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Home›New Jersey›Ocean County›Pine Lake Park

June Marcia Williams — Licensed Insurance Agent in Pine Lake Park, NJ
June Marcia Williams
Your Insurance Agent in Pine Lake Park, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Pine Lake Park, NJ...
National Producer No.
17209549
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Life Insurance in Pine Lake Park, NJ

Dedicated Coverage Options from Final Expense to Term Life in Ocean County

The Smart Choice for Dependable Life Insurance in Pine Lake Park, NJ

Your local licensed agent in Pine Lake Park, Ocean County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Pine Lake Park, Ocean County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Pine Lake Park, NJ

Pine Lake Park, NJ — Your Local Producer

Hello, Pine Lake Park! As a resident of the greater Ocean County area, I appreciate the distinct character of our community. My name is June Marcia Williams, and I am a licensed insurance producer committed to serving my neighbors right here in New Jersey. I specialize in helping individuals and families understand their options for personal insurance, from Term Life and Final Expense to Accident & Injury policies. My focus is on providing clear, straightforward information so you can make choices that feel right for your specific situation and secure your family's financial future. (NPN: 17209549, New Jersey License No: 1543971)

  • Pine Lake
  • Manchester Township Elementary School
  • Commonwealth Boulevard & County Line Road
NPN17209549NJ License1543971

Pine Lake Park is home to approximately 9,700 residents in Ocean County, with a median age of 37.4 and a median household income of $87,400. About 84% of homes are owner-occupied; the median home value is $327,000. 25% of adults hold a bachelor's degree or higher; households with children make up 40%; veterans comprise 5% of residents. Average household size is 3.1. These demographic markers shape which life insurance products fit Pine Lake Park households.

How Pine Lake Park compares to Ocean County

OCEAN COUNTY · 639K RESIDENTS PINE LAKE PARK · 10K RESIDENTS
Ocean County vs Pine Lake Park — population comparison Ocean County: 638,691 residents. Pine Lake Park: 9,711 residents, 1.5% of Ocean County population.
638,691 OCEAN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
9,711 PINE LAKE PARK RESIDENTS ↳ 1.5% of Ocean County residents
Underwriting Guidelines

Are Pine Lake Park residents with diagnosed diabetes able to qualify for life insurance?

Pine Lake Park applicants with diagnosed diabetes qualify routinely. The local risk pool — Ocean County's ~639,000 residents, 9.5% without health coverage — shows 15.8% adult prevalence of diagnosed diabetes and 50.4% with high cholesterol. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Surf City →

📊 Top Health Considerations (CDC)

Top Health Considerations for Pine Lake Park (CITY) High cholesterol: 50.4%. High blood pressure: 45.4%. Obesity: 30%. Diagnosed diabetes: 15.8%. Current cigarette smoking: 13.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · PINE LAKE PARK High cholesterol 50.4% High blood pressure 45.4% Obesity 30.0% Diagnosed diabetes 15.8% Current cigarette smoking 13.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Ocean County Gov Portal .GOV
Population ~9,711
Lack of health insurance (18–64) 10.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3458830
Google Maps
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Available in Pine Lake Park

Life Insurance Products in Pine Lake Park, NJ

10 insurance products available in Pine Lake Park

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Ocean County and Nearby New Jersey Counties

Life Insurance by City Near Pine Lake Park, NJ

Life insurance by city across Ocean County and adjacent New Jersey counties.

🌟 Cities Served near Pine Lake Park

30 Cities · 3 Counties
Camden County10
BarringtonCamdenCollingswoodGloucester CityHaddonfieldHi-NellaLindenwoldSomerdaleStratfordWinslow
Ocean CountyHome10
BarnegatBarnegat LightBrickJacksonLakewoodLavalletteSeaside HeightsShip BottomSurf CityToms River
Burlington County10
BordentownBurlingtonDelancoEastampton TwpFlorenceHainesportMoorestownMount LaurelRivertonWillingboro
Official Resources

Know your rights in Pine Lake Park.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Pine Lake Park Life Insurance Questions

💰

How much does life insurance cost in Pine Lake Park?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Pine Lake Park
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Pine Lake Park?

Yes. June serves all of Pine Lake Park and every municipality in Ocean County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

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Licensed in 5 states NPN verified No obligation
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