Life Insurance
Term Life Insurance Whole Life Insurance Universal Life (IUL) Final Expense Insurance
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact

Home›New Jersey›Bergen County›Ridgewood

June Marcia Williams — Licensed Insurance Agent in Ridgewood, NJ
June Marcia Williams
Your Insurance Agent in Ridgewood, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Ridgewood, NJ...
National Producer No.
17209549
Verify ↗

Trusted Life Insurance in Ridgewood, NJ | Local Expert

Securing Families Across Bergen County with 9 Tailored Product Lines

Why Ridgewood Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Ridgewood, Bergen County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Ridgewood, Bergen County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Ridgewood, NJ

Ridgewood, NJ — Your Local Producer

Hello, Ridgewood! As a fellow New Jersey resident, I appreciate the unique character and strong community spirit that makes Bergen County such a wonderful place to live. From its beautiful historic homes to its vibrant downtown, Ridgewood is a community worth protecting. As a licensed insurance producer, my goal is to help my neighbors here in Ridgewood understand their options for personal insurance. Whether you're considering Term Life, Final Expense, or other policies to safeguard your family's future, I'm here to provide clear, personalized guidance. Let's work together to find a plan that fits your life. (June Marcia Williams, NPN: 17209549, NJ License No: 1543971)

  • Van Neste Square Memorial Park
  • Ridgewood Train Station
  • Graydon Park
NPN17209549NJ License1543971

Ridgewood is home to approximately 26,000 residents in Bergen County, with a median age of 40.7 and a median household income of $211,000. About 83% of homes are owner-occupied; the median home value is $859,000. 79% of adults hold a bachelor's degree or higher; households with children make up 44%; veterans comprise 3% of residents. Average household size is 3.0. These demographic markers shape which life insurance products fit Ridgewood households.

How Ridgewood compares to Bergen County

BERGEN COUNTY · 953K RESIDENTS RIDGEWOOD · 26K RESIDENTS
Bergen County vs Ridgewood — population comparison Bergen County: 953,243 residents. Ridgewood: 26,043 residents, 2.7% of Bergen County population.
953,243 BERGEN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
26,043 RIDGEWOOD RESIDENTS ↳ 2.7% of Bergen County residents
Underwriting Guidelines

What rate class can Ridgewood applicants with high cholesterol expect from life insurance carriers?

Yes, qualification is common in Ridgewood. Within Bergen County's ~958,000 residents — including the 9.8% currently without health coverage — 40.3% of adults manage high cholesterol and 29.3% live with high blood pressure per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Ridgewood families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Dumont →

📊 Top Health Considerations (CDC)

Top Health Considerations for Ridgewood (CITY) High cholesterol: 40.3%. High blood pressure: 29.3%. Obesity: 22.7%. Diagnosed diabetes: 7.4%. Current cigarette smoking: 6.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · RIDGEWOOD High cholesterol 40.3% High blood pressure 29.3% Obesity 22.7% Diagnosed diabetes 7.4% Current cigarette smoking 6.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Bergen County Gov Portal .GOV
Population ~26,043
Lack of health insurance (18–64) 5.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3463000
Google Maps
3.4 16 reviews
Ridgewood Village Hall photo 1Ridgewood Village Hall photo 2Ridgewood Village Hall photo 3Ridgewood Village Hall photo 4
Photos by Jim DelGiudice , Lisbi Abraham , eunsoo jung , 林佳慶 via Google Maps
View on Google Maps
Ridgewood Village Hall
Closed now · Mon 8:30 AM – 4:30 PM
(201) 670-5500
ridgewoodnj.net
131 N Maple Ave, Ridgewood, NJ 07450, USA
Recent Reviews
El Rox ★☆☆☆☆
"Since the Ridgewood Police disabled their comments, I will post this here. At 5:20PM, 5/7/2025, this officer, was chatting away with another fellow officer at stop sign. Mind you, there were cars wait…"
Joe Latona ★★★★★
"We are opening a shop on E. Ridgewood Avenue and have experienced several departments here. The nicest most helpful people making our experience stress free. Joe & Gregg The Table At Latona’s"
Available in Ridgewood

Your coverage options.

Life insurance, supplemental health, business protection, and notary services — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Bergen County and Neighboring New Jersey Counties

Cities served near Ridgewood.

June Marcia Williams writes life insurance and supplemental health policies across Bergen County and adjacent New Jersey counties — all within the same New Jersey regulatory framework.

🌟 Cities Served near Ridgewood

30 Cities · 3 Counties
Hudson County10
BayonneGuttenbergHobokenJersey CityKearnyNorth BergenSecaucusUnion CityWeehawkenWest New York
Bergen CountyHome10
Fort LeeGarfieldNorth ArlingtonParamusRamapo College of New JerseyRamseyRidgewood VillageRutherfordTenaflyWaldwick
Union County10
Berkeley HeightsConnecticut FarmsElizabethLindenNew ProvidencePlainfieldRahwayRoselleSummitWestfield
Official Resources

Know your rights in Ridgewood.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Ridgewood insurance — answered.

💰

How much does life insurance cost in Ridgewood?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Ridgewood
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Ridgewood?

Yes. June serves all of Ridgewood and every municipality in Bergen County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

Verified
Nearby Cities

Coverage continues next door.

← Previous Ridgefield Park Village Bergen County, NJ 10 products available
•
You Are Here Ridgewood Bergen County, NJ
•
Next → Ridgewood Village Bergen County, NJ 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call
Ask Lia