local licensed agent in Livingston, Essex County. 9 product lines. 12 years of experience. One call away.
June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Livingston, Essex County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.
✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Livingston, NJLivingston, NJ — Your Local Producer
As a resident of our vibrant Essex County community, I understand the unique character and values that make Livingston a wonderful place to build a life. I'm June Marcia Williams, a licensed insurance producer, and I'm dedicated to helping my neighbors here secure their financial futures. My focus is on providing clear, personalized guidance on personal insurance lines—from Term and Whole Life to Final Expense and Accident & Injury coverage. My goal is to help you understand your options so you can protect your family and everything you've worked for. (NPN: 17209549, New Jersey License No: 1543971)
- 1Livingston Mall
- 2Livingston High School
- 3Riker Hill Art Park
NPN17209549NJ License1543971
Underwriting Guidelines
What rate class can Livingston applicants with arthritis expect from life insurance carriers?
Many Livingston residents secure competitive rates despite arthritis. Essex County reports 20.4% adult prevalence (CDC PLACES); 12.4% also manage current cigarette smoking, with 14.5% of the ~853,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.
Coverage options and underwriting standards vary by carrier. View insurance in nearby Irvington →
📊 Top Health Considerations (CDC)
Tier projection blends county-level prevalence with carrier underwriting bands.
Higher prevalence shifts more of each bar into Standard and Rated/Watch
segments. Use as a county baseline, not an individual underwriting outcome.
Preferred Range
Standard
Rated / Watch
Available in Livingston
Life Insurance Products in Livingston, NJ
10 insurance products available in Livingston
Life Insurance in Essex County and Nearby New Jersey Counties
Life Insurance by City Near Livingston, NJ
Life insurance by city across Essex County and adjacent New Jersey counties.
Official Resources
Know your rights in Livingston.
New Jersey Department of Banking & Insurance
File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.
Visit nj.gov/dobi →.GOV Verify Agent License (NIPR)
Look up June's NPN (17209549), active licenses, and state appointments.
Visit nipr.com →.COM NAIC Consumer Guides
Free guides on choosing life insurance, understanding policy types, and filing complaints.
Visit naic.org →.ORG FTC Life Insurance Guide
Federal consumer guide — what to watch for and your federal protections.
Visit ftc.gov →.GOV Frequently Asked Questions
Livingston Life Insurance Questions
💰
How much does life insurance cost in Livingston?
Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.
Livingston 📋
What types of insurance are available here?
Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.
9 Products 🔑
Coverage with a pre-existing condition?
Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.
Special Situations 🏙️
Does June serve all of Livingston?
Yes. June serves all of Livingston and every municipality in Essex County. Licensed in five states: NJ, PA, FL, MD, and VA.
Full Coverage 🏥
What is critical illness insurance?
Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.
Critical Illness ✅
How do I verify June's NJ license?
Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.
Verified Talk to a real person. Today.
No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.
Licensed in 5 states NPN verified No obligation
