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Home›New Jersey›Ocean County›Point Pleasant Beach

June Marcia Williams — Licensed Insurance Agent in Point Pleasant Beach, NJ
June Marcia Williams
Your Insurance Agent in Point Pleasant Beach, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Point Pleasant Beach, NJ...
National Producer No.
17209549
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Fast & Affordable Life Insurance in Point Pleasant Beach | Same-Day Quotes

Your Local NJ Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Point Pleasant Beach Without the Complexity

Your local licensed agent in Point Pleasant Beach, Ocean County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Point Pleasant Beach, Ocean County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Point Pleasant Beach, NJ

Point Pleasant Beach, NJ — Your Local Producer

Hello, Point Pleasant Beach neighbors. Living here in Ocean County, we understand the value of community and protecting what matters most, from our beautiful shoreline to our family's future. As a local licensed insurance producer, I'm dedicated to helping my neighbors navigate their options for personal insurance. Whether you're considering Term Life, Final Expense, or other specialized coverage, my goal is to provide clear, personalized guidance. I'm June Marcia Williams, and I'm here to help you find a plan that fits your life. (NPN: 17209549, New Jersey License No: 1543971)

  • Jenkinson's Boardwalk
  • Point Pleasant Beach Train Station
  • Manasquan Inlet
NPN17209549NJ License1543971

Point Pleasant Beach is home to approximately 4,800 residents in Ocean County, with a median age of 47.9 and a median household income of $120,000. About 70% of homes are owner-occupied; the median home value is $772,000. 59% of adults hold a bachelor's degree or higher; households with children make up 24%; veterans comprise 5% of residents. Average household size is 2.5. These demographic markers shape which life insurance products fit Point Pleasant Beach households.

How Point Pleasant Beach compares to Ocean County

OCEAN COUNTY · 639K RESIDENTS POINT PLEASANT BEACH · 5K RESIDENTS
Ocean County vs Point Pleasant Beach — population comparison Ocean County: 638,691 residents. Point Pleasant Beach: 4,786 residents, 0.7% of Ocean County population.
638,691 OCEAN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
4,786 POINT PLEASANT BEACH RESIDENTS ↳ 0.7% of Ocean County residents
Underwriting Guidelines

Does high blood pressure affect life insurance rates in Point Pleasant Beach, NJ?

Point Pleasant Beach applicants with high blood pressure qualify routinely. The local risk pool — Ocean County's ~659,000 residents, 9.5% without health coverage — shows 31.3% adult prevalence of high blood pressure and 27.8% with obesity. Top-rated carriers price these conditions transparently when application data is complete and recent.

Our underwriting team matches Point Pleasant Beach families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Vista Center →

📊 Top Health Considerations (CDC)

Top Health Considerations for Point Pleasant Beach (CITY) High cholesterol: 41.7%. High blood pressure: 31.3%. Obesity: 27.8%. Diagnosed diabetes: 9.2%. Current cigarette smoking: 10.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · POINT PLEASANT BEACH High cholesterol 41.7% High blood pressure 31.3% Obesity 27.8% Diagnosed diabetes 9.2% Current cigarette smoking 10.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Ocean County Gov Portal .GOV
Population ~4,786
Lack of health insurance (18–64) 6.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3459910
Google Maps
Point Pleasant Beach photo 1Point Pleasant Beach photo 2Point Pleasant Beach photo 3Point Pleasant Beach photo 4
Photos by Marvick ,Galmaz , S , Yogesh Desai , Denzel Nunez via Google Maps
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Point Pleasant Beach
pointpleasantbeach.org
Point Pleasant Beach, NJ 08742, USA
Available in Point Pleasant Beach

Your coverage options.

Life insurance, supplemental health, business protection, and notary services — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Ocean County and Neighboring New Jersey Counties

Cities served near Point Pleasant Beach.

June Marcia Williams writes life insurance and supplemental health policies across Ocean County and adjacent New Jersey counties — all within the same New Jersey regulatory framework.

🌟 Cities Served near Point Pleasant Beach

30 Cities · 3 Counties
Atlantic County10
Atlantic CityBargaintownCollings LakesEast VinelandEnglish CreekLeeds PointMilmayOceanvilleSmithvilleSomers Point
Ocean CountyHome10
Beach Haven WestCrestwood VillageJacksonLeisure VillageLeisure Village EastManahawkinMystic IslandShip BottomSilver RidgeToms River
Mercer County10
Dutch NeckGrovevilleHamilton SquareMercervilleRobbinsville CenterTrentonWest TrentonWhite HorseWindsorYardville
Official Resources

Know your rights in Point Pleasant Beach.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Point Pleasant Beach insurance — answered.

💰

How much does life insurance cost in Point Pleasant Beach?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Point Pleasant Beach
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Point Pleasant Beach?

Yes. June serves all of Point Pleasant Beach and every municipality in Ocean County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

Verified
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