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Home›New Jersey›Bergen County›Ridgewood Village

June Marcia Williams — Licensed Insurance Agent in Ridgewood Village, NJ
June Marcia Williams
Your Insurance Agent in Ridgewood Village, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Ridgewood Village, NJ...
National Producer No.
17209549
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Fast & Affordable Life Insurance in Ridgewood Village | Same-Day Quotes

Your Local NJ Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Ridgewood Village Without the Complexity

Your local licensed agent in Ridgewood Village, Bergen County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Ridgewood Village, Bergen County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Ridgewood Village, NJ

Ridgewood Village, NJ — Your Local Producer

As a licensed insurance producer serving Bergen County, I understand the value of living in a community as vibrant and close-knit as Ridgewood Village. Protecting your family's future is one of the most important decisions you'll make, and I'm here to help you navigate your options with confidence. I offer personalized guidance on a range of products, from Term and Whole Life to Final Expense and supplemental plans for accidents or critical illness. My goal is to provide clear, straightforward information so you can choose the right protection. (June Marcia Williams, NPN: 17209549, NJ License No: 1543971).

  • Ridgewood Train Station
  • Van Neste Square Memorial Park
  • Ridgewood Public Library
NPN17209549NJ License1543971
Underwriting Guidelines

What rate class can Ridgewood Village applicants with high cholesterol expect from life insurance carriers?

Yes, qualification is common in Ridgewood Village. Within Bergen County's ~958,000 residents — including the 9.8% currently without health coverage — 41.3% of adults manage high cholesterol and 32.5% live with high blood pressure per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Ridgewood Village families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby East Rutherford →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Bergen County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) Data Pending

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code N/A
Google Maps
3.4 16 reviews
Ridgewood Village Hall photo 1Ridgewood Village Hall photo 2Ridgewood Village Hall photo 3Ridgewood Village Hall photo 4
Photos by Jim DelGiudice , Lisbi Abraham , eunsoo jung , 林佳慶 via Google Maps
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Ridgewood Village Hall
Closed now · Mon 8:30 AM – 4:30 PM
(201) 670-5500
ridgewoodnj.net
131 N Maple Ave, Ridgewood, NJ 07450, USA
Recent Reviews
El Rox ★☆☆☆☆
"Since the Ridgewood Police disabled their comments, I will post this here. At 5:20PM, 5/7/2025, this officer, was chatting away with another fellow officer at stop sign. Mind you, there were cars wait…"
Joe Latona ★★★★★
"We are opening a shop on E. Ridgewood Avenue and have experienced several departments here. The nicest most helpful people making our experience stress free. Joe & Gregg The Table At Latona’s"
Available in Ridgewood Village

Your coverage options.

Life insurance, supplemental health, business protection, and notary services — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Bergen County and Neighboring New Jersey Counties

Cities served near Ridgewood Village.

June Marcia Williams writes life insurance and supplemental health policies across Bergen County and adjacent New Jersey counties — all within the same New Jersey regulatory framework.

🌟 Cities Served near Ridgewood Village

30 Cities · 3 Counties
Union County10
Berkeley HeightsConnecticut FarmsElizabethLindenNew ProvidencePlainfieldRahwayRoselleSummitWestfield
Bergen CountyHome10
Fort LeeGarfieldNorth ArlingtonParamusRamapo College of New JerseyRamseyRidgewoodRutherfordTenaflyWaldwick
Morris County10
Budd LakeDenvilleFlandersFlorham ParkGilletteLake HiawathaMorristownParsippanyPequannockPompton Plains
Official Resources

Know your rights in Ridgewood Village.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Ridgewood Village insurance — answered.

💰

How much does life insurance cost in Ridgewood Village?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Ridgewood Village
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Ridgewood Village?

Yes. June serves all of Ridgewood Village and every municipality in Bergen County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

Verified
Nearby Cities

Coverage continues next door.

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